Charlo, MT · standard
ZIP Code 59824
Lake County, Montana — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,792
- 8/sq mi
- $53,382
- Median income
- $317,800
- Median home value
- 25.4%
- Bachelor's or higher
The verdict
Charlo pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 19th pct
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 8
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59824 against every reporting US ZIP.
ZIP code 59824 is classified by USPS as a standard delivery area and covers roughly 232.7 square miles in Charlo, Lake County, Montana. The area is home to 1,792 residents, producing a population density of 8 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59824 against Montana and the nation.
On the economic side, the median household income for ZIP 59824 sits at $53,382 (24% below the Montana average), while per-capita income is $32,422. The poverty rate stands at 15.5% and the unemployment rate at 2.6%. On housing, the median home value is $317,800 (3% below the state average) with median rent at $846 per month, and 77.9% of occupied units are owner-occupied, a direct signal of whether 59824 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 25.4% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 31 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 59824 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 59824
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 59824.
- Construction
Construction
10 establishments
- Transportation and warehousing
Transportation and warehousing
5 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
5 establishments
- Arts, entertainment, and recreation
Arts, entertainment, and recreation
5 establishments
- Accommodation and food services
Accommodation and food services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59824, Charlo, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,792
Population
232.7
Area (sq mi)
8
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 59824?
45.8
Median Age
48.6%
Male
51.4%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,382
Median Household Income
-24% vs state
$32,422
Per Capita Income
15.5%
Poverty Rate
2.6%
Unemployment Rate
30.5 min
Mean Commute Time
How ZIP 59824 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$53,382 19th percentile higher than 19% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
676
Total Housing Units
596
Occupied Units
80
Vacant Units
2.53
Avg Household Size
Occupancy Type
$317,800
Median Home Value
-3% vs state
$846
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 42 business establishments in ZIP 59824, employing approximately 162 people with a combined annual payroll of $5,280,000.
42
Businesses
162
Employees
$5.3M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 23.8% |
| Transportation and warehousing | 5 | 11.9% |
| Professional, scientific, and technical services | 5 | 11.9% |
| Arts, entertainment, and recreation | 5 | 11.9% |
| Accommodation and food services | 4 | 9.5% |
| Health care and social assistance | 3 | 7.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 59824 vs 59863 →
ZIP 59824 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 59864
Ronan (59864)
6,752 residents
- 59824 1,792
Charlo (59824)
1,792 residents
- 59831 454
Dixon (59831)
454 residents
- 59863 76
Ravalli (59863)
76 residents
What this shows Among its immediate neighbors, ZIP 59824 ranks #2 by population — useful context the national average alone can't give.
ZIP 59824 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 59863
Ravalli (59863)
$78,922 median income
- 59864
Ronan (59864)
$61,978 median income
- 59824
Charlo (59824)
$53,382 median income
- 59831
Dixon (59831)
$46,406 median income
What this shows By household income, ZIP 59824 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Lake County
Related Areas
Frequently Asked Questions
What county is ZIP code 59824 in? ▼
What is the population of ZIP code 59824? ▼
What is the median household income in ZIP 59824? ▼
What is the average home value in ZIP 59824? ▼
What is the demographic makeup of ZIP 59824? ▼
How many businesses are in ZIP code 59824? ▼
What are the main industries in ZIP code 59824? ▼
What is the education level in ZIP code 59824? ▼
What is the average commute time in ZIP 59824? ▼
What percentage of residents own vs. rent in ZIP 59824? ▼
What is the poverty rate in ZIP code 59824? ▼
ZIP Code Research Guides
Official Data Resources for Charlo, MT
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.