Cook, MN · standard
ZIP Code 55723
St. Louis County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,363
- 2/sq mi Low-density area
- $64,526
- Median income Near-median income area
- $189,700
- Median home value Near-median home value
- 25.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cook pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 38th pct
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 2
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55723 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55723 (Cook, MN) fell -4.3% from 2023 to 2024. The all-transactions index moved from 230.9 in 2023 to 221.0 in 2024 (2000 = 100).
ZIP code 55723 covers 1390.0 square miles in Cook, St. Louis County, Minnesota (a standard USPS delivery area), with a modest 2,363 residents on file, a density of 2 people per square mile, in the Chicago time zone.
ZIP 55723 reports a modest median household income of $64,526 (21% below the average Minnesota ZIP), while per-capita income is $40,887. The poverty rate is 16.6%, with unemployment at 8.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $189,700 (26% below the average Minnesota ZIP), and median rent is $550; owner occupancy is 87.2%.
Educational attainment sits below the national norm: 25.5% of adults hold a bachelor's degree or higher, the median age is 60.3, and the average commute is 23 minutes. No nearby ZIP peer set is available for this delivery area, so the Minnesota and national benchmarks above are the appropriate context for 55723.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55723
Top 5 sectors by establishment count in Cook, MN
Which industries have the most business establishments in ZIP 55723.
- Retail trade
Retail trade
19 establishments
- Accommodation and food services
Accommodation and food services
18 establishments
- Construction
Construction
17 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Health care and social assistance 7
Health care and social assistance
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55723, Cook, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,363
Population
1390.0
Area (sq mi)
2
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55723?
60.3
Median Age
52.7%
Male
47.3%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,526
Median Household Income
-21% vs state ZIP avg
$40,887
Per Capita Income
16.6%
Poverty Rate
8.0%
Unemployment Rate
23.0 min
Mean Commute Time
How ZIP 55723 ranks among Minnesota ZIPs
Cook, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$64,526 20th percentile higher than 20% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,044housing units
2,044
Total Housing Units
947
Occupied Units
1,097
Vacant Units
1.98
Avg Household Size
Occupancy Type
$189,700
Median Home Value
-26% vs state ZIP avg
$550
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.3%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 55723 have decreased 4.3% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 144 |
| 2021 | +3.6% | 149 |
| 2022 | +10.7% | 165 |
| 2023 | +40.3% | 231 |
| 2024 | -4.3% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 102 business establishments in ZIP 55723, employing approximately 636 people with a combined annual payroll of $29,391,000.
102
Businesses
636
Employees
$29.4M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 19 | 18.6% |
| Accommodation and food services | 18 | 17.6% |
| Construction | 17 | 16.7% |
| Other services (except public administration) | 11 | 10.8% |
| Health care and social assistance | 7 | 6.9% |
| Finance and insurance | 6 | 5.9% |
| Real estate and rental and leasing | 4 | 3.9% |
| Wholesale trade | 3 | 2.9% |
| Transportation and warehousing | 3 | 2.9% |
| Professional, scientific, and technical services | 3 | 2.9% |
| Administrative and support and waste management and remediation services | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55723, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,363 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Louis County
Related Areas
Frequently Asked Questions
What county is ZIP code 55723 in?
ZIP code 55723 (Cook) is located in St. Louis County, Minnesota. St. Louis County contains multiple ZIP codes, see the full list at /counties/st-louis-mn.
What is the population of ZIP code 55723?
ZIP code 55723 in Cook, MN has a population of 2,363 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55723?
The median household income in ZIP 55723 is $64,526, which is 15% below the national average of $76,288.
What is the average home value in ZIP 55723?
The median home value in ZIP 55723 is $189,700, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 55723?
The largest racial group in ZIP 55723 is White at 96.0%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 55723?
ZIP code 55723 has 102 business establishments employing approximately 636 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55723?
The top industries by establishment count in ZIP 55723 are: Retail trade (19), Accommodation and food services (18), Construction (17). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 55723?
According to the FHFA House Price Index, home values in ZIP 55723 decreased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55723?
In ZIP code 55723, 57.3% of residents aged 25+ have a high school diploma or higher, and 25.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55723?
The mean commute time for workers in ZIP code 55723 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55723?
In ZIP code 55723, approximately 87.2% of occupied housing units are owner-occupied and 12.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55723?
The poverty rate in ZIP code 55723 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 55723's numbers, next.
- See how ZIP 55723 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cook, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.