Residential delivery area · Minnesota
ZIP Code 56531: Elbow Lake, MN
ZIP code 56531 uses the postal name Elbow Lake, Minnesota and lies entirely in Grant County (Census 2020 ZIP-county file). About 2,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $74,583 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Elbow Lake; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Elbow Lake · its only residential ZIP
- County
- Grant County
- Census places
- Elbow Lake
- House district
- MN-7 119th Congress
- State
- Minnesota
- Time zone
- Central
- Land area
- 151.4 sq mi · 14 people per sq mi
Where is ZIP code 56531?
56531 centers on 45.992°, -95.982° and covers 151.4 square miles of land plus 6.7 of water. It borders 8 ZIP codes: 56311, 56590, 56309, 56324, 56274, 56326, 56248, 56537.
The map draws ZIP code areas only. For the streets inside 56531, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 56531 compare with the rest of Grant County?
| Measure | 56531 | In Grant County | In MN |
|---|---|---|---|
| People (ACS 2020-2024) | 2,063 | 1st of 11 | 410th of 881 |
| Median household income | $75k | 4th of 5 | 340th of 545 |
| Median home value | $154k | 5th of 5 | 520th of 558 |
Its median household income is higher than in 54% of U.S. residential ZIP codes, and it is denser than 20% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 56531?
The 2020 Census counted 2,065 people in 56531; the ACS, which samples households over 2020-2024, estimates 2,063. Between the 2010 and 2020 censuses its population grew 3.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,063
- 2020 Census count
- 2,065+3.6% since 2010 (1,994)
- Households
- 797
- Median age
- 41.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 56531?
Of the 2,063 people the ACS estimates in 56531, 24.5% are under 18 and 20.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.2%).
- Under 1824.5%
- 18 to 6454.7%
- 65 and older20.8%
- White, not Hispanic92.2%
- Other or two or more5.8%
- Hispanic or Latino1.8%
- Black, not Hispanic0.1%
- Asian, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 56531 earn?
Median household income is $74,583 (ACS 2020-2024), the 4th highest of the 5 ranked ZIP codes in Grant County. It is not measurably different from 2015-2019 ($72,932 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $74,583
- Income per person
- $44,546
- Below the poverty line
- 14.3%
- Unemployed (of the labor force)
- 3.5%
- Adults 25+ with a bachelor's degree
- 22.0%
- Adjusted gross income per tax return, 2022
- $70,587990 returns; wages 57% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 56531?
FHFA's house price index for 56531, built from repeat sales and appraisals of the same homes, rose 81% from 2015 to 2025 and rose 50% from 2020 to 2025.
- Median home value (owners' estimate)
- $154,100
- Median gross rent
- $773
- Homes owned by their occupants
- 75.2%
- Housing units
- 924
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 56531?
72 business establishments had a location in this ZIP code in 2023, 5 fewer than in 2018; the most are in finance and insurance (ZIP Code Business Patterns).
- Finance and insurance11
- Other services (except public administration)11
- Retail trade10
- Construction8
- Health care and social assistance7
- Wholesale trade4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 56531?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 56311 | Barrett | 666 | $75k | 7.7 mi |
| 56590 | Wendell | 367 | $71k | 8.6 mi |
| 56309 | Ashby | 1,296 | $85k | 10.4 mi |
| 56324 | Dalton | 1,028 | $83k | 12.8 mi |
| 56274 | Norcross | 170 | $119k | 14.2 mi |
| 56326 | Evansville | 1,716 | $86k | 15.3 mi |
| 56248 | Herman | 761 | $83k | 16.0 mi |
| 56537 | Fergus Falls | 19,856 | $66k | 20.4 mi |
| 56339 | Hoffman | 1,115 | $61k | 13.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.