Side Lake, MN · standard
ZIP Code 55781
St. Louis County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 734
- 4/sq mi
- $101,406
- Median income
- $392,900
- Median home value
- 37.0%
- Bachelor's or higher
The verdict
Side Lake pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 4
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55781 against every reporting US ZIP.
ZIP code 55781 is classified by USPS as a standard delivery area and covers roughly 198.4 square miles in Side Lake, St. Louis County, Minnesota. The area is home to 734 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55781 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55781 sits at $101,406 (23% above the Minnesota average), while per-capita income is $48,046. The poverty rate stands at 2.3% and the unemployment rate at 7.5%. On housing, the median home value is $392,900 (54% above the state average) with median rent at $1,313 per month, and 95.2% of occupied units are owner-occupied, a direct signal of whether 55781 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 37.0% of adults hold a bachelor's degree or higher, the median age is 60.2, and the average commute is —. Use the benchmarks above to see where 55781 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55781, Side Lake, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
734
Population
198.4
Area (sq mi)
4
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55781?
60.2
Median Age
49.7%
Male
50.3%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,406
Median Household Income
+23% vs state
$48,046
Per Capita Income
2.3%
Poverty Rate
7.5%
Unemployment Rate
How ZIP 55781 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$101,406 Top 18% higher than 82% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
850
Total Housing Units
331
Occupied Units
519
Vacant Units
2.48
Avg Household Size
Occupancy Type
$392,900
Median Home Value
+54% vs state
$1,313
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 7 business establishments in ZIP 55781, employing approximately 37 people with a combined annual payroll of $865,000.
7
Businesses
37
Employees
$865K
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 4 | 57.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Side Lake, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.