PlainZIP

Cokato, MN · standard

ZIP Code 55321

Wright County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,341
25/sq mi
$80,433
Median income
$268,300
Median home value
21.0%
Bachelor's or higher

The verdict

Cokato pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 39%
home value, US ZIPs
25
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55321 against every reporting US ZIP.

ZIP code 55321 is classified by USPS as a standard delivery area and covers roughly 210.3 square miles in Cokato, Wright County, Minnesota. The area is home to 5,341 residents, producing a population density of 25 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55321 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55321 sits at $80,433 (2% below the Minnesota average), while per-capita income is $33,775. The poverty rate stands at 8.5% and the unemployment rate at 3.1%. On housing, the median home value is $268,300 (5% above the state average) with median rent at $869 per month, and 78.6% of occupied units are owner-occupied, a direct signal of whether 55321 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.0% of adults hold a bachelor's degree or higher, the median age is 32.3, and the average commute is 28 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wright County, so you can benchmark 55321 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55321

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55321.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55321, Cokato, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,341

Population

210.3

Area (sq mi)

25

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55321?

32.3

Median Age

51.8%

Male

48.2%

Female

3.1%

Foreign-Born

White 92.4%
African American 0.5%
Asian 0.1%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,433

Median Household Income

-2% vs state

$33,775

Per Capita Income

8.5%

Poverty Rate

3.1%

Unemployment Rate

28.0 min

Mean Commute Time

How ZIP 55321 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$80,433 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 21.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,995

Total Housing Units

1,866

Occupied Units

129

Vacant Units

2.94

Avg Household Size

Occupancy Type

Owner 78.6%
Renter 21.4%

$268,300

Median Home Value

+5% vs state

$869

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 55321 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.3% 150
2021 +8.3% 163
2022 +13.9% 186
2023 +10.7% 205
2024 +4.7% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 208 business establishments in ZIP 55321, employing approximately 1,955 people with a combined annual payroll of $108,527,000.

208

Businesses

1,955

Employees

$108.5M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 60 28.9%
Health care and social assistance 32 15.4%
Other services (except public administration) 22 10.6%
Retail trade 20 9.6%
Manufacturing 14 6.7%
Professional, scientific, and technical services 12 5.8%
Finance and insurance 10 4.8%
Wholesale trade 9 4.3%
Administrative and support and waste management and remediation services 9 4.3%
Transportation and warehousing 6 2.9%
Accommodation and food services 4 1.9%
Information 3 1.4%
Arts, entertainment, and recreation 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55321 vs 55325 →

ZIP 55321 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55321 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55321 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55321 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55325 Dassel, MN 4,610 6.2 mi
55349 Howard Lake, MN 3,887 6.0 mi
55395 Winsted, MN 2,892 11.0 mi

More ZIP Codes in Wright County

55313 standard
Buffalo, MN
Pop: 23,255
55362 standard
Monticello, MN
Pop: 18,089
55376 standard
Saint Michael, MN
Pop: 16,242
55301 standard
Albertville, MN
Pop: 10,535
55328 standard
Delano, MN
Pop: 8,541
55302 standard
Annandale, MN
Pop: 7,107

Related Areas

Wright County Cokato, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55321 in? ▼
ZIP code 55321 (Cokato) is located in Wright County, Minnesota. Wright County contains multiple ZIP codes, see the full list at /counties/wright-mn.
What is the population of ZIP code 55321? ▼
ZIP code 55321 in Cokato, MN has a population of 5,341 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55321? ▼
The median household income in ZIP 55321 is $80,433, which is 5% above the national average of $76,288.
What is the average home value in ZIP 55321? ▼
The median home value in ZIP 55321 is $268,300, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 55321? ▼
The largest racial group in ZIP 55321 is White at 92.4%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 55321? ▼
ZIP code 55321 has 208 business establishments employing approximately 1,955 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55321? ▼
The top industries by establishment count in ZIP 55321 are: Construction (60), Health care and social assistance (32), Other services (except public administration) (22). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 55321? ▼
According to the FHFA House Price Index, home values in ZIP 55321 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55321? ▼
In ZIP code 55321, 59.0% of residents aged 25+ have a high school diploma or higher, and 21.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55321? ▼
The mean commute time for workers in ZIP code 55321 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55321? ▼
In ZIP code 55321, approximately 78.6% of occupied housing units are owner-occupied and 21.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55321? ▼
The poverty rate in ZIP code 55321 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cokato, MN

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.