PlainZIP

Duluth, MN · standard

ZIP Code 55804

St. Louis County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,592
62/sq mi
$111,228
Median income
$315,300
Median home value
52.6%
Bachelor's or higher

The verdict

Duluth pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 31%
home value, US ZIPs
62
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55804 against every reporting US ZIP.

ZIP code 55804 is a mid-sized community (a standard USPS delivery area) in Duluth, St. Louis County, Minnesota, home to 14,592 residents across 236.5 square miles, a density of 62 people per square mile, in the Chicago time zone.

ZIP 55804 skews affluent, with a median household income of $111,228 (35% above the Minnesota average), while per-capita income is $55,130. Local economic indicators show a 6.3% poverty rate alongside 1.9% unemployment. Housing costs here run $315,300 for a typical home value (23% above the state average), with rent averaging $1,435 a month; 86.7% of homes are owner-occupied.

This is a highly-educated ZIP: 52.6% of adults hold a bachelor's degree or higher, the median age is 40.9, and the average commute is 22 minutes. To put 55804 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in St. Louis County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55804

Top 5 sectors by establishment count in Duluth, MN

Which industries have the most business establishments in ZIP 55804.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55804, Duluth, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,592

Population

236.5

Area (sq mi)

62

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55804?

40.9

Median Age

46.3%

Male

53.7%

Female

2.6%

Foreign-Born

White 93.5%
African American 0.4%
Asian 1.2%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.0%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$111,228

Median Household Income

+35% vs state

$55,130

Per Capita Income

6.3%

Poverty Rate

1.9%

Unemployment Rate

22.1 min

Mean Commute Time

How ZIP 55804 ranks nationally

Duluth, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$111,228 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.5%
Bachelor's Degree or Higher 52.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,838

Total Housing Units

6,303

Occupied Units

535

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 86.7%
Renter 13.3%

$315,300

Median Home Value

+23% vs state

$1,435

Median Rent

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

266

HPI Index (2000 = 100)

+166%

Total Change Since 2000

Home values in ZIP 55804 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +166% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.7% 189
2021 +8.8% 206
2022 +16.2% 239
2023 +6.2% 254
2024 +4.9% 266

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 225 business establishments in ZIP 55804, employing approximately 1,760 people with a combined annual payroll of $73,484,000.

225

Businesses

1,760

Employees

$73.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 43 19.1%
Construction 42 18.7%
Retail trade 23 10.2%
Other services (except public administration) 22 9.8%
Professional, scientific, and technical services 19 8.4%
Real estate and rental and leasing 15 6.7%
Administrative and support and waste management and remediation services 14 6.2%
Finance and insurance 9 4.0%
Educational services 9 4.0%
Accommodation and food services 8 3.6%
Manufacturing 5 2.2%
Wholesale trade 5 2.2%
Transportation and warehousing 4 1.8%
Arts, entertainment, and recreation 4 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55804 vs 55803 →

ZIP 55804 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55804 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55804 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55804 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55803 Duluth, MN 17,431 9.6 mi
55812 Duluth, MN 10,924 10.9 mi

More ZIP Codes in St. Louis County

55811 standard
Duluth, MN
Pop: 26,246
55803 standard
Duluth, MN
Pop: 17,431
55746 standard
Hibbing, MN
Pop: 17,228
55812 standard
Duluth, MN
Pop: 10,924
55805 standard
Duluth, MN
Pop: 10,194
55792 standard
Virginia, MN
Pop: 10,107

Related Areas

St. Louis County Duluth, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55804 in? ▼
ZIP code 55804 (Duluth) is located in St. Louis County, Minnesota. St. Louis County contains multiple ZIP codes, see the full list at /counties/st-louis-mn.
What is the population of ZIP code 55804? ▼
ZIP code 55804 in Duluth, MN has a population of 14,592 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55804? ▼
The median household income in ZIP 55804 is $111,228, which is 46% above the national average of $76,288.
What is the average home value in ZIP 55804? ▼
The median home value in ZIP 55804 is $315,300, which is 13% above the national average of $278,155.
What is the demographic makeup of ZIP 55804? ▼
The largest racial group in ZIP 55804 is White at 93.5%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 55804? ▼
ZIP code 55804 has 225 business establishments employing approximately 1,760 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55804? ▼
The top industries by establishment count in ZIP 55804 are: Health care and social assistance (43), Construction (42), Retail trade (23). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 55804? ▼
According to the FHFA House Price Index, home values in ZIP 55804 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 166%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55804? ▼
In ZIP code 55804, 68.5% of residents aged 25+ have a high school diploma or higher, and 52.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55804? ▼
The mean commute time for workers in ZIP code 55804 is 22.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55804? ▼
In ZIP code 55804, approximately 86.7% of occupied housing units are owner-occupied and 13.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55804? ▼
The poverty rate in ZIP code 55804 is 6.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.