PlainZIP

Joliet, IL · standard

ZIP Code 60431

Will County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,577
641/sq mi
$122,870
Median income
$294,300
Median home value
32.9%
Bachelor's or higher

The verdict

Joliet pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 34%
home value, US ZIPs
641
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60431 against every reporting US ZIP.

ZIP code 60431 is a densely settled ZIP (a standard USPS delivery area) in Joliet, Will County, Illinois, with 22,577 residents across 35.2 square miles, a density of 641 people per square mile, in the Chicago time zone.

ZIP 60431 skews affluent, with a median household income of $122,870 (53% above the Illinois average), while per-capita income is $45,045. The poverty rate stands at 5.1% and the unemployment rate at 2.6%. Median home value sits at $294,300 (53% above the state average), median rent at $1,410 a month, and owner-occupancy at 93.1%.

A solid share of residents have a four-year degree: 32.9% of adults hold a bachelor's degree or higher, the median age is 35.2, and the average commute is 31 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 60431, plus 6 more within Will County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 60431

Top 5 sectors by establishment count in Joliet, IL

Which industries have the most business establishments in ZIP 60431.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60431, Joliet, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,577

Population

35.2

Area (sq mi)

641

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60431?

35.2

Median Age

47.8%

Male

52.2%

Female

9.3%

Foreign-Born

White 59.5%
African American 13.6%
Asian 3.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.3%
Hispanic or Latino 25.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$122,870

Median Household Income

+53% vs state

$45,045

Per Capita Income

5.1%

Poverty Rate

2.6%

Unemployment Rate

31.1 min

Mean Commute Time

How ZIP 60431 ranks nationally

Joliet, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$122,870 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 32.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,272

Total Housing Units

8,880

Occupied Units

392

Vacant Units

3.04

Avg Household Size

Occupancy Type

Owner 93.1%
Renter 6.9%

$294,300

Median Home Value

+53% vs state

$1,410

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.2%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 60431 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.9% 139
2021 +13.5% 157
2022 +12.7% 177
2023 +4.3% 185
2024 +10.2% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 483 business establishments in ZIP 60431, employing approximately 7,761 people with a combined annual payroll of $384,128,000.

483

Businesses

7,761

Employees

$384.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 76 15.7%
Transportation and warehousing 62 12.8%
Construction 54 11.2%
Accommodation and food services 50 10.3%
Professional, scientific, and technical services 46 9.5%
Health care and social assistance 46 9.5%
Other services (except public administration) 35 7.3%
Administrative and support and waste management and remediation services 26 5.4%
Finance and insurance 22 4.5%
Real estate and rental and leasing 20 4.1%
Wholesale trade 18 3.7%
Manufacturing 9 1.9%
Arts, entertainment, and recreation 7 1.4%
Educational services 6 1.2%
Information 5 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60431 vs 60404 →

ZIP 60431 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60431 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60431 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60431 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60404 Shorewood, IL 17,395 1.9 mi
60586 Plainfield, IL 46,251 3.0 mi
60435 Joliet, IL 48,899 4.0 mi
60544 Plainfield, IL 25,959 5.6 mi
60410 Channahon, IL 12,687 7.7 mi
60436 Joliet, IL 18,315 5.1 mi
60403 Crest Hill, IL 17,529 5.5 mi
60585 Plainfield, IL 22,311 8.8 mi
60447 Minooka, IL 13,709 6.9 mi
60446 Romeoville, IL 39,807 8.6 mi

More ZIP Codes in Will County

60440 standard
Bolingbrook, IL
Pop: 52,911
60435 standard
Joliet, IL
Pop: 48,899
60586 standard
Plainfield, IL
Pop: 46,251
60564 standard
Naperville, IL
Pop: 41,312
60446 standard
Romeoville, IL
Pop: 39,807
60441 standard
Lockport, IL
Pop: 36,869

Related Areas

Will County Joliet, IL Illinois

Frequently Asked Questions

What county is ZIP code 60431 in? ▼
ZIP code 60431 (Joliet) is located in Will County, Illinois. Will County contains multiple ZIP codes, see the full list at /counties/will-il.
What is the population of ZIP code 60431? ▼
ZIP code 60431 in Joliet, IL has a population of 22,577 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60431? ▼
The median household income in ZIP 60431 is $122,870, which is 61% above the national average of $76,288.
What is the average home value in ZIP 60431? ▼
The median home value in ZIP 60431 is $294,300, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 60431? ▼
The largest racial group in ZIP 60431 is White at 59.5%. Hispanic or Latino residents make up 25.1% of the population.
How many businesses are in ZIP code 60431? ▼
ZIP code 60431 has 483 business establishments employing approximately 7,761 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60431? ▼
The top industries by establishment count in ZIP 60431 are: Retail trade (76), Transportation and warehousing (62), Construction (54). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 60431? ▼
According to the FHFA House Price Index, home values in ZIP 60431 increased by 10.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60431? ▼
In ZIP code 60431, 57.9% of residents aged 25+ have a high school diploma or higher, and 32.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60431? ▼
The mean commute time for workers in ZIP code 60431 is 31.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60431? ▼
In ZIP code 60431, approximately 93.1% of occupied housing units are owner-occupied and 6.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60431? ▼
The poverty rate in ZIP code 60431 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.