Side Lake, MN · standard

ZIP Code 55781

St. Louis County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

734
4/sq mi
$101,406
Median income
$392,900
Median home value
37.0%
Bachelor's or higher

The verdict

Side Lake pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 21%
home value, US ZIPs
4
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55781 against every reporting US ZIP.

ZIP code 55781 is classified by USPS as a standard delivery area and covers roughly 198.4 square miles in Side Lake, St. Louis County, Minnesota. The area is home to 734 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55781 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55781 sits at $101,406 (23% above the Minnesota average), while per-capita income is $48,046. The poverty rate stands at 2.3% and the unemployment rate at 7.5%. On housing, the median home value is $392,900 (54% above the state average) with median rent at $1,313 per month, and 95.2% of occupied units are owner-occupied, a direct signal of whether 55781 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 37.0% of adults hold a bachelor's degree or higher, the median age is 60.2, and the average commute is . Use the benchmarks above to see where 55781 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55781, Side Lake, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

734

Population

198.4

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55781?

60.2

Median Age

49.7%

Male

50.3%

Female

0.1%

Foreign-Born

White 95.6%
African American 0.6%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.9%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,406

Median Household Income

+23% vs state

$48,046

Per Capita Income

2.3%

Poverty Rate

7.5%

Unemployment Rate

How ZIP 55781 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$101,406 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 37.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

850

Total Housing Units

331

Occupied Units

519

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 95.2%
Renter 4.8%

$392,900

Median Home Value

+54% vs state

$1,313

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 55781, employing approximately 37 people with a combined annual payroll of $865,000.

7

Businesses

37

Employees

$865K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 4 57.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in St. Louis County

Frequently Asked Questions

What county is ZIP code 55781 in?
ZIP code 55781 (Side Lake) is located in St. Louis County, Minnesota. St. Louis County contains multiple ZIP codes, see the full list at /counties/st-louis-mn.
What is the population of ZIP code 55781?
ZIP code 55781 in Side Lake, MN has a population of 734 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55781?
The median household income in ZIP 55781 is $101,406, which is 33% above the national average of $76,288.
What is the average home value in ZIP 55781?
The median home value in ZIP 55781 is $392,900, which is 41% above the national average of $278,155.
What is the demographic makeup of ZIP 55781?
The largest racial group in ZIP 55781 is White at 95.6%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 55781?
ZIP code 55781 has 7 business establishments employing approximately 37 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 55781?
In ZIP code 55781, 57.4% of residents aged 25+ have a high school diploma or higher, and 37.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 55781?
In ZIP code 55781, approximately 95.2% of occupied housing units are owner-occupied and 4.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55781?
The poverty rate in ZIP code 55781 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Side Lake, MN

Verify and explore additional data for this area using these official government sources.