Hot Springs, MT · standard

ZIP Code 59845

Sanders County, Montana — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,186
1/sq mi
$31,970
Median income
$191,100
Median home value
21.5%
Bachelor's or higher

The verdict

Hot Springs pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

2th pct
household income, US ZIPs
41th pct
home value, US ZIPs
1
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59845 against every reporting US ZIP.

ZIP code 59845 is classified by USPS as a standard delivery area and covers roughly 1186.0 square miles in Hot Springs, Sanders County, Montana. The area is home to 1,186 residents, producing a population density of 1 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59845 against Montana and the nation.

On the economic side, the median household income for ZIP 59845 sits at $31,970 (54% below the Montana average), while per-capita income is $24,902. The poverty rate stands at 20.1% and the unemployment rate at 9.1%. On housing, the median home value is $191,100 (41% below the state average) with median rent at $723 per month, and 69.2% of occupied units are owner-occupied, a direct signal of whether 59845 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.5% of adults hold a bachelor's degree or higher, the median age is 51.8, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sanders County, so you can benchmark 59845 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 59845

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 59845.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59845, Hot Springs, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,186

Population

1186.0

Area (sq mi)

1

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 59845?

51.8

Median Age

49.9%

Male

50.1%

Female

4.0%

Foreign-Born

White 80.5%
African American 0.4%
Asian 0.2%
American Indian or Alaska Native 8.8%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 10.0%
Hispanic or Latino 2.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$31,970

Median Household Income

-54% vs state

$24,902

Per Capita Income

20.1%

Poverty Rate

9.1%

Unemployment Rate

How ZIP 59845 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$31,970 2nd percentile higher than 2% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.5%
Bachelor's Degree or Higher 21.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

682

Total Housing Units

542

Occupied Units

140

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 69.2%
Renter 30.8%

$191,100

Median Home Value

-41% vs state

$723

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 38 business establishments in ZIP 59845, employing approximately 254 people with a combined annual payroll of $6,791,000.

38

Businesses

254

Employees

$6.8M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 9 23.7%
Health care and social assistance 6 15.8%
Retail trade 5 13.2%
Manufacturing 4 10.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 59845 vs 59848 →

ZIP Code City Population Distance
59848 Lonepine, MT 106 7.5 mi

More ZIP Codes in Sanders County

Frequently Asked Questions

What county is ZIP code 59845 in?
ZIP code 59845 (Hot Springs) is located in Sanders County, Montana. Sanders County contains multiple ZIP codes, see the full list at /counties/sanders-mt.
What is the population of ZIP code 59845?
ZIP code 59845 in Hot Springs, MT has a population of 1,186 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59845?
The median household income in ZIP 59845 is $31,970, which is 58% below the national average of $76,288.
What is the average home value in ZIP 59845?
The median home value in ZIP 59845 is $191,100, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 59845?
The largest racial group in ZIP 59845 is White at 80.5%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 59845?
ZIP code 59845 has 38 business establishments employing approximately 254 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59845?
The top industries by establishment count in ZIP 59845 are: Accommodation and food services (9), Health care and social assistance (6), Retail trade (5). There are 4 industry sectors represented in total.
What is the education level in ZIP code 59845?
In ZIP code 59845, 61.5% of residents aged 25+ have a high school diploma or higher, and 21.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 59845?
In ZIP code 59845, approximately 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59845?
The poverty rate in ZIP code 59845 is 20.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Hot Springs, MT

Verify and explore additional data for this area using these official government sources.