Lutsen, MN · standard

ZIP Code 55612

Cook County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

518
1/sq mi
$81,042
Median income
$415,400
Median home value
58.5%
Bachelor's or higher

The verdict

Lutsen pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 19%
home value, US ZIPs
1
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55612 against every reporting US ZIP.

ZIP code 55612 is classified by USPS as a standard delivery area and covers roughly 431.7 square miles in Lutsen, Cook County, Minnesota. The area is home to 518 residents, producing a population density of 1 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55612 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55612 sits at $81,042 (1% below the Minnesota average), while per-capita income is $52,137. The poverty rate stands at 7.7% and the unemployment rate at 3.4%. On housing, the median home value is $415,400 (62% above the state average) with median rent at $1,010 per month, and 91.7% of occupied units are owner-occupied, a direct signal of whether 55612 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 58.5% of adults hold a bachelor's degree or higher, the median age is 58, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Cook County, so you can benchmark 55612 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55612

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55612.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55612, Lutsen, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

518

Population

431.7

Area (sq mi)

1

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55612?

58.0

Median Age

38.5%

Male

61.5%

Female

4.1%

Foreign-Born

White 98.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,042

Median Household Income

-1% vs state

$52,137

Per Capita Income

7.7%

Poverty Rate

3.4%

Unemployment Rate

How ZIP 55612 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$81,042 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.8%
Bachelor's Degree or Higher 58.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,075

Total Housing Units

301

Occupied Units

774

Vacant Units

1.78

Avg Household Size

Occupancy Type

Owner 91.7%
Renter 8.3%

$415,400

Median Home Value

+62% vs state

$1,010

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 37 business establishments in ZIP 55612, employing approximately 422 people with a combined annual payroll of $16,573,000.

37

Businesses

422

Employees

$16.6M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 10 27.0%
Accommodation and food services 10 27.0%
Retail trade 6 16.2%
Real estate and rental and leasing 3 8.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55612 vs 55615 →

ZIP Code City Population Distance
55615 Tofte, MN 256 6.6 mi

More ZIP Codes in Cook County

Frequently Asked Questions

What county is ZIP code 55612 in?
ZIP code 55612 (Lutsen) is located in Cook County, Minnesota. Cook County contains multiple ZIP codes, see the full list at /counties/cook-mn.
What is the population of ZIP code 55612?
ZIP code 55612 in Lutsen, MN has a population of 518 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55612?
The median household income in ZIP 55612 is $81,042, which is 6% above the national average of $76,288.
What is the average home value in ZIP 55612?
The median home value in ZIP 55612 is $415,400, which is 49% above the national average of $278,155.
What is the demographic makeup of ZIP 55612?
The largest racial group in ZIP 55612 is White at 98.5%.
How many businesses are in ZIP code 55612?
ZIP code 55612 has 37 business establishments employing approximately 422 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55612?
The top industries by establishment count in ZIP 55612 are: Construction (10), Accommodation and food services (10), Retail trade (6). There are 4 industry sectors represented in total.
What is the education level in ZIP code 55612?
In ZIP code 55612, 71.8% of residents aged 25+ have a high school diploma or higher, and 58.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 55612?
In ZIP code 55612, approximately 91.7% of occupied housing units are owner-occupied and 8.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55612?
The poverty rate in ZIP code 55612 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lutsen, MN

Verify and explore additional data for this area using these official government sources.