Gary, MN · standard
ZIP Code 56545
Norman County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 682
- 2/sq mi
- $85,417
- Median income
- $171,400
- Median home value
- 15.7%
- Bachelor's or higher
The verdict
Gary pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 32%
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 2
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56545 against every reporting US ZIP.
ZIP code 56545 is classified by USPS as a standard delivery area and covers roughly 401.2 square miles in Gary, Norman County, Minnesota. The area is home to 682 residents, producing a population density of 2 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56545 against Minnesota and the nation.
On the economic side, the median household income for ZIP 56545 sits at $85,417 (4% above the Minnesota average), while per-capita income is $38,698. The poverty rate stands at 3.4% and the unemployment rate at 2.2%. On housing, the median home value is $171,400 (33% below the state average) with median rent at $544 per month, and 89.7% of occupied units are owner-occupied, a direct signal of whether 56545 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 15.7% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 24 minutes. Use the benchmarks above to see where 56545 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56545, Gary, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
682
Population
401.2
Area (sq mi)
2
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56545?
40.0
Median Age
56.8%
Male
43.2%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,417
Median Household Income
+4% vs state
$38,698
Per Capita Income
3.4%
Poverty Rate
2.2%
Unemployment Rate
23.5 min
Mean Commute Time
How ZIP 56545 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$85,417 Top 32% higher than 68% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
281
Total Housing Units
242
Occupied Units
39
Vacant Units
2.79
Avg Household Size
Occupancy Type
$171,400
Median Home Value
-33% vs state
$544
Median Rent
1952
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 56545, employing approximately 45 people with a combined annual payroll of $1,784,000.
15
Businesses
45
Employees
$1.8M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 20.0% |
| Wholesale trade | 3 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
More ZIP Codes in Norman County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Gary, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.