Gary, MN · standard

ZIP Code 56545

Norman County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

682
2/sq mi
$85,417
Median income
$171,400
Median home value
15.7%
Bachelor's or higher

The verdict

Gary pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
35th pct
home value, US ZIPs
2
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56545 against every reporting US ZIP.

ZIP code 56545 is classified by USPS as a standard delivery area and covers roughly 401.2 square miles in Gary, Norman County, Minnesota. The area is home to 682 residents, producing a population density of 2 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56545 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56545 sits at $85,417 (4% above the Minnesota average), while per-capita income is $38,698. The poverty rate stands at 3.4% and the unemployment rate at 2.2%. On housing, the median home value is $171,400 (33% below the state average) with median rent at $544 per month, and 89.7% of occupied units are owner-occupied, a direct signal of whether 56545 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.7% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 24 minutes. Use the benchmarks above to see where 56545 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56545, Gary, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

682

Population

401.2

Area (sq mi)

2

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56545?

40.0

Median Age

56.8%

Male

43.2%

Female

0.1%

Foreign-Born

White 92.0%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 8.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,417

Median Household Income

+4% vs state

$38,698

Per Capita Income

3.4%

Poverty Rate

2.2%

Unemployment Rate

23.5 min

Mean Commute Time

How ZIP 56545 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$85,417 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 43.9%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

281

Total Housing Units

242

Occupied Units

39

Vacant Units

2.79

Avg Household Size

Occupancy Type

Owner 89.7%
Renter 10.3%

$171,400

Median Home Value

-33% vs state

$544

Median Rent

1952

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 56545, employing approximately 45 people with a combined annual payroll of $1,784,000.

15

Businesses

45

Employees

$1.8M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 3 20.0%
Wholesale trade 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Norman County

Frequently Asked Questions

What county is ZIP code 56545 in?
ZIP code 56545 (Gary) is located in Norman County, Minnesota. Norman County contains multiple ZIP codes, see the full list at /counties/norman-mn.
What is the population of ZIP code 56545?
ZIP code 56545 in Gary, MN has a population of 682 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56545?
The median household income in ZIP 56545 is $85,417, which is 12% above the national average of $76,288.
What is the average home value in ZIP 56545?
The median home value in ZIP 56545 is $171,400, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 56545?
The largest racial group in ZIP 56545 is White at 92.0%. Hispanic or Latino residents make up 8.0% of the population.
How many businesses are in ZIP code 56545?
ZIP code 56545 has 15 business establishments employing approximately 45 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 56545?
In ZIP code 56545, 43.9% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56545?
The mean commute time for workers in ZIP code 56545 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56545?
In ZIP code 56545, approximately 89.7% of occupied housing units are owner-occupied and 10.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56545?
The poverty rate in ZIP code 56545 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Gary, MN

Verify and explore additional data for this area using these official government sources.