Lutsen, MN · standard

ZIP Code 55612

Cook County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

518
1/sq mi
$81,042
Median income
$415,400
Median home value
58.5%
Bachelor's or higher

National ZIP placement

Lutsen pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 19%
home value, US ZIPs
1
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55612 against every reporting US ZIP.

ZIP code 55612 is a sparsely populated ZIP (a standard USPS delivery area) in Lutsen, Cook County, Minnesota, home to just 518 residents across 431.7 square miles, a density of 1 people per square mile, in the Chicago time zone.

ZIP 55612 lands in the middle-income range, with a median household income of $81,042 (1% below the average Minnesota ZIP), while per-capita income is $52,137. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.7% and unemployment is 3.4%. Housing is both higher-cost and owner-heavy: median home value is $415,400 (62% above the average Minnesota ZIP), while 91.7% of occupied homes are owner-occupied and median rent is $1,010.

This is a highly-educated ZIP: 58.5% of adults hold a bachelor's degree or higher, the median age is 58, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 5 more in Cook County, so 55612 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 55612

Top 5 sectors by establishment count in Lutsen, MN

Which industries have the most business establishments in ZIP 55612.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55612, Lutsen, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

518

Population

431.7

Area (sq mi)

1

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55612?

58.0

Median Age

38.5%

Male

61.5%

Female

4.1%

Foreign-Born

White 98.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,042

Median Household Income

-1% vs state ZIP avg

$52,137

Per Capita Income

7.7%

Poverty Rate

3.4%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.8%
Bachelor's Degree or Higher 58.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,075

Total Housing Units

301

Occupied Units

774

Vacant Units

1.78

Avg Household Size

Occupancy Type

Owner 91.7%
Renter 8.3%

$415,400

Median Home Value

+62% vs state ZIP avg

$1,010

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 37 business establishments in ZIP 55612, employing approximately 422 people with a combined annual payroll of $16,573,000.

37

Businesses

422

Employees

$16.6M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 10 27.0%
Accommodation and food services 10 27.0%
Retail trade 6 16.2%
Real estate and rental and leasing 3 8.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55612 vs 55615 →

ZIP Code City Population Distance
55615 Tofte, MN 256 6.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 55612, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Cook County

Frequently Asked Questions

What county is ZIP code 55612 in?
ZIP code 55612 (Lutsen) is located in Cook County, Minnesota. Cook County contains multiple ZIP codes, see the full list at /counties/cook-mn.
What is the population of ZIP code 55612?
ZIP code 55612 in Lutsen, MN has a population of 518 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55612?
The median household income in ZIP 55612 is $81,042, which is 6% above the national average of $76,288.
What is the average home value in ZIP 55612?
The median home value in ZIP 55612 is $415,400, which is 49% above the national average of $278,155.
What is the demographic makeup of ZIP 55612?
The largest racial group in ZIP 55612 is White at 98.5%.
How many businesses are in ZIP code 55612?
ZIP code 55612 has 37 business establishments employing approximately 422 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55612?
The top industries by establishment count in ZIP 55612 are: Construction (10), Accommodation and food services (10), Retail trade (6). There are 4 industry sectors represented in total.
What is the education level in ZIP code 55612?
In ZIP code 55612, 71.8% of residents aged 25+ have a high school diploma or higher, and 58.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 55612?
In ZIP code 55612, approximately 91.7% of occupied housing units are owner-occupied and 8.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55612?
The poverty rate in ZIP code 55612 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Related

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Read our methodology : how this data is sourced, computed, and verified.