PlainZIP

Great Falls, MT · standard

ZIP Code 59404

Cascade County, Montana — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,867
29/sq mi
$83,867
Median income
$295,700
Median home value
30.8%
Bachelor's or higher

The verdict

Great Falls pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 33%
household income, US ZIPs
Top 34%
home value, US ZIPs
29
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59404 against every reporting US ZIP.

ZIP code 59404 is classified by USPS as a standard delivery area and covers roughly 936.1 square miles in Great Falls, Cascade County, Montana. The area is home to 26,867 residents, producing a population density of 29 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59404 against Montana and the nation.

On the economic side, the median household income for ZIP 59404 sits at $83,867 (20% above the Montana average), while per-capita income is $41,564. The poverty rate stands at 7.8% and the unemployment rate at 1.5%. On housing, the median home value is $295,700 (9% below the state average) with median rent at $1,176 per month, and 84.9% of occupied units are owner-occupied, a direct signal of whether 59404 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.8% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 16 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cascade County, so you can benchmark 59404 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 59404

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 59404.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59404, Great Falls, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

26,867

Population

936.1

Area (sq mi)

29

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 59404?

40.3

Median Age

50.8%

Male

49.2%

Female

2.9%

Foreign-Born

White 87.6%
African American 0.6%
Asian 0.9%
American Indian or Alaska Native 2.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.0%
Hispanic or Latino 2.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,867

Median Household Income

+20% vs state

$41,564

Per Capita Income

7.8%

Poverty Rate

1.5%

Unemployment Rate

16.1 min

Mean Commute Time

How ZIP 59404 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$83,867 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.2%
Bachelor's Degree or Higher 30.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,810

Total Housing Units

11,106

Occupied Units

704

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 84.9%
Renter 15.1%

$295,700

Median Home Value

-9% vs state

$1,176

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.7%

YoY Change (2024)

285

HPI Index (2000 = 100)

+185%

Total Change Since 2000

Home values in ZIP 59404 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +185% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 181
2021 +12.7% 203
2022 +20.1% 244
2023 +10.3% 270
2024 +5.7% 285

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 641 business establishments in ZIP 59404, employing approximately 7,165 people with a combined annual payroll of $307,631,000.

641

Businesses

7,165

Employees

$307.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 91 14.2%
Retail trade 83 12.9%
Accommodation and food services 77 12.0%
Other services (except public administration) 64 10.0%
Health care and social assistance 49 7.6%
Professional, scientific, and technical services 46 7.2%
Real estate and rental and leasing 43 6.7%
Administrative and support and waste management and remediation services 40 6.2%
Wholesale trade 29 4.5%
Transportation and warehousing 29 4.5%
Manufacturing 26 4.1%
Finance and insurance 24 3.7%
Arts, entertainment, and recreation 22 3.4%
Information 9 1.4%
Utilities 5 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 59404 vs 59414 →

ZIP 59404 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 59404 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 59404 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 59404 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
59414 Black Eagle, MT 904 8.0 mi
59401 Great Falls, MT 13,774 8.9 mi

More ZIP Codes in Cascade County

59405 standard
Great Falls, MT
Pop: 31,438
59401 standard
Great Falls, MT
Pop: 13,774
59421 standard
Cascade, MT
Pop: 1,831
59412 standard
Belt, MT
Pop: 1,747
59487 standard
Vaughn, MT
Pop: 1,240
59414 standard
Black Eagle, MT
Pop: 904

Related Areas

Cascade County Great Falls, MT Montana

Frequently Asked Questions

What county is ZIP code 59404 in? ▼
ZIP code 59404 (Great Falls) is located in Cascade County, Montana. Cascade County contains multiple ZIP codes, see the full list at /counties/cascade-mt.
What is the population of ZIP code 59404? ▼
ZIP code 59404 in Great Falls, MT has a population of 26,867 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59404? ▼
The median household income in ZIP 59404 is $83,867, which is 10% above the national average of $76,288.
What is the average home value in ZIP 59404? ▼
The median home value in ZIP 59404 is $295,700, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 59404? ▼
The largest racial group in ZIP 59404 is White at 87.6%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 59404? ▼
ZIP code 59404 has 641 business establishments employing approximately 7,165 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59404? ▼
The top industries by establishment count in ZIP 59404 are: Construction (91), Retail trade (83), Accommodation and food services (77). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 59404? ▼
According to the FHFA House Price Index, home values in ZIP 59404 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 185%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 59404? ▼
In ZIP code 59404, 62.2% of residents aged 25+ have a high school diploma or higher, and 30.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 59404? ▼
The mean commute time for workers in ZIP code 59404 is 16.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 59404? ▼
In ZIP code 59404, approximately 84.9% of occupied housing units are owner-occupied and 15.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59404? ▼
The poverty rate in ZIP code 59404 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Great Falls, MT

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.