International Falls, MN · standard

ZIP Code 56649

Koochiching County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,932
15/sq mi
$64,736
Median income
$153,600
Median home value
22.4%
Bachelor's or higher

National ZIP placement

International Falls pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
27th pct
home value, US ZIPs
15
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56649 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 56649 (International Falls, MN) rose +12.1% from 2023 to 2024. The all-transactions index moved from 207.8 in 2023 to 232.8 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 56649 is a mid-sized community (a standard USPS delivery area) in International Falls, Koochiching County, Minnesota, home to 9,932 residents across 666.6 square miles, a density of 15 people per square mile, in the Chicago time zone.

ZIP 56649 reports a modest median household income of $64,736 (21% below the average Minnesota ZIP), while per-capita income is $42,959. The poverty rate is 12.5%, with unemployment at 5.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $153,600 (40% below the average Minnesota ZIP), and median rent is $659; owner occupancy is 78.9%.

Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Koochiching County, so 56649 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 56649

Top 5 sectors by establishment count in International Falls, MN

Which industries have the most business establishments in ZIP 56649.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56649, International Falls, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,932

Population

666.6

Area (sq mi)

15

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56649?

48.4

Median Age

52.5%

Male

47.5%

Female

3.2%

Foreign-Born

White 89.6%
African American 0.4%
Asian 0.5%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.7%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,736

Median Household Income

-21% vs state ZIP avg

$42,959

Per Capita Income

12.5%

Poverty Rate

5.4%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.3%
Bachelor's Degree or Higher 22.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,088

Total Housing Units

4,413

Occupied Units

675

Vacant Units

1.94

Avg Household Size

Occupancy Type

Owner 78.9%
Renter 21.1%

$153,600

Median Home Value

-40% vs state ZIP avg

$659

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.1%

YoY Change (2024)

233

HPI Index (2000 = 100)

+133%

Total Change Since 2000

Home values in ZIP 56649 have increased 12.1% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.0% 157
2021 +15.2% 181
2022 +18.0% 213
2023 -2.5% 208
2024 +12.1% 233

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 275 business establishments in ZIP 56649, employing approximately 2,937 people with a combined annual payroll of $139,712,000.

275

Businesses

2,937

Employees

$139.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 60 21.8%
Health care and social assistance 39 14.2%
Other services (except public administration) 32 11.6%
Accommodation and food services 31 11.3%
Construction 18 6.5%
Professional, scientific, and technical services 15 5.5%
Finance and insurance 14 5.1%
Transportation and warehousing 12 4.4%
Administrative and support and waste management and remediation services 11 4.0%
Arts, entertainment, and recreation 9 3.3%
Information 8 2.9%
Real estate and rental and leasing 7 2.5%
Agriculture, forestry, fishing and hunting 6 2.2%
Wholesale trade 5 1.8%
Manufacturing 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56649 vs 56669 →

ZIP Code City Population Distance
56669 Kabetogama, MN 375 9.2 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 56649, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (9,932 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Koochiching County

Frequently Asked Questions

What county is ZIP code 56649 in?
ZIP code 56649 (International Falls) is located in Koochiching County, Minnesota. Koochiching County contains multiple ZIP codes, see the full list at /counties/koochiching-mn.
What is the population of ZIP code 56649?
ZIP code 56649 in International Falls, MN has a population of 9,932 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56649?
The median household income in ZIP 56649 is $64,736, which is 15% below the national average of $76,288.
What is the average home value in ZIP 56649?
The median home value in ZIP 56649 is $153,600, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 56649?
The largest racial group in ZIP 56649 is White at 89.6%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 56649?
ZIP code 56649 has 275 business establishments employing approximately 2,937 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56649?
The top industries by establishment count in ZIP 56649 are: Retail trade (60), Health care and social assistance (39), Other services (except public administration) (32). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 56649?
According to the FHFA House Price Index, home values in ZIP 56649 increased by 12.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56649?
In ZIP code 56649, 53.3% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 56649?
In ZIP code 56649, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56649?
The poverty rate in ZIP code 56649 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Related

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Read our methodology : how this data is sourced, computed, and verified.