International Falls, MN · standard

ZIP Code 56649

Koochiching County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Compiled by PlainZIP Editorial Team, ZIP Code Data Editors

9,932
15/sq mi: $64,736
Median income: $153,600
Median home value: 22.4%
Bachelor's or higher

The verdict

International Falls pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs: 27th pct
home value, US ZIPs: 15
people per sq mi: 79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56649 against every reporting US ZIP.

ZIP code 56649 is classified by USPS as a standard delivery area and covers roughly 666.6 square miles in International Falls, Koochiching County, Minnesota. The area is home to 9,932 residents, producing a population density of 15 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56649 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56649 sits at $64,736 (21% below the Minnesota average), while per-capita income is $42,959. The poverty rate stands at 12.5% and the unemployment rate at 5.4%. On housing, the median home value is $153,600 (40% below the state average) with median rent at $659 per month, and 78.9% of occupied units are owner-occupied, a direct signal of whether 56649 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.4% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Koochiching County, so you can benchmark 56649 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 56649

Retail trade

60
Health care and social assistance

39
Other services (except public administration)

32
Accommodation and food services

31
Construction

18

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56649, International Falls, MN · 2023 Accessed 2026-06-27 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,932

Population

666.6

Area (sq mi)

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 56649?

48.4

Median Age

52.5%

Male

47.5%

Female

3.2%

Foreign-Born

White 89.6%

African American 0.4%

Asian 0.5%

American Indian or Alaska Native 1.8%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 7.7%

Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,736

Median Household Income

-21% vs state

$42,959

Per Capita Income

12.5%

Poverty Rate

5.4%

Unemployment Rate

How ZIP 56649 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$64,736 38th percentile higher than 38% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.3%

Bachelor's Degree or Higher 22.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,088

Total Housing Units

4,413

Occupied Units

675

Vacant Units

1.94

Avg Household Size

Occupancy Type

Owner 78.9%

Renter 21.1%

$153,600

Median Home Value

-40% vs state

$659

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.1%

YoY Change (2024)

233

HPI Index (2000 = 100)

+133%

Total Change Since 2000

Home values in ZIP 56649 have increased 12.1% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.

Year	Annual Change	HPI Index
2020	-1.0%	157
2021	+15.2%	181
2022	+18.0%	213
2023	-2.5%	208
2024	+12.1%	233

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 275 business establishments in ZIP 56649, employing approximately 2,937 people with a combined annual payroll of $139,712,000.

275

Businesses

2,937

Employees

$139.7M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Retail trade	60	21.8%
Health care and social assistance	39	14.2%
Other services (except public administration)	32	11.6%
Accommodation and food services	31	11.3%
Construction	18	6.5%
Professional, scientific, and technical services	15	5.5%
Finance and insurance	14	5.1%
Transportation and warehousing	12	4.4%
Administrative and support and waste management and remediation services	11	4.0%
Arts, entertainment, and recreation	9	3.3%
Information	8	2.9%
Real estate and rental and leasing	7	2.5%
Agriculture, forestry, fishing and hunting	6	2.2%
Wholesale trade	5	1.8%
Manufacturing	4	1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56649 vs 56669 →

ZIP Code	City	Population	Distance
56669	Kabetogama, MN	375	9.2 mi

More ZIP Codes in Koochiching County

Koochiching County International Falls, MN Minnesota

Frequently Asked Questions

What county is ZIP code 56649 in? ▼

ZIP code 56649 (International Falls) is located in Koochiching County, Minnesota. Koochiching County contains multiple ZIP codes, see the full list at /counties/koochiching-mn.

What is the population of ZIP code 56649? ▼

ZIP code 56649 in International Falls, MN has a population of 9,932 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 56649? ▼

The median household income in ZIP 56649 is $64,736, which is 15% below the national average of $76,288.

What is the average home value in ZIP 56649? ▼

The median home value in ZIP 56649 is $153,600, which is 45% below the national average of $278,155.

What is the demographic makeup of ZIP 56649? ▼

The largest racial group in ZIP 56649 is White at 89.6%. Hispanic or Latino residents make up 1.8% of the population.

How many businesses are in ZIP code 56649? ▼

ZIP code 56649 has 275 business establishments employing approximately 2,937 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 56649? ▼

The top industries by establishment count in ZIP 56649 are: Retail trade (60), Health care and social assistance (39), Other services (except public administration) (32). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 56649? ▼

According to the FHFA House Price Index, home values in ZIP 56649 increased by 12.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 56649? ▼

In ZIP code 56649, 53.3% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 56649? ▼

In ZIP code 56649, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 56649? ▼

The poverty rate in ZIP code 56649 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.