Loman, MN · standard

ZIP Code 56654

Koochiching County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

153
1/sq mi
$51,250
Median income
$254,200
Median home value
0.0%
Bachelor's or higher

The verdict

Loman pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
Top 42%
home value, US ZIPs
1
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56654 against every reporting US ZIP.

ZIP code 56654 is classified by USPS as a standard delivery area and covers roughly 306.0 square miles in Loman, Koochiching County, Minnesota. The area is home to 153 residents, producing a population density of 1 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56654 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56654 sits at $51,250 (38% below the Minnesota average), while per-capita income is $32,741. The poverty rate stands at 0.0% and the unemployment rate at 0.0%. On housing, the median home value is $254,200 (1% below the state average) with median rent at - per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 56654 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 0.0% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is . Use the benchmarks above to see where 56654 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56654, Loman, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

153

Population

306.0

Area (sq mi)

1

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56654?

44.3

Median Age

34.9%

Male

65.1%

Female

20.2%

Foreign-Born

White 76.1%
African American 0.0%
Asian 11.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,250

Median Household Income

-38% vs state

$32,741

Per Capita Income

0.0%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 56654 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$51,250 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.0%
Bachelor's Degree or Higher 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

85

Total Housing Units

33

Occupied Units

52

Vacant Units

3.30

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$254,200

Median Home Value

-1% vs state

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 56654, employing approximately 9 people with a combined annual payroll of $329,000.

4

Businesses

9

Employees

$329K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Koochiching County

Frequently Asked Questions

What county is ZIP code 56654 in?
ZIP code 56654 (Loman) is located in Koochiching County, Minnesota. Koochiching County contains multiple ZIP codes, see the full list at /counties/koochiching-mn.
What is the population of ZIP code 56654?
ZIP code 56654 in Loman, MN has a population of 153 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56654?
The median household income in ZIP 56654 is $51,250, which is 33% below the national average of $76,288.
What is the average home value in ZIP 56654?
The median home value in ZIP 56654 is $254,200, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 56654?
The largest racial group in ZIP 56654 is White at 76.1%.
How many businesses are in ZIP code 56654?
ZIP code 56654 has 4 business establishments employing approximately 9 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

ZIP Code Research Guides

Official Data Resources for Loman, MN

Verify and explore additional data for this area using these official government sources.