Harris, MN · standard
ZIP Code 55032
Chisago County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,616
- 20/sq mi Moderate-density area
- $104,554
- Median income Above-median income area
- $380,900
- Median home value Above-median home value
- 21.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Harris pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 20
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55032 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55032 (Harris, MN) fell -2.2% from 2023 to 2024. The all-transactions index moved from 240.3 in 2023 to 234.9 in 2024 (2000 = 100).
ZIP code 55032 covers 180.8 square miles in Harris, Chisago County, Minnesota (a standard USPS delivery area), with a modest 3,616 residents on file, a density of 20 people per square mile, in the Chicago time zone.
ZIP 55032 lands in the middle-income range, with a median household income of $104,554 (27% above the average Minnesota ZIP), while per-capita income is $42,778. The poverty rate is 7.0%, with unemployment at 4.1%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $380,900 (49% above the average Minnesota ZIP), while 94.3% of occupied homes are owner-occupied and median rent is $950.
Educational attainment sits below the national norm: 21.3% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 37 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Chisago County, so 55032 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55032
Top 5 sectors by establishment count in Harris, MN
Which industries have the most business establishments in ZIP 55032.
- Construction
Construction
22 establishments
- Transportation and warehousing
Transportation and warehousing
9 establishments
- Health care and social assistance 8
Health care and social assistance
8 establishments
- Other services (except public administration) 8
Other services (except public administration)
8 establishments
- Manufacturing 7
Manufacturing
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55032, Harris, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,616
Population
180.8
Area (sq mi)
20
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55032?
43.1
Median Age
49.7%
Male
50.3%
Female
1.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,554
Median Household Income
+27% vs state ZIP avg
$42,778
Per Capita Income
7.0%
Poverty Rate
4.1%
Unemployment Rate
36.7 min
Mean Commute Time
How ZIP 55032 ranks among Minnesota ZIPs
Harris, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$104,554 Top 14% higher than 86% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,403housing units
1,403
Total Housing Units
1,221
Occupied Units
182
Vacant Units
2.76
Avg Household Size
Occupancy Type
$380,900
Median Home Value
+49% vs state ZIP avg
$950
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.2%
YoY Change (2024)
235
HPI Index (2000 = 100)
+135%
Total Change Since 2000
Home values in ZIP 55032 have decreased 2.2% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.2% | 174 |
| 2021 | +15.9% | 202 |
| 2022 | +7.2% | 216 |
| 2023 | +11.2% | 240 |
| 2024 | -2.2% | 235 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 80 business establishments in ZIP 55032, employing approximately 376 people with a combined annual payroll of $14,913,000.
80
Businesses
376
Employees
$14.9M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 22 | 27.5% |
| Transportation and warehousing | 9 | 11.3% |
| Health care and social assistance | 8 | 10.0% |
| Other services (except public administration) | 8 | 10.0% |
| Manufacturing | 7 | 8.8% |
| Wholesale trade | 6 | 7.5% |
| Retail trade | 6 | 7.5% |
| Administrative and support and waste management and remediation services | 5 | 6.3% |
| Accommodation and food services | 3 | 3.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55032 vs 55056 →
ZIP 55032 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55056
North Branch (55056)
13,546 residents
- 55069
Rush City (55069)
5,540 residents
- 55032 3,616
Harris (55032)
3,616 residents
What this shows Among its immediate neighbors, ZIP 55032 ranks #3 by population - useful context the national average alone can't give.
ZIP 55032 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55032
Harris (55032)
$104,554 median income
- 55056
North Branch (55056)
$95,679 median income
- 55069
Rush City (55069)
$75,179 median income
What this shows By household income, ZIP 55032 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55032, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,616 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Chisago County
Related Areas
Frequently Asked Questions
What county is ZIP code 55032 in?
ZIP code 55032 (Harris) is located in Chisago County, Minnesota. Chisago County contains multiple ZIP codes, see the full list at /counties/chisago-mn.
What is the population of ZIP code 55032?
ZIP code 55032 in Harris, MN has a population of 3,616 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55032?
The median household income in ZIP 55032 is $104,554, which is 37% above the national average of $76,288.
What is the average home value in ZIP 55032?
The median home value in ZIP 55032 is $380,900, which is 37% above the national average of $278,155.
What is the demographic makeup of ZIP 55032?
The largest racial group in ZIP 55032 is White at 92.4%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 55032?
ZIP code 55032 has 80 business establishments employing approximately 376 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55032?
The top industries by establishment count in ZIP 55032 are: Construction (22), Transportation and warehousing (9), Health care and social assistance (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 55032?
According to the FHFA House Price Index, home values in ZIP 55032 decreased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55032?
In ZIP code 55032, 56.1% of residents aged 25+ have a high school diploma or higher, and 21.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55032?
The mean commute time for workers in ZIP code 55032 is 36.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55032?
In ZIP code 55032, approximately 94.3% of occupied housing units are owner-occupied and 5.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55032?
The poverty rate in ZIP code 55032 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55032's numbers, next.
- See how ZIP 55032 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Harris, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.