Tracy, MN · standard
ZIP Code 56175
Murray County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,085
- 9/sq mi
- $73,750
- Median income
- $154,400
- Median home value
- 18.8%
- Bachelor's or higher
The verdict
Tracy pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- 27th pct
- home value, US ZIPs
- 9
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56175 against every reporting US ZIP.
ZIP code 56175 is classified by USPS as a standard delivery area and covers roughly 354.6 square miles in Tracy, Murray County, Minnesota. The area is home to 3,085 residents, producing a population density of 9 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56175 against Minnesota and the nation.
On the economic side, the median household income for ZIP 56175 sits at $73,750 (10% below the Minnesota average), while per-capita income is $32,719. The poverty rate stands at 7.8% and the unemployment rate at 0.7%. On housing, the median home value is $154,400 (40% below the state average) with median rent at $760 per month, and 84.0% of occupied units are owner-occupied, a direct signal of whether 56175 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.8% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 22 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Murray County, so you can benchmark 56175 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 56175
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 56175.
- Health care and social assistance
Health care and social assistance
18 establishments
- Construction
Construction
12 establishments
- Retail trade
Retail trade
12 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56175, Tracy, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,085
Population
354.6
Area (sq mi)
9
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56175?
43.2
Median Age
49.5%
Male
50.5%
Female
12.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,750
Median Household Income
-10% vs state
$32,719
Per Capita Income
7.8%
Poverty Rate
0.7%
Unemployment Rate
21.5 min
Mean Commute Time
How ZIP 56175 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$73,750 Top 47% higher than 53% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,423
Total Housing Units
1,129
Occupied Units
294
Vacant Units
2.57
Avg Household Size
Occupancy Type
$154,400
Median Home Value
-40% vs state
$760
Median Rent
1961
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.8%
YoY Change (2024)
291
HPI Index (2000 = 100)
+191%
Total Change Since 2000
Home values in ZIP 56175 have increased 16.8% over the past year (2024). Since 2000, this ZIP has seen +191% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 174 |
| 2021 | +11.7% | 194 |
| 2022 | +14.7% | 223 |
| 2023 | +12.0% | 249 |
| 2024 | +16.8% | 291 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 86 business establishments in ZIP 56175, employing approximately 732 people with a combined annual payroll of $27,947,000.
86
Businesses
732
Employees
$27.9M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 18 | 20.9% |
| Construction | 12 | 13.9% |
| Retail trade | 12 | 13.9% |
| Other services (except public administration) | 8 | 9.3% |
| Accommodation and food services | 6 | 7.0% |
| Finance and insurance | 5 | 5.8% |
| Wholesale trade | 4 | 4.7% |
| Information | 4 | 4.7% |
| Professional, scientific, and technical services | 4 | 4.7% |
| Administrative and support and waste management and remediation services | 4 | 4.7% |
| Arts, entertainment, and recreation | 3 | 3.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56175 vs 56132 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 56132 | Garvin, MN | 540 | 7.0 mi |
More ZIP Codes in Murray County
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Frequently Asked Questions
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What are the main industries in ZIP code 56175? ▼
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ZIP Code Research Guides
Official Data Resources for Tracy, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.