Great Falls, MT · standard

ZIP Code 59401

Cascade County, Montana — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 15, 2026

13,774
1,712/sq mi: $55,299
Median income: $223,200
Median home value: 27.8%
Bachelor's or higher

The verdict

Great Falls pairs one of the lowest household incomes in the country with above-median home values, in a low-density, mixed-tenure area.

21th pct
household income, US ZIPs: Top 50%
home value, US ZIPs: 1,712
people per sq mi: 55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59401 against every reporting US ZIP.

ZIP code 59401 is classified by USPS as a standard delivery area and covers roughly 8.0 square miles in Great Falls, Cascade County, Montana. The area is home to 13,774 residents, producing a population density of 1,712 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59401 against Montana and the nation.

On the economic side, the median household income for ZIP 59401 sits at $55,299 (21% below the Montana average), while per-capita income is $36,499. The poverty rate stands at 17.1% and the unemployment rate at 3.3%. On housing, the median home value is $223,200 (32% below the state average) with median rent at $824 per month, and 55.4% of occupied units are owner-occupied, a direct signal of whether 59401 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.8% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 14 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cascade County, so you can benchmark 59401 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 59401

Health care and social assistance

104
Professional, scientific, and technical services

91
Retail trade

60
Finance and insurance

58
Construction

52

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59401, Great Falls, MT · 2023 Accessed 2026-06-15 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

13,774

Population

8.0

Area (sq mi)

1,712

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 59401?

37.1

Median Age

51.0%

Male

49.0%

Female

1.8%

Foreign-Born

White 83.2%

African American 0.7%

Asian 0.7%

American Indian or Alaska Native 5.2%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 7.8%

Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,299

Median Household Income

-21% vs state

$36,499

Per Capita Income

17.1%

Poverty Rate

3.3%

Unemployment Rate

13.8 min

Mean Commute Time

How ZIP 59401 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$55,299 21st percentile higher than 21% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%

Bachelor's Degree or Higher 27.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,941

Total Housing Units

6,290

Occupied Units

651

Vacant Units

2.03

Avg Household Size

Occupancy Type

Owner 55.4%

Renter 44.6%

$223,200

Median Home Value

-32% vs state

$824

Median Rent

1947

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.4%

YoY Change (2024)

323

HPI Index (2000 = 100)

+223%

Total Change Since 2000

Home values in ZIP 59401 have increased 13.4% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+7.5%	200
2021	+7.7%	215
2022	+23.8%	266
2023	+7.2%	285
2024	+13.4%	323

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 621 business establishments in ZIP 59401, employing approximately 6,576 people with a combined annual payroll of $313,328,000.

621

Businesses

6,576

Employees

$313.3M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Health care and social assistance	104	16.8%
Professional, scientific, and technical services	91	14.7%
Retail trade	60	9.7%
Finance and insurance	58	9.3%
Construction	52	8.4%
Other services (except public administration)	52	8.4%
Accommodation and food services	49	7.9%
Real estate and rental and leasing	33	5.3%
Administrative and support and waste management and remediation services	31	5.0%
Arts, entertainment, and recreation	31	5.0%
Wholesale trade	19	3.1%
Manufacturing	13	2.1%
Transportation and warehousing	13	2.1%
Educational services	7	1.1%
Information	3	0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 59401 vs 59414 →

59404

26,867
59401

13,774
59414

904
59472

657

What this shows Among its immediate neighbors, ZIP 59401 ranks #2 by population — useful context the national average alone can't give.

59404

$83,867
59414

$69,545
59472

$68,036
59401

$55,299

What this shows By household income, ZIP 59401 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
59414	Black Eagle, MT	904	1.2 mi
59404	Great Falls, MT	26,867	8.9 mi
59472	Sand Coulee, MT	657	9.4 mi

More ZIP Codes in Cascade County

Cascade County Great Falls, MT Montana

Frequently Asked Questions

What county is ZIP code 59401 in? ▼

ZIP code 59401 (Great Falls) is located in Cascade County, Montana. Cascade County contains multiple ZIP codes, see the full list at /counties/cascade-mt.

What is the population of ZIP code 59401? ▼

ZIP code 59401 in Great Falls, MT has a population of 13,774 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 59401? ▼

The median household income in ZIP 59401 is $55,299, which is 28% below the national average of $76,288.

What is the average home value in ZIP 59401? ▼

The median home value in ZIP 59401 is $223,200, which is 20% below the national average of $278,155.

What is the demographic makeup of ZIP 59401? ▼

The largest racial group in ZIP 59401 is White at 83.2%. Hispanic or Latino residents make up 7.1% of the population.

How many businesses are in ZIP code 59401? ▼

ZIP code 59401 has 621 business establishments employing approximately 6,576 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 59401? ▼

The top industries by establishment count in ZIP 59401 are: Health care and social assistance (104), Professional, scientific, and technical services (91), Retail trade (60). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 59401? ▼

According to the FHFA House Price Index, home values in ZIP 59401 increased by 13.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 223%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 59401? ▼

In ZIP code 59401, 59.3% of residents aged 25+ have a high school diploma or higher, and 27.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 59401? ▼

The mean commute time for workers in ZIP code 59401 is 13.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 59401? ▼

In ZIP code 59401, approximately 55.4% of occupied housing units are owner-occupied and 44.6% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 59401? ▼

The poverty rate in ZIP code 59401 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.