PlainZIP

Belgrade, MN · standard

ZIP Code 56312

Stearns County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,365
5/sq mi
$70,000
Median income
$249,800
Median home value
19.0%
Bachelor's or higher

The verdict

Belgrade pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
Top 43%
home value, US ZIPs
5
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56312 against every reporting US ZIP.

ZIP code 56312 covers 446.2 square miles in Belgrade, Stearns County, Minnesota (a standard USPS delivery area), with a modest 2,365 residents on file, a density of 5 people per square mile, in the Chicago time zone.

ZIP 56312 lands in the middle-income range, with a median household income of $70,000 (15% below the Minnesota average), while per-capita income is $35,167. Local economic indicators show a 13.0% poverty rate alongside 3.0% unemployment. Housing costs here run $249,800 for a typical home value (2% below the state average), with rent averaging $865 a month; 78.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 19.0% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 21 minutes. To put 56312 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Stearns County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 56312

Top 5 sectors by establishment count in Belgrade, MN

Which industries have the most business establishments in ZIP 56312.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56312, Belgrade, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,365

Population

446.2

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56312?

35.8

Median Age

55.8%

Male

44.2%

Female

0.1%

Foreign-Born

White 97.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.9%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,000

Median Household Income

-15% vs state

$35,167

Per Capita Income

13.0%

Poverty Rate

3.0%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 56312 ranks nationally

Belgrade, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,000 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.4%
Bachelor's Degree or Higher 19.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

941

Total Housing Units

886

Occupied Units

55

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 78.7%
Renter 21.3%

$249,800

Median Home Value

-2% vs state

$865

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-14.3%

YoY Change (2024)

195

HPI Index (2000 = 100)

+95%

Total Change Since 2000

Home values in ZIP 56312 have decreased 14.3% over the past year (2024). Since 2000, this ZIP has seen +95% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.4% 171
2021 +14.2% 196
2022 +18.7% 232
2023 -2.1% 227
2024 -14.3% 195

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 55 business establishments in ZIP 56312, employing approximately 773 people with a combined annual payroll of $51,902,000.

55

Businesses

773

Employees

$51.9M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 10 18.2%
Retail trade 9 16.4%
Manufacturing 6 10.9%
Other services (except public administration) 6 10.9%
Transportation and warehousing 4 7.3%
Finance and insurance 3 5.5%
Professional, scientific, and technical services 3 5.5%
Health care and social assistance 3 5.5%
Accommodation and food services 3 5.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56312 vs 56325 →

ZIP 56312 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56312 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56312 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56312 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
56325 Elrosa, MN 211 6.9 mi
56273 New London, MN 4,797 9.8 mi
56335 Greenwald, MN 199 10.4 mi

More ZIP Codes in Stearns County

56301 standard
Saint Cloud, MN
Pop: 32,434
56303 standard
Saint Cloud, MN
Pop: 25,984
56377 standard
Sartell, MN
Pop: 17,648
56374 standard
Saint Joseph, MN
Pop: 9,868
56320 standard
Cold Spring, MN
Pop: 8,080
56378 standard
Sauk Centre, MN
Pop: 7,778

Related Areas

Stearns County Belgrade, MN Minnesota

Frequently Asked Questions

What county is ZIP code 56312 in? ▼
ZIP code 56312 (Belgrade) is located in Stearns County, Minnesota. Stearns County contains multiple ZIP codes, see the full list at /counties/stearns-mn.
What is the population of ZIP code 56312? ▼
ZIP code 56312 in Belgrade, MN has a population of 2,365 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56312? ▼
The median household income in ZIP 56312 is $70,000, which is 8% below the national average of $76,288.
What is the average home value in ZIP 56312? ▼
The median home value in ZIP 56312 is $249,800, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 56312? ▼
The largest racial group in ZIP 56312 is White at 97.8%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 56312? ▼
ZIP code 56312 has 55 business establishments employing approximately 773 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56312? ▼
The top industries by establishment count in ZIP 56312 are: Construction (10), Retail trade (9), Manufacturing (6). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 56312? ▼
According to the FHFA House Price Index, home values in ZIP 56312 decreased by 14.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 95%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56312? ▼
In ZIP code 56312, 53.4% of residents aged 25+ have a high school diploma or higher, and 19.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56312? ▼
The mean commute time for workers in ZIP code 56312 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56312? ▼
In ZIP code 56312, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56312? ▼
The poverty rate in ZIP code 56312 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.