Winthrop Harbor, IL · standard

ZIP Code 60096

Lake County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,897
551/sq mi
$95,601
Median income
$249,100
Median home value
22.6%
Bachelor's or higher

The verdict

Winthrop Harbor pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 43%
home value, US ZIPs
551
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60096 against every reporting US ZIP.

ZIP code 60096 is classified by USPS as a standard delivery area and covers roughly 12.5 square miles in Winthrop Harbor, Lake County, Illinois. The area is home to 6,897 residents, producing a population density of 551 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 60096 against Illinois and the nation.

On the economic side, the median household income for ZIP 60096 sits at $95,601 (19% above the Illinois average), while per-capita income is $48,269. The poverty rate stands at 5.2% and the unemployment rate at 9.9%. On housing, the median home value is $249,100 (30% above the state average) with median rent at $1,313 per month, and 87.2% of occupied units are owner-occupied, a direct signal of whether 60096 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.6% of adults hold a bachelor's degree or higher, the median age is 53.3, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 60096 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 60096

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 60096.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 60096, Winthrop Harbor, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,897

Population

12.5

Area (sq mi)

551

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60096?

53.3

Median Age

49.3%

Male

50.7%

Female

6.1%

Foreign-Born

White 82.0%
African American 3.4%
Asian 0.0%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.1%
Hispanic or Latino 17.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$95,601

Median Household Income

+19% vs state

$48,269

Per Capita Income

5.2%

Poverty Rate

9.9%

Unemployment Rate

30.3 min

Mean Commute Time

How ZIP 60096 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$95,601 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.1%
Bachelor's Degree or Higher 22.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,968

Total Housing Units

2,854

Occupied Units

114

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 87.2%
Renter 12.8%

$249,100

Median Home Value

+30% vs state

$1,313

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.8%

YoY Change (2024)

176

HPI Index (2000 = 100)

+76%

Total Change Since 2000

Home values in ZIP 60096 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +76% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.9% 113
2021 +8.5% 122
2022 +19.8% 147
2023 +14.5% 168
2024 +4.8% 176

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 89 business establishments in ZIP 60096, employing approximately 416 people with a combined annual payroll of $20,521,000.

89

Businesses

416

Employees

$20.5M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 16 18.0%
Other services (except public administration) 14 15.7%
Retail trade 13 14.6%
Construction 11 12.4%
Administrative and support and waste management and remediation services 10 11.2%
Health care and social assistance 6 6.7%
Transportation and warehousing 5 5.6%
Arts, entertainment, and recreation 4 4.5%
Professional, scientific, and technical services 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60096 vs 60099 →

ZIP 60096 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60096 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60096 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60096 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60099 Zion, IL 31,104 2.5 mi
53143 Kenosha, WI 23,264 5.5 mi
60087 Waukegan, IL 26,978 5.5 mi
53158 Pleasant Prairie, WI 15,917 4.2 mi
53140 Kenosha, WI 30,017 9.8 mi
60083 Wadsworth, IL 9,838 6.7 mi
60085 Waukegan, IL 71,714 9.0 mi
53142 Kenosha, WI 32,375 7.2 mi
60031 Gurnee, IL 37,947 9.3 mi
53144 Kenosha, WI 27,256 10.7 mi

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 60096 in?
ZIP code 60096 (Winthrop Harbor) is located in Lake County, Illinois. Lake County contains multiple ZIP codes, see the full list at /counties/lake-il.
What is the population of ZIP code 60096?
ZIP code 60096 in Winthrop Harbor, IL has a population of 6,897 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60096?
The median household income in ZIP 60096 is $95,601, which is 25% above the national average of $76,288.
What is the average home value in ZIP 60096?
The median home value in ZIP 60096 is $249,100, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 60096?
The largest racial group in ZIP 60096 is White at 82.0%. Hispanic or Latino residents make up 17.1% of the population.
How many businesses are in ZIP code 60096?
ZIP code 60096 has 89 business establishments employing approximately 416 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60096?
The top industries by establishment count in ZIP 60096 are: Accommodation and food services (16), Other services (except public administration) (14), Retail trade (13). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 60096?
According to the FHFA House Price Index, home values in ZIP 60096 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 76%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60096?
In ZIP code 60096, 64.1% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60096?
The mean commute time for workers in ZIP code 60096 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60096?
In ZIP code 60096, approximately 87.2% of occupied housing units are owner-occupied and 12.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60096?
The poverty rate in ZIP code 60096 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Winthrop Harbor, IL

Verify and explore additional data for this area using these official government sources.