Residential delivery area · Minnesota

ZIP Code 55612: Lutsen, MN

ZIP code 55612 uses the postal name Lutsen, Minnesota and lies entirely in Cook County (Census 2020 ZIP-county file). About 540 people live there (Census Bureau, ACS 2020-2024). Median household income is $81,042 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Lutsen (a census-designated place); 94% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2021
  • ZBP2023
  • IRS2022
5national area: Minnesota, Iowa, Montana, North Dakota, South Dakota and Wisconsin
556sectional center: Duluth, MN (SCF 556)
12delivery area within it
Town
Lutsen · its only residential ZIP
Census places
Lutsen census-designated place
House district
MN-8 119th Congress
Time zone
Central
Land area
165.1 sq mi · 3 people per sq mi

Where is ZIP code 55612?

55612 centers on 47.788°, -90.706° and covers 165.1 square miles of land plus 10.8 of water. It borders 2 ZIP codes: 55615, 55604.

55604 · Grand Marais55615 · Tofte55612 · Lutsen (this ZIP)55612556045561555604 · Grand Marais55615 · Tofte55612 · Lutsen (this ZIP)55612556045561555604 · Grand Marais55615 · Tofte55612 · Lutsen (this ZIP)556125560455615
Shaded by median household income, in national fifths (ACS 2020-2024); 55612 outlined. Census 2020 ZCTA boundaries.<$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 55612, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 55612 compare with the rest of Cook County?

Rank of 55612 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure55612In Cook CountyIn MN
People (ACS 2020-2024)5353rd of 6693rd of 881
Median household income$81knot rankednot ranked
Median home value$415knot rankednot ranked

55612's income and home value are not ranked: it has fewer than 1,000 residents (535). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 8% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 55612?

The 2020 Census counted 604 people in 55612; the ACS, which samples households over 2020-2024, estimates 535. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
535±112 (90% margin)
2020 Census count
604
Households
301
Median age
58.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 55612?

Of the 535 people the ACS estimates in 55612, 5.6% are under 18 and 36.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (98.5%).

  • Under 185.6%
  • 18 to 6457.9%
  • 65 and older36.4%
Age of the people of 55612 (ACS 2020-2024, B01001)
  • White, not Hispanic98.5%
  • Other or two or more1.5%
  • Hispanic or Latino0.0%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 55612 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 55612 earn?

Median household income is $81,042 (ACS 2020-2024).

Median household income
$81,042±$12,985
Income per person
$52,137
Below the poverty line
7.7%
Unemployed (of the labor force)
3.4%
Adults 25+ with a bachelor's degree
58.5%
Adjusted gross income per tax return, 2022
$83,426380 returns; wages 45% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 55612?

Median home value (owners' estimate)
$415,400
Median gross rent
$1,010
Homes owned by their occupants
91.7%
Housing units
1,075
050100150200220102021050100150200220102021050100150200220102021
Index = 100 in 2002, the first year FHFA reports for 55612; 2021: 143.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 55612 stops in 2021: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 55612?

37 business establishments had a location in this ZIP code in 2023, 3 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction10
  • Accommodation and food services10
  • Retail trade6
  • Real estate and rental and leasing3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 55612?

ZIP codes that share a boundary with 55612, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
55615Tofte379$61k7.3 mi
55604Grand Marais3,719$73k14.1 mi
55613Schroeder232$59k19.8 mi (near)
55603Finland490$62k28.5 mi (near)
55606Hovland198$85k34.1 mi (near)
55607Isabella192$88k38.7 mi (near)
55614Silver Bay2,485$73k43.9 mi (near)
55601Beaver Bay128$56k49.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.