PlainZIP

Breckenridge, MN · standard

ZIP Code 56520

Wilkin County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,983
13/sq mi
$64,792
Median income
$166,700
Median home value
22.3%
Bachelor's or higher

The verdict

Breckenridge pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
33th pct
home value, US ZIPs
13
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56520 against every reporting US ZIP.

ZIP code 56520 is classified by USPS as a standard delivery area and covers roughly 318.6 square miles in Breckenridge, Wilkin County, Minnesota. The area is home to 3,983 residents, producing a population density of 13 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56520 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56520 sits at $64,792 (21% below the Minnesota average), while per-capita income is $32,191. The poverty rate stands at 19.8% and the unemployment rate at 5.9%. On housing, the median home value is $166,700 (35% below the state average) with median rent at $515 per month, and 72.9% of occupied units are owner-occupied, a direct signal of whether 56520 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.3% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wilkin County, so you can benchmark 56520 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 56520

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 56520.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56520, Breckenridge, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,983

Population

318.6

Area (sq mi)

13

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56520?

42.1

Median Age

54.2%

Male

45.8%

Female

2.0%

Foreign-Born

White 92.8%
African American 0.6%
Asian 0.0%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.0%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,792

Median Household Income

-21% vs state

$32,191

Per Capita Income

19.8%

Poverty Rate

5.9%

Unemployment Rate

How ZIP 56520 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$64,792 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.4%
Bachelor's Degree or Higher 22.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,891

Total Housing Units

1,635

Occupied Units

256

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 72.9%
Renter 27.1%

$166,700

Median Home Value

-35% vs state

$515

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.9%

YoY Change (2024)

241

HPI Index (2000 = 100)

+141%

Total Change Since 2000

Home values in ZIP 56520 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.6% 166
2021 +14.1% 190
2022 +10.0% 209
2023 +5.0% 219
2024 +9.9% 241

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 108 business establishments in ZIP 56520, employing approximately 1,491 people with a combined annual payroll of $71,857,000.

108

Businesses

1,491

Employees

$71.9M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 18 16.7%
Other services (except public administration) 18 16.7%
Health care and social assistance 17 15.7%
Finance and insurance 13 12.0%
Construction 12 11.1%
Accommodation and food services 7 6.5%
Wholesale trade 6 5.6%
Real estate and rental and leasing 3 2.8%
Administrative and support and waste management and remediation services 3 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56520 vs 58076 →

ZIP 56520 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56520 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56520 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56520 ranks #3 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
58076 Wahpeton, ND 236 5.0 mi
56553 Kent, MN 293 11.3 mi
56522 Campbell, MN 538 11.7 mi

More ZIP Codes in Wilkin County

56579 standard
Rothsay, MN
Pop: 1,136
56522 standard
Campbell, MN
Pop: 538
56594 standard
Wolverton, MN
Pop: 440
56553 standard
Kent, MN
Pop: 293
56543 standard
Foxhome, MN
Pop: 276
56565 standard
Nashua, MN
Pop: 107

Related Areas

Wilkin County Breckenridge, MN Minnesota

Frequently Asked Questions

What county is ZIP code 56520 in? ▼
ZIP code 56520 (Breckenridge) is located in Wilkin County, Minnesota. Wilkin County contains multiple ZIP codes, see the full list at /counties/wilkin-mn.
What is the population of ZIP code 56520? ▼
ZIP code 56520 in Breckenridge, MN has a population of 3,983 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56520? ▼
The median household income in ZIP 56520 is $64,792, which is 15% below the national average of $76,288.
What is the average home value in ZIP 56520? ▼
The median home value in ZIP 56520 is $166,700, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 56520? ▼
The largest racial group in ZIP 56520 is White at 92.8%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 56520? ▼
ZIP code 56520 has 108 business establishments employing approximately 1,491 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56520? ▼
The top industries by establishment count in ZIP 56520 are: Retail trade (18), Other services (except public administration) (18), Health care and social assistance (17). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 56520? ▼
According to the FHFA House Price Index, home values in ZIP 56520 increased by 9.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 141%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56520? ▼
In ZIP code 56520, 54.4% of residents aged 25+ have a high school diploma or higher, and 22.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 56520? ▼
In ZIP code 56520, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56520? ▼
The poverty rate in ZIP code 56520 is 19.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Breckenridge, MN

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.