Lutsen, MN · standard
ZIP Code 55612
Cook County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 518
- 1/sq mi
- $81,042
- Median income
- $415,400
- Median home value
- 58.5%
- Bachelor's or higher
The verdict
Lutsen pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 1
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55612 against every reporting US ZIP.
ZIP code 55612 is classified by USPS as a standard delivery area and covers roughly 431.7 square miles in Lutsen, Cook County, Minnesota. The area is home to 518 residents, producing a population density of 1 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55612 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55612 sits at $81,042 (1% below the Minnesota average), while per-capita income is $52,137. The poverty rate stands at 7.7% and the unemployment rate at 3.4%. On housing, the median home value is $415,400 (62% above the state average) with median rent at $1,010 per month, and 91.7% of occupied units are owner-occupied, a direct signal of whether 55612 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 58.5% of adults hold a bachelor's degree or higher, the median age is 58, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Cook County, so you can benchmark 55612 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55612
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55612.
- Construction
Construction
10 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Retail trade
Retail trade
6 establishments
- Real estate and rental and leasing 3
Real estate and rental and leasing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55612, Lutsen, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
518
Population
431.7
Area (sq mi)
1
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55612?
58.0
Median Age
38.5%
Male
61.5%
Female
4.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,042
Median Household Income
-1% vs state
$52,137
Per Capita Income
7.7%
Poverty Rate
3.4%
Unemployment Rate
How ZIP 55612 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$81,042 Top 37% higher than 63% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,075
Total Housing Units
301
Occupied Units
774
Vacant Units
1.78
Avg Household Size
Occupancy Type
$415,400
Median Home Value
+62% vs state
$1,010
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 37 business establishments in ZIP 55612, employing approximately 422 people with a combined annual payroll of $16,573,000.
37
Businesses
422
Employees
$16.6M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 27.0% |
| Accommodation and food services | 10 | 27.0% |
| Retail trade | 6 | 16.2% |
| Real estate and rental and leasing | 3 | 8.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55612 vs 55615 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55615 | Tofte, MN | 256 | 6.6 mi |
More ZIP Codes in Cook County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Lutsen, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.