Effie, MN · standard

ZIP Code 56639

Itasca County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

459
1/sq mi
$30,625
Median income
$219,700
Median home value
10.1%
Bachelor's or higher

The verdict

Effie pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

2th pct
household income, US ZIPs
49th pct
home value, US ZIPs
1
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56639 against every reporting US ZIP.

ZIP code 56639 is classified by USPS as a standard delivery area and covers roughly 765.0 square miles in Effie, Itasca County, Minnesota. The area is home to 459 residents, producing a population density of 1 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56639 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56639 sits at $30,625 (63% below the Minnesota average), while per-capita income is $29,751. The poverty rate stands at 16.4% and the unemployment rate at 8.8%. On housing, the median home value is $219,700 (14% below the state average) with median rent at $1,104 per month, and 82.7% of occupied units are owner-occupied, a direct signal of whether 56639 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 10.1% of adults hold a bachelor's degree or higher, the median age is 55.1, and the average commute is . Use the benchmarks above to see where 56639 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56639, Effie, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

459

Population

765.0

Area (sq mi)

1

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56639?

55.1

Median Age

57.4%

Male

42.6%

Female

0.6%

Foreign-Born

White 90.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.6%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$30,625

Median Household Income

-63% vs state

$29,751

Per Capita Income

16.4%

Poverty Rate

8.8%

Unemployment Rate

How ZIP 56639 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$30,625 2nd percentile higher than 2% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.4%
Bachelor's Degree or Higher 10.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

518

Total Housing Units

197

Occupied Units

321

Vacant Units

1.82

Avg Household Size

Occupancy Type

Owner 82.7%
Renter 17.3%

$219,700

Median Home Value

-14% vs state

$1,104

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 56639, employing approximately 41 people with a combined annual payroll of $1,578,000.

7

Businesses

41

Employees

$1.6M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 42.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Itasca County

Frequently Asked Questions

What county is ZIP code 56639 in?
ZIP code 56639 (Effie) is located in Itasca County, Minnesota. Itasca County contains multiple ZIP codes, see the full list at /counties/itasca-mn.
What is the population of ZIP code 56639?
ZIP code 56639 in Effie, MN has a population of 459 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56639?
The median household income in ZIP 56639 is $30,625, which is 60% below the national average of $76,288.
What is the average home value in ZIP 56639?
The median home value in ZIP 56639 is $219,700, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 56639?
The largest racial group in ZIP 56639 is White at 90.3%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 56639?
ZIP code 56639 has 7 business establishments employing approximately 41 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 56639?
In ZIP code 56639, 51.4% of residents aged 25+ have a high school diploma or higher, and 10.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 56639?
In ZIP code 56639, approximately 82.7% of occupied housing units are owner-occupied and 17.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56639?
The poverty rate in ZIP code 56639 is 16.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Effie, MN

Verify and explore additional data for this area using these official government sources.