Waverly, MN · standard
ZIP Code 55390
Wright County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,473
- 27/sq mi Moderate-density area
- $103,750
- Median income Above-median income area
- $348,300
- Median home value Above-median home value
- 22.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waverly pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 17%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 27
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55390 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55390 (Waverly, MN) rose +10.6% from 2023 to 2024. The all-transactions index moved from 198.3 in 2023 to 219.4 in 2024 (2000 = 100).
ZIP code 55390 covers 90.9 square miles in Waverly, Wright County, Minnesota (a standard USPS delivery area), with a modest 2,473 residents on file, a density of 27 people per square mile, in the Chicago time zone.
ZIP 55390 lands in the middle-income range, with a median household income of $103,750 (26% above the average Minnesota ZIP), while per-capita income is $43,962. The poverty rate is 10.3%, with unemployment at 3.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $348,300 (36% above the average Minnesota ZIP), while 91.3% of occupied homes are owner-occupied and median rent is $1,281.
Educational attainment sits below the national norm: 22.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 35 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Wright County, so 55390 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55390
Top 5 sectors by establishment count in Waverly, MN
Which industries have the most business establishments in ZIP 55390.
- Construction
Construction
19 establishments
- Retail trade
Retail trade
9 establishments
- Other services (except public administration) 7
Other services (except public administration)
7 establishments
- Real estate and rental and leasing 6
Real estate and rental and leasing
6 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55390, Waverly, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,473
Population
90.9
Area (sq mi)
27
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55390?
40.1
Median Age
55.2%
Male
44.8%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$103,750
Median Household Income
+26% vs state ZIP avg
$43,962
Per Capita Income
10.3%
Poverty Rate
3.2%
Unemployment Rate
35.4 min
Mean Commute Time
How ZIP 55390 ranks among Minnesota ZIPs
Waverly, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$103,750 Top 14% higher than 86% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,407housing units
1,407
Total Housing Units
1,313
Occupied Units
94
Vacant Units
2.60
Avg Household Size
Occupancy Type
$348,300
Median Home Value
+36% vs state ZIP avg
$1,281
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.6%
YoY Change (2024)
219
HPI Index (2000 = 100)
+119%
Total Change Since 2000
Home values in ZIP 55390 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.1% | 166 |
| 2021 | +9.9% | 183 |
| 2022 | +10.0% | 201 |
| 2023 | -1.3% | 198 |
| 2024 | +10.6% | 219 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 65 business establishments in ZIP 55390, employing approximately 292 people with a combined annual payroll of $11,600,000.
65
Businesses
292
Employees
$11.6M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 29.2% |
| Retail trade | 9 | 13.8% |
| Other services (except public administration) | 7 | 10.8% |
| Real estate and rental and leasing | 6 | 9.2% |
| Professional, scientific, and technical services | 6 | 9.2% |
| Wholesale trade | 4 | 6.2% |
| Administrative and support and waste management and remediation services | 3 | 4.6% |
| Accommodation and food services | 3 | 4.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55390 vs 55363 →
ZIP 55390 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55313
Buffalo (55313)
23,255 residents
- 55388 5,619
Watertown (55388)
5,619 residents
- 55363 4,496
Montrose (55363)
4,496 residents
- 55349 3,887
Howard Lake (55349)
3,887 residents
- 55395 2,892
Winsted (55395)
2,892 residents
- 55390 2,473
Waverly (55390)
2,473 residents
What this shows Among its immediate neighbors, ZIP 55390 ranks #6 by population - useful context the national average alone can't give.
ZIP 55390 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55390
Waverly (55390)
$103,750 median income
- 55363
Montrose (55363)
$101,989 median income
- 55349
Howard Lake (55349)
$99,444 median income
- 55388
Watertown (55388)
$99,375 median income
- 55313
Buffalo (55313)
$92,455 median income
- 55395
Winsted (55395)
$72,800 median income
What this shows By household income, ZIP 55390 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55390, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,473 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Wright County
Related Areas
Frequently Asked Questions
What county is ZIP code 55390 in?
ZIP code 55390 (Waverly) is located in Wright County, Minnesota. Wright County contains multiple ZIP codes, see the full list at /counties/wright-mn.
What is the population of ZIP code 55390?
ZIP code 55390 in Waverly, MN has a population of 2,473 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55390?
The median household income in ZIP 55390 is $103,750, which is 36% above the national average of $76,288.
What is the average home value in ZIP 55390?
The median home value in ZIP 55390 is $348,300, which is 25% above the national average of $278,155.
What is the demographic makeup of ZIP 55390?
The largest racial group in ZIP 55390 is White at 91.5%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 55390?
ZIP code 55390 has 65 business establishments employing approximately 292 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55390?
The top industries by establishment count in ZIP 55390 are: Construction (19), Retail trade (9), Other services (except public administration) (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 55390?
According to the FHFA House Price Index, home values in ZIP 55390 increased by 10.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55390?
In ZIP code 55390, 58.1% of residents aged 25+ have a high school diploma or higher, and 22.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55390?
The mean commute time for workers in ZIP code 55390 is 35.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55390?
In ZIP code 55390, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55390?
The poverty rate in ZIP code 55390 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55390's numbers, next.
- See how ZIP 55390 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waverly, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.