Waverly, MN · standard

ZIP Code 55390

Wright County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,473
27/sq mi
$103,750
Median income
$348,300
Median home value
22.8%
Bachelor's or higher

The verdict

Waverly pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 17%
household income, US ZIPs
Top 27%
home value, US ZIPs
27
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55390 against every reporting US ZIP.

ZIP code 55390 is classified by USPS as a standard delivery area and covers roughly 90.9 square miles in Waverly, Wright County, Minnesota. The area is home to 2,473 residents, producing a population density of 27 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55390 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55390 sits at $103,750 (26% above the Minnesota average), while per-capita income is $43,962. The poverty rate stands at 10.3% and the unemployment rate at 3.2%. On housing, the median home value is $348,300 (36% above the state average) with median rent at $1,281 per month, and 91.3% of occupied units are owner-occupied, a direct signal of whether 55390 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 35 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wright County, so you can benchmark 55390 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55390

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55390.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55390, Waverly, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,473

Population

90.9

Area (sq mi)

27

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55390?

40.1

Median Age

55.2%

Male

44.8%

Female

2.1%

Foreign-Born

White 91.5%
African American 0.5%
Asian 0.7%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.0%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$103,750

Median Household Income

+26% vs state

$43,962

Per Capita Income

10.3%

Poverty Rate

3.2%

Unemployment Rate

35.4 min

Mean Commute Time

How ZIP 55390 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$103,750 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.1%
Bachelor's Degree or Higher 22.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,407

Total Housing Units

1,313

Occupied Units

94

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 91.3%
Renter 8.7%

$348,300

Median Home Value

+36% vs state

$1,281

Median Rent

1998

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.6%

YoY Change (2024)

219

HPI Index (2000 = 100)

+119%

Total Change Since 2000

Home values in ZIP 55390 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 166
2021 +9.9% 183
2022 +10.0% 201
2023 -1.3% 198
2024 +10.6% 219

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 65 business establishments in ZIP 55390, employing approximately 292 people with a combined annual payroll of $11,600,000.

65

Businesses

292

Employees

$11.6M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 19 29.2%
Retail trade 9 13.8%
Other services (except public administration) 7 10.8%
Real estate and rental and leasing 6 9.2%
Professional, scientific, and technical services 6 9.2%
Wholesale trade 4 6.2%
Administrative and support and waste management and remediation services 3 4.6%
Accommodation and food services 3 4.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55390 vs 55363 →

ZIP 55390 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55390 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55390 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55390 ranks the highest of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55363 Montrose, MN 4,496 3.5 mi
55349 Howard Lake, MN 3,887 4.6 mi
55395 Winsted, MN 2,892 8.8 mi
55313 Buffalo, MN 23,255 9.8 mi
55388 Watertown, MN 5,619 10.3 mi

More ZIP Codes in Wright County

Frequently Asked Questions

What county is ZIP code 55390 in?
ZIP code 55390 (Waverly) is located in Wright County, Minnesota. Wright County contains multiple ZIP codes, see the full list at /counties/wright-mn.
What is the population of ZIP code 55390?
ZIP code 55390 in Waverly, MN has a population of 2,473 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55390?
The median household income in ZIP 55390 is $103,750, which is 36% above the national average of $76,288.
What is the average home value in ZIP 55390?
The median home value in ZIP 55390 is $348,300, which is 25% above the national average of $278,155.
What is the demographic makeup of ZIP 55390?
The largest racial group in ZIP 55390 is White at 91.5%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 55390?
ZIP code 55390 has 65 business establishments employing approximately 292 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55390?
The top industries by establishment count in ZIP 55390 are: Construction (19), Retail trade (9), Other services (except public administration) (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 55390?
According to the FHFA House Price Index, home values in ZIP 55390 increased by 10.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55390?
In ZIP code 55390, 58.1% of residents aged 25+ have a high school diploma or higher, and 22.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55390?
The mean commute time for workers in ZIP code 55390 is 35.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55390?
In ZIP code 55390, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55390?
The poverty rate in ZIP code 55390 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waverly, MN

Verify and explore additional data for this area using these official government sources.