Winsted, MN · standard
ZIP Code 55395
McLeod County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,892
- 55/sq mi
- $72,800
- Median income
- $222,400
- Median home value
- 17.7%
- Bachelor's or higher
The verdict
Winsted pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 49%
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 55
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55395 against every reporting US ZIP.
ZIP code 55395 is classified by USPS as a standard delivery area and covers roughly 53.1 square miles in Winsted, McLeod County, Minnesota. The area is home to 2,892 residents, producing a population density of 55 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55395 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55395 sits at $72,800 (11% below the Minnesota average), while per-capita income is $39,424. The poverty rate stands at 10.9% and the unemployment rate at 1.3%. On housing, the median home value is $222,400 (13% below the state average) with median rent at $839 per month, and 82.6% of occupied units are owner-occupied, a direct signal of whether 55395 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.7% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 27 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McLeod County, so you can benchmark 55395 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55395
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55395.
- Construction
Construction
11 establishments
- Manufacturing
Manufacturing
11 establishments
- Health care and social assistance
Health care and social assistance
11 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Retail trade
Retail trade
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55395, Winsted, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,892
Population
53.1
Area (sq mi)
55
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55395?
45.8
Median Age
50.8%
Male
49.2%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,800
Median Household Income
-11% vs state
$39,424
Per Capita Income
10.9%
Poverty Rate
1.3%
Unemployment Rate
26.8 min
Mean Commute Time
How ZIP 55395 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$72,800 Top 49% higher than 51% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,257
Total Housing Units
1,216
Occupied Units
41
Vacant Units
2.18
Avg Household Size
Occupancy Type
$222,400
Median Home Value
-13% vs state
$839
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.8%
YoY Change (2024)
227
HPI Index (2000 = 100)
+127%
Total Change Since 2000
Home values in ZIP 55395 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 155 |
| 2021 | +9.3% | 169 |
| 2022 | +18.2% | 200 |
| 2023 | +10.3% | 221 |
| 2024 | +2.8% | 227 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 78 business establishments in ZIP 55395, employing approximately 1,979 people with a combined annual payroll of $125,163,000.
78
Businesses
1,979
Employees
$125.2M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 14.1% |
| Manufacturing | 11 | 14.1% |
| Health care and social assistance | 11 | 14.1% |
| Other services (except public administration) | 9 | 11.5% |
| Retail trade | 8 | 10.3% |
| Administrative and support and waste management and remediation services | 6 | 7.7% |
| Accommodation and food services | 6 | 7.7% |
| Finance and insurance | 5 | 6.4% |
| Professional, scientific, and technical services | 4 | 5.1% |
| Wholesale trade | 3 | 3.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55395 vs 55354 →
ZIP 55395 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55321
Cokato (55321)
5,341 residents
- 55349
Howard Lake (55349)
3,887 residents
- 55395
Winsted (55395)
2,892 residents
- 55354
Lester Prairie (55354)
2,741 residents
- 55397
Young America (55397)
2,693 residents
- 55360
Mayer (55360)
2,672 residents
- 55390
Waverly (55390)
2,473 residents
- 55381 2,063
Silver Lake (55381)
2,063 residents
- 55367 913
New Germany (55367)
913 residents
What this shows Among its immediate neighbors, ZIP 55395 ranks #3 by population — useful context the national average alone can't give.
ZIP 55395 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55360
Mayer (55360)
$122,117 median income
- 55390
Waverly (55390)
$103,750 median income
- 55349
Howard Lake (55349)
$99,444 median income
- 55354
Lester Prairie (55354)
$97,941 median income
- 55367
New Germany (55367)
$94,107 median income
- 55381
Silver Lake (55381)
$88,661 median income
- 55397
Young America (55397)
$81,957 median income
- 55321
Cokato (55321)
$80,433 median income
- 55395
Winsted (55395)
$72,800 median income
What this shows By household income, ZIP 55395 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55354 | Lester Prairie, MN | 2,741 | 4.9 mi |
| 55349 | Howard Lake, MN | 3,887 | 7.3 mi |
| 55367 | New Germany, MN | 913 | 5.9 mi |
| 55381 | Silver Lake, MN | 2,063 | 6.2 mi |
| 55360 | Mayer, MN | 2,672 | 7.8 mi |
| 55390 | Waverly, MN | 2,473 | 8.8 mi |
| 55321 | Cokato, MN | 5,341 | 11.0 mi |
| 55397 | Young America, MN | 2,693 | 11.5 mi |
More ZIP Codes in McLeod County
Related Areas
Frequently Asked Questions
What county is ZIP code 55395 in? ▼
What is the population of ZIP code 55395? ▼
What is the median household income in ZIP 55395? ▼
What is the average home value in ZIP 55395? ▼
What is the demographic makeup of ZIP 55395? ▼
How many businesses are in ZIP code 55395? ▼
What are the main industries in ZIP code 55395? ▼
How have home values changed in ZIP code 55395? ▼
What is the education level in ZIP code 55395? ▼
What is the average commute time in ZIP 55395? ▼
What percentage of residents own vs. rent in ZIP 55395? ▼
What is the poverty rate in ZIP code 55395? ▼
ZIP Code Research Guides
Official Data Resources for Winsted, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.