Residential delivery area · Montana
ZIP Code 59860: Polson, MT
ZIP code 59860 uses the postal name Polson, Montana and lies entirely in Lake County (Census 2020 ZIP-county file). About 12,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $62,047 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Polson (2%), Finley Point (2%), Big Arm (2%), Lindisfarne (under 1%), Kings Point (under 1%), Kerr (under 1%), Jette (under 1%), Rocky Point (under 1%) and Turtle Lake (under 1%), and under 1% in smaller places; 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Polson · its only residential ZIP
- County
- Lake County
- Census places
- Polson (2%); Finley Point (2%) census-designated place; Big Arm (2%) census-designated place; Lindisfarne (under 1%) census-designated place
- House district
- MT-1 119th Congress
- State
- Montana
- Time zone
- Mountain
- Land area
- 261.7 sq mi · 45 people per sq mi
Where is ZIP code 59860?
59860 centers on 47.716°, -114.186° and covers 261.7 square miles of land plus 64.4 of water. It borders 5 ZIP codes: 59910, 59915, 59864, 59845, 59911.
The map draws ZIP code areas only. For the streets inside 59860, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 59860 compare with the rest of Lake County?
| Measure | 59860 | In Lake County | In MT |
|---|---|---|---|
| People (ACS 2020-2024) | 11,897 | 1st of 15 | 26th of 369 |
| Median household income | $62k | 3rd of 7 | 69th of 104 |
| Median home value | $442k | 2nd of 7 | 33rd of 120 |
Its median household income is higher than in 33% of U.S. residential ZIP codes, and it is denser than 40% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 59860?
The 2020 Census counted 11,309 people in 59860; the ACS, which samples households over 2020-2024, estimates 11,897. Between the 2010 and 2020 censuses its population grew 14.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 11,897
- 2020 Census count
- 11,309+14.1% since 2010 (9,913)
- Households
- 4,899
- Median age
- 47.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 59860?
Of the 11,897 people the ACS estimates in 59860, 21.2% are under 18 and 26.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (74.0%), then Other or two or more (20.5%).
- Under 1821.2%
- 18 to 6452.6%
- 65 and older26.2%
- White, not Hispanic74.0%
- Other or two or more20.5%
- Hispanic or Latino4.5%
- Asian, not Hispanic0.7%
- Black, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 59860 earn?
Median household income is $62,047 (ACS 2020-2024), the 3rd highest of the 7 ranked ZIP codes in Lake County. It is not measurably different from 2015-2019 ($59,893 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $62,047±$6,694
- Income per person
- $36,827
- Below the poverty line
- 15.8%
- Unemployed (of the labor force)
- 4.7%
- Adults 25+ with a bachelor's degree
- 34.9%
- Adjusted gross income per tax return, 2022
- $77,6675,450 returns; wages 50% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 59860?
FHFA's house price index for 59860, built from repeat sales and appraisals of the same homes, rose 120% from 2015 to 2025 and rose 72% from 2020 to 2025, and moved −2.8% in 2025.
- Median home value (owners' estimate)
- $441,500
- Median gross rent
- $926
- Homes owned by their occupants
- 72.8%
- Housing units
- 6,770
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 59860?
471 business establishments had a location in this ZIP code in 2023, 73 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction99
- Health care and social assistance53
- Retail trade49
- Accommodation and food services45
- Other services (except public administration)43
- Professional, scientific, and technical services42
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 59860?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 59910 | Big Arm | 692 | $100k | 7.6 mi |
| 59915 | Elmo | 452 | $59k | 12.7 mi |
| 59864 | Ronan | 7,301 | $62k | 13.1 mi |
| 59845 | Hot Springs | 1,223 | $32k | 17.2 mi |
| 59911 | Bigfork | 9,493 | $83k | 17.4 mi |
| 59855 | Pablo | 419 | $33k | 8.6 mi (near) |
| 59914 | Dayton | 345 | $84k | 12.3 mi (near) |
| 59931 | Rollins | 335 | $112k | 14.6 mi (near) |
| 59929 | Proctor | 230 | $101k | 17.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.