Belgrade, MN · standard
ZIP Code 56312
Stearns County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,365
- 5/sq mi
- $70,000
- Median income
- $249,800
- Median home value
- 19.0%
- Bachelor's or higher
The verdict
Belgrade pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- Top 43%
- home value, US ZIPs
- 5
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56312 against every reporting US ZIP.
ZIP code 56312 is classified by USPS as a standard delivery area and covers roughly 446.2 square miles in Belgrade, Stearns County, Minnesota. The area is home to 2,365 residents, producing a population density of 5 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56312 against Minnesota and the nation.
On the economic side, the median household income for ZIP 56312 sits at $70,000 (15% below the Minnesota average), while per-capita income is $35,167. The poverty rate stands at 13.0% and the unemployment rate at 3.0%. On housing, the median home value is $249,800 (2% below the state average) with median rent at $865 per month, and 78.7% of occupied units are owner-occupied, a direct signal of whether 56312 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 19.0% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 21 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stearns County, so you can benchmark 56312 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 56312
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 56312.
- Construction
Construction
10 establishments
- Retail trade
Retail trade
9 establishments
- Manufacturing
Manufacturing
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Transportation and warehousing
Transportation and warehousing
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56312, Belgrade, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,365
Population
446.2
Area (sq mi)
5
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56312?
35.8
Median Age
55.8%
Male
44.2%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,000
Median Household Income
-15% vs state
$35,167
Per Capita Income
13.0%
Poverty Rate
3.0%
Unemployment Rate
21.1 min
Mean Commute Time
How ZIP 56312 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$70,000 47th percentile higher than 47% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
941
Total Housing Units
886
Occupied Units
55
Vacant Units
2.52
Avg Household Size
Occupancy Type
$249,800
Median Home Value
-2% vs state
$865
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-14.3%
YoY Change (2024)
195
HPI Index (2000 = 100)
+95%
Total Change Since 2000
Home values in ZIP 56312 have decreased 14.3% over the past year (2024). Since 2000, this ZIP has seen +95% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.4% | 171 |
| 2021 | +14.2% | 196 |
| 2022 | +18.7% | 232 |
| 2023 | -2.1% | 227 |
| 2024 | -14.3% | 195 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 55 business establishments in ZIP 56312, employing approximately 773 people with a combined annual payroll of $51,902,000.
55
Businesses
773
Employees
$51.9M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 18.2% |
| Retail trade | 9 | 16.4% |
| Manufacturing | 6 | 10.9% |
| Other services (except public administration) | 6 | 10.9% |
| Transportation and warehousing | 4 | 7.3% |
| Finance and insurance | 3 | 5.5% |
| Professional, scientific, and technical services | 3 | 5.5% |
| Health care and social assistance | 3 | 5.5% |
| Accommodation and food services | 3 | 5.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56312 vs 56325 →
ZIP 56312 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56273
New London (56273)
4,797 residents
- 56312
Belgrade (56312)
2,365 residents
- 56325 211
Elrosa (56325)
211 residents
- 56335 199
Greenwald (56335)
199 residents
What this shows Among its immediate neighbors, ZIP 56312 ranks #2 by population — useful context the national average alone can't give.
ZIP 56312 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56273
New London (56273)
$90,122 median income
- 56325
Elrosa (56325)
$86,875 median income
- 56335
Greenwald (56335)
$72,625 median income
- 56312
Belgrade (56312)
$70,000 median income
What this shows By household income, ZIP 56312 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Stearns County
Related Areas
Frequently Asked Questions
What county is ZIP code 56312 in? ▼
What is the population of ZIP code 56312? ▼
What is the median household income in ZIP 56312? ▼
What is the average home value in ZIP 56312? ▼
What is the demographic makeup of ZIP 56312? ▼
How many businesses are in ZIP code 56312? ▼
What are the main industries in ZIP code 56312? ▼
How have home values changed in ZIP code 56312? ▼
What is the education level in ZIP code 56312? ▼
What is the average commute time in ZIP 56312? ▼
What percentage of residents own vs. rent in ZIP 56312? ▼
What is the poverty rate in ZIP code 56312? ▼
ZIP Code Research Guides
Official Data Resources for Belgrade, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.