Duluth, MN · standard

ZIP Code 55805

St. Louis County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 10, 2026

10,194
2,789/sq mi: $43,100
Median income: $189,400
Median home value: 40.2%
Bachelor's or higher

The verdict

Duluth pairs one of the lowest household incomes in the country with below-median home values, in a suburban-density, renter-heavy area.

8th pct
household income, US ZIPs: 41th pct
home value, US ZIPs: 2,789
people per sq mi: 27%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55805 against every reporting US ZIP.

ZIP code 55805 is classified by USPS as a standard delivery area and covers roughly 3.7 square miles in Duluth, St. Louis County, Minnesota. The area is home to 10,194 residents, producing a population density of 2,789 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55805 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55805 sits at $43,100 (48% below the Minnesota average), while per-capita income is $32,215. The poverty rate stands at 26.4% and the unemployment rate at 4.8%. On housing, the median home value is $189,400 (26% below the state average) with median rent at $1,068 per month, and 27.3% of occupied units are owner-occupied, a direct signal of whether 55805 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.2% of adults hold a bachelor's degree or higher, the median age is 27.2, and the average commute is 16 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Louis County, so you can benchmark 55805 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55805

Health care and social assistance

82
Other services (except public administration)

23
Retail trade

21
Professional, scientific, and technical services

11
Construction

9

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55805, Duluth, MN · 2023 Accessed 2026-06-10 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,194

Population

3.7

Area (sq mi)

2,789

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 55805?

27.2

Median Age

50.4%

Male

49.6%

Female

3.8%

Foreign-Born

White 82.3%

African American 5.3%

Asian 3.0%

American Indian or Alaska Native 1.4%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 7.7%

Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,100

Median Household Income

-48% vs state

$32,215

Per Capita Income

26.4%

Poverty Rate

4.8%

Unemployment Rate

15.8 min

Mean Commute Time

How ZIP 55805 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$43,100 8th percentile higher than 8% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.3%

Bachelor's Degree or Higher 40.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,496

Total Housing Units

4,984

Occupied Units

512

Vacant Units

2.09

Avg Household Size

Occupancy Type

Owner 27.3%

Renter 72.7%

$189,400

Median Home Value

-26% vs state

$1,068

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.1%

YoY Change (2024)

267

HPI Index (2000 = 100)

+167%

Total Change Since 2000

Home values in ZIP 55805 have increased 0.1% over the past year (2024). Since 2000, this ZIP has seen +167% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+8.4%	193
2021	+7.9%	209
2022	+13.5%	237
2023	+12.8%	267
2024	+0.1%	267

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 203 business establishments in ZIP 55805, employing approximately 10,385 people with a combined annual payroll of $860,805,000.

203

Businesses

10,385

Employees

$860.8M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Health care and social assistance	82	40.4%
Other services (except public administration)	23	11.3%
Retail trade	21	10.3%
Professional, scientific, and technical services	11	5.4%
Construction	9	4.4%
Administrative and support and waste management and remediation services	9	4.4%
Accommodation and food services	9	4.4%
Management of companies and enterprises	8	3.9%
Finance and insurance	7	3.5%
Real estate and rental and leasing	7	3.5%
Arts, entertainment, and recreation	4	2.0%
Manufacturing	3	1.5%
Information	3	1.5%
Educational services	3	1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55805 vs 55812 →

55811

26,246
55812

10,924
55805

10,194
55807

9,963
55806

9,576
55808

5,846
55802

2,442
55814

772

What this shows Among its immediate neighbors, ZIP 55805 ranks #3 by population — useful context the national average alone can't give.

55811

$79,804
55812

$65,505
55807

$62,067
55808

$62,031
55802

$51,544
55805

$43,100
55806

$42,833

What this shows By household income, ZIP 55805 ranks #6 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
55812	Duluth, MN	10,924	1.3 mi
55802	Duluth, MN	2,442	3.4 mi
55806	Duluth, MN	9,576	2.7 mi
55814	Duluth, MN	772	5.3 mi
55807	Duluth, MN	9,963	5.7 mi
55811	Duluth, MN	26,246	6.6 mi
55808	Duluth, MN	5,846	10.9 mi

More ZIP Codes in St. Louis County

St. Louis County Duluth, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55805 in? ▼

ZIP code 55805 (Duluth) is located in St. Louis County, Minnesota. St. Louis County contains multiple ZIP codes, see the full list at /counties/st-louis-mn.

What is the population of ZIP code 55805? ▼

ZIP code 55805 in Duluth, MN has a population of 10,194 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 55805? ▼

The median household income in ZIP 55805 is $43,100, which is 44% below the national average of $76,288.

What is the average home value in ZIP 55805? ▼

The median home value in ZIP 55805 is $189,400, which is 32% below the national average of $278,155.

What is the demographic makeup of ZIP 55805? ▼

The largest racial group in ZIP 55805 is White at 82.3%. Hispanic or Latino residents make up 5.3% of the population.

How many businesses are in ZIP code 55805? ▼

ZIP code 55805 has 203 business establishments employing approximately 10,385 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 55805? ▼

The top industries by establishment count in ZIP 55805 are: Health care and social assistance (82), Other services (except public administration) (23), Retail trade (21). There are 14 industry sectors represented in total.

How have home values changed in ZIP code 55805? ▼

According to the FHFA House Price Index, home values in ZIP 55805 increased by 0.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 55805? ▼

In ZIP code 55805, 60.3% of residents aged 25+ have a high school diploma or higher, and 40.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 55805? ▼

The mean commute time for workers in ZIP code 55805 is 15.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 55805? ▼

In ZIP code 55805, approximately 27.3% of occupied housing units are owner-occupied and 72.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 55805? ▼

The poverty rate in ZIP code 55805 is 26.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.