Charlo, MT · standard
ZIP Code 59824
Lake County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,792
- 8/sq mi Low-density area
- $53,382
- Median income Below-median income area
- $317,800
- Median home value Above-median home value
- 25.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Charlo pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 19th pct
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 8
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59824 against every reporting US ZIP.
ZIP code 59824 covers 232.7 square miles in Charlo, Lake County, Montana (a standard USPS delivery area), with a modest 1,792 residents on file, a density of 8 people per square mile, in the Denver time zone.
ZIP 59824 reports a modest median household income of $53,382 (24% below the average Montana ZIP), while per-capita income is $32,422. The poverty rate is 15.5%, with unemployment at 2.6%; those measures add context to the income figure. Median home value is $317,800 (3% below the average Montana ZIP) and median rent is $846; 77.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 25.4% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 31 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Lake County, so 59824 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 59824
Top 5 sectors by establishment count in Charlo, MT
Which industries have the most business establishments in ZIP 59824.
- Construction
Construction
10 establishments
- Transportation and warehousing
Transportation and warehousing
5 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
5 establishments
- Arts, entertainment, and recreation
Arts, entertainment, and recreation
5 establishments
- Accommodation and food services
Accommodation and food services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 59824, Charlo, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,792
Population
232.7
Area (sq mi)
8
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 59824?
45.8
Median Age
48.6%
Male
51.4%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,382
Median Household Income
-24% vs state ZIP avg
$32,422
Per Capita Income
15.5%
Poverty Rate
2.6%
Unemployment Rate
30.5 min
Mean Commute Time
How ZIP 59824 ranks among Montana ZIPs
Charlo, MT household income vs. every Montana ZIP code
Median household income among 321 reporting Montana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,382 21st percentile higher than 21% of 321 Montana ZIPs
Each bar is a $20K-wide band; taller bars hold more Montana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
676housing units
676
Total Housing Units
596
Occupied Units
80
Vacant Units
2.53
Avg Household Size
Occupancy Type
$317,800
Median Home Value
-3% vs state ZIP avg
$846
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 42 business establishments in ZIP 59824, employing approximately 162 people with a combined annual payroll of $5,280,000.
42
Businesses
162
Employees
$5.3M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 23.8% |
| Transportation and warehousing | 5 | 11.9% |
| Professional, scientific, and technical services | 5 | 11.9% |
| Arts, entertainment, and recreation | 5 | 11.9% |
| Accommodation and food services | 4 | 9.5% |
| Health care and social assistance | 3 | 7.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 59824 vs 59863 →
ZIP 59824 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 59864
Ronan (59864)
6,752 residents
- 59824 1,792
Charlo (59824)
1,792 residents
- 59831 454
Dixon (59831)
454 residents
- 59863 76
Ravalli (59863)
76 residents
What this shows Among its immediate neighbors, ZIP 59824 ranks #2 by population - useful context the national average alone can't give.
ZIP 59824 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 59863
Ravalli (59863)
$78,922 median income
- 59864
Ronan (59864)
$61,978 median income
- 59824
Charlo (59824)
$53,382 median income
- 59831
Dixon (59831)
$46,406 median income
What this shows By household income, ZIP 59824 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 59824, both outside MT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,792 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lake County
Related Areas
Frequently Asked Questions
What county is ZIP code 59824 in?
ZIP code 59824 (Charlo) is located in Lake County, Montana. Lake County contains multiple ZIP codes, see the full list at /counties/lake-mt.
What is the population of ZIP code 59824?
ZIP code 59824 in Charlo, MT has a population of 1,792 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59824?
The median household income in ZIP 59824 is $53,382, which is 30% below the national average of $76,288.
What is the average home value in ZIP 59824?
The median home value in ZIP 59824 is $317,800, which is 14% above the national average of $278,155.
What is the demographic makeup of ZIP 59824?
The largest racial group in ZIP 59824 is White at 59.1%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 59824?
ZIP code 59824 has 42 business establishments employing approximately 162 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59824?
The top industries by establishment count in ZIP 59824 are: Construction (10), Transportation and warehousing (5), Professional, scientific, and technical services (5). There are 6 industry sectors represented in total.
What is the education level in ZIP code 59824?
In ZIP code 59824, 58.0% of residents aged 25+ have a high school diploma or higher, and 25.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 59824?
The mean commute time for workers in ZIP code 59824 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 59824?
In ZIP code 59824, approximately 77.9% of occupied housing units are owner-occupied and 22.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59824?
The poverty rate in ZIP code 59824 is 15.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 59824's numbers, next.
- See how ZIP 59824 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Charlo, MT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.