Waverly, MN · standard
ZIP Code 55390
Wright County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,473
- 27/sq mi
- $103,750
- Median income
- $348,300
- Median home value
- 22.8%
- Bachelor's or higher
The verdict
Waverly pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 17%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 27
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55390 against every reporting US ZIP.
ZIP code 55390 is classified by USPS as a standard delivery area and covers roughly 90.9 square miles in Waverly, Wright County, Minnesota. The area is home to 2,473 residents, producing a population density of 27 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55390 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55390 sits at $103,750 (26% above the Minnesota average), while per-capita income is $43,962. The poverty rate stands at 10.3% and the unemployment rate at 3.2%. On housing, the median home value is $348,300 (36% above the state average) with median rent at $1,281 per month, and 91.3% of occupied units are owner-occupied, a direct signal of whether 55390 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 22.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 35 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wright County, so you can benchmark 55390 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55390
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55390.
- Construction
Construction
19 establishments
- Retail trade
Retail trade
9 establishments
- Other services (except public administration) 7
Other services (except public administration)
7 establishments
- Real estate and rental and leasing 6
Real estate and rental and leasing
6 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55390, Waverly, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,473
Population
90.9
Area (sq mi)
27
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55390?
40.1
Median Age
55.2%
Male
44.8%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$103,750
Median Household Income
+26% vs state
$43,962
Per Capita Income
10.3%
Poverty Rate
3.2%
Unemployment Rate
35.4 min
Mean Commute Time
How ZIP 55390 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$103,750 Top 17% higher than 83% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,407
Total Housing Units
1,313
Occupied Units
94
Vacant Units
2.60
Avg Household Size
Occupancy Type
$348,300
Median Home Value
+36% vs state
$1,281
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.6%
YoY Change (2024)
219
HPI Index (2000 = 100)
+119%
Total Change Since 2000
Home values in ZIP 55390 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.1% | 166 |
| 2021 | +9.9% | 183 |
| 2022 | +10.0% | 201 |
| 2023 | -1.3% | 198 |
| 2024 | +10.6% | 219 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 65 business establishments in ZIP 55390, employing approximately 292 people with a combined annual payroll of $11,600,000.
65
Businesses
292
Employees
$11.6M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 29.2% |
| Retail trade | 9 | 13.8% |
| Other services (except public administration) | 7 | 10.8% |
| Real estate and rental and leasing | 6 | 9.2% |
| Professional, scientific, and technical services | 6 | 9.2% |
| Wholesale trade | 4 | 6.2% |
| Administrative and support and waste management and remediation services | 3 | 4.6% |
| Accommodation and food services | 3 | 4.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55390 vs 55363 →
ZIP 55390 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55313
Buffalo (55313)
23,255 residents
- 55388 5,619
Watertown (55388)
5,619 residents
- 55363 4,496
Montrose (55363)
4,496 residents
- 55349 3,887
Howard Lake (55349)
3,887 residents
- 55395 2,892
Winsted (55395)
2,892 residents
- 55390 2,473
Waverly (55390)
2,473 residents
What this shows Among its immediate neighbors, ZIP 55390 ranks #6 by population — useful context the national average alone can't give.
ZIP 55390 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55390
Waverly (55390)
$103,750 median income
- 55363
Montrose (55363)
$101,989 median income
- 55349
Howard Lake (55349)
$99,444 median income
- 55388
Watertown (55388)
$99,375 median income
- 55313
Buffalo (55313)
$92,455 median income
- 55395
Winsted (55395)
$72,800 median income
What this shows By household income, ZIP 55390 ranks the highest of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Wright County
Related Areas
Frequently Asked Questions
What county is ZIP code 55390 in? ▼
What is the population of ZIP code 55390? ▼
What is the median household income in ZIP 55390? ▼
What is the average home value in ZIP 55390? ▼
What is the demographic makeup of ZIP 55390? ▼
How many businesses are in ZIP code 55390? ▼
What are the main industries in ZIP code 55390? ▼
How have home values changed in ZIP code 55390? ▼
What is the education level in ZIP code 55390? ▼
What is the average commute time in ZIP 55390? ▼
What percentage of residents own vs. rent in ZIP 55390? ▼
What is the poverty rate in ZIP code 55390? ▼
ZIP Code Research Guides
Official Data Resources for Waverly, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.