Tracy, MN · standard
ZIP Code 56175
Murray County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,085
- 9/sq mi Low-density area
- $73,750
- Median income Near-median income area
- $154,400
- Median home value Below-median home value
- 18.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Tracy pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- 27th pct
- home value, US ZIPs
- 9
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56175 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 56175 (Tracy, MN) rose +16.8% from 2023 to 2024. The all-transactions index moved from 249.3 in 2023 to 291.1 in 2024 (2000 = 100).
ZIP code 56175 covers 354.6 square miles in Tracy, Murray County, Minnesota (a standard USPS delivery area), with a modest 3,085 residents on file, a density of 9 people per square mile, in the Chicago time zone.
ZIP 56175 lands in the middle-income range, with a median household income of $73,750 (10% below the average Minnesota ZIP), while per-capita income is $32,719. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.8% and unemployment is 0.7%. Home values sit below the statewide ZIP benchmark: the median is $154,400 (40% below the average Minnesota ZIP), and median rent is $760; owner occupancy is 84.0%.
Educational attainment sits below the national norm: 18.8% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 22 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Murray County, so 56175 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 56175
Top 5 sectors by establishment count in Tracy, MN
Which industries have the most business establishments in ZIP 56175.
- Health care and social assistance
Health care and social assistance
18 establishments
- Construction
Construction
12 establishments
- Retail trade
Retail trade
12 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56175, Tracy, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,085
Population
354.6
Area (sq mi)
9
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56175?
43.2
Median Age
49.5%
Male
50.5%
Female
12.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,750
Median Household Income
-10% vs state ZIP avg
$32,719
Per Capita Income
7.8%
Poverty Rate
0.7%
Unemployment Rate
21.5 min
Mean Commute Time
How ZIP 56175 ranks among Minnesota ZIPs
Tracy, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$73,750 41st percentile higher than 41% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,423housing units
1,423
Total Housing Units
1,129
Occupied Units
294
Vacant Units
2.57
Avg Household Size
Occupancy Type
$154,400
Median Home Value
-40% vs state ZIP avg
$760
Median Rent
1961
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.8%
YoY Change (2024)
291
HPI Index (2000 = 100)
+191%
Total Change Since 2000
Home values in ZIP 56175 have increased 16.8% over the past year (2024). Since 2000, this ZIP has seen +191% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 174 |
| 2021 | +11.7% | 194 |
| 2022 | +14.7% | 223 |
| 2023 | +12.0% | 249 |
| 2024 | +16.8% | 291 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 86 business establishments in ZIP 56175, employing approximately 732 people with a combined annual payroll of $27,947,000.
86
Businesses
732
Employees
$27.9M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 18 | 20.9% |
| Construction | 12 | 13.9% |
| Retail trade | 12 | 13.9% |
| Other services (except public administration) | 8 | 9.3% |
| Accommodation and food services | 6 | 7.0% |
| Finance and insurance | 5 | 5.8% |
| Wholesale trade | 4 | 4.7% |
| Information | 4 | 4.7% |
| Professional, scientific, and technical services | 4 | 4.7% |
| Administrative and support and waste management and remediation services | 4 | 4.7% |
| Arts, entertainment, and recreation | 3 | 3.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56175 vs 56132 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 56132 | Garvin, MN | 540 | 7.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 56175, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,085 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Murray County
Related Areas
Frequently Asked Questions
What county is ZIP code 56175 in?
ZIP code 56175 (Tracy) is located in Murray County, Minnesota. Murray County contains multiple ZIP codes, see the full list at /counties/murray-mn.
What is the population of ZIP code 56175?
ZIP code 56175 in Tracy, MN has a population of 3,085 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56175?
The median household income in ZIP 56175 is $73,750, which is 3% below the national average of $76,288.
What is the average home value in ZIP 56175?
The median home value in ZIP 56175 is $154,400, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 56175?
The largest racial group in ZIP 56175 is White at 73.5%. Hispanic or Latino residents make up 16.0% of the population.
How many businesses are in ZIP code 56175?
ZIP code 56175 has 86 business establishments employing approximately 732 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56175?
The top industries by establishment count in ZIP 56175 are: Health care and social assistance (18), Construction (12), Retail trade (12). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 56175?
According to the FHFA House Price Index, home values in ZIP 56175 increased by 16.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 191%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56175?
In ZIP code 56175, 53.7% of residents aged 25+ have a high school diploma or higher, and 18.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56175?
The mean commute time for workers in ZIP code 56175 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56175?
In ZIP code 56175, approximately 84.0% of occupied housing units are owner-occupied and 16.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56175?
The poverty rate in ZIP code 56175 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 56175's numbers, next.
- See how ZIP 56175 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Tracy, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.