Residential delivery area · Montana
ZIP Code 59824: Charlo, MT
ZIP code 59824 uses the postal name Charlo, Montana and lies entirely in Lake County (Census 2020 ZIP-county file). About 1,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $53,382 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Kicking Horse (2%) and Charlo (2%); 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Charlo · its only residential ZIP
- County
- Lake County
- Census places
- Kicking Horse (2%) census-designated place; Charlo (2%) census-designated place
- House district
- MT-1 119th Congress
- State
- Montana
- Time zone
- Mountain
- Land area
- 93.5 sq mi · 16 people per sq mi
Where is ZIP code 59824?
59824 centers on 47.413°, -114.207° and covers 93.5 square miles of land plus 4.7 of water. It borders 5 ZIP codes: 59863, 59864, 59865, 59831, 59845.
The map draws ZIP code areas only. For the streets inside 59824, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 59824 compare with the rest of Lake County?
| Measure | 59824 | In Lake County | In MT |
|---|---|---|---|
| People (ACS 2020-2024) | 1,526 | 7th of 15 | 107th of 369 |
| Median household income | $53k | 6th of 7 | 92nd of 104 |
| Median home value | $318k | 5th of 7 | 66th of 120 |
Its median household income is higher than in 19% of U.S. residential ZIP codes, and it is denser than 23% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 59824?
The 2020 Census counted 1,575 people in 59824; the ACS, which samples households over 2020-2024, estimates 1,526. Between the 2010 and 2020 censuses its population fell 12.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,526±225 (90% margin)
- 2020 Census count
- 1,575−12.1% since 2010 (1,792)
- Households
- 596
- Median age
- 45.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 59824?
Of the 1,526 people the ACS estimates in 59824, 20.4% are under 18 and 27.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (59.1%), then Other or two or more (36.3%).
- Under 1820.4%
- 18 to 6452.6%
- 65 and older27.0%
- White, not Hispanic59.1%
- Other or two or more36.3%
- Hispanic or Latino4.2%
- Asian, not Hispanic0.4%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 59824 earn?
Median household income is $53,382 (ACS 2020-2024), the 6th highest of the 7 ranked ZIP codes in Lake County. It is not measurably different from 2015-2019 ($65,293 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $53,382±$8,183
- Income per person
- $32,422
- Below the poverty line
- 15.5%
- Unemployed (of the labor force)
- 2.6%
- Adults 25+ with a bachelor's degree
- 25.4%
- Adjusted gross income per tax return, 2022
- $60,917700 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 59824?
- Median home value (owners' estimate)
- $317,800
- Median gross rent
- $846
- Homes owned by their occupants
- 77.9%
- Housing units
- 676
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 59824?
42 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction10
- Transportation and warehousing5
- Professional, scientific, and technical services5
- Arts, entertainment, and recreation5
- Accommodation and food services4
- Health care and social assistance3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 59824?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 59863 | Ravalli | 146 | $79k | 7.9 mi |
| 59864 | Ronan | 7,301 | $62k | 9.1 mi |
| 59865 | Saint Ignatius | 3,635 | $57k | 11.3 mi |
| 59831 | Dixon | 544 | $46k | 13.0 mi |
| 59845 | Hot Springs | 1,223 | $32k | 25.1 mi |
| 59855 | Pablo | 419 | $33k | 13.6 mi (near) |
| 59821 | Arlee | 2,994 | $67k | 16.6 mi (near) |
| 59860 | Polson | 11,897 | $62k | 20.9 mi (near) |
| 59846 | Huson | 1,377 | $71k | 23.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.