Joliet, IL · standard
ZIP Code 60431
Will County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,577
- 641/sq mi High-density area
- $122,870
- Median income Above-median income area
- $294,300
- Median home value Near-median home value
- 32.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Joliet pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 9%
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 641
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60431 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 60431 (Joliet, IL) rose +10.2% from 2023 to 2024. The all-transactions index moved from 185.0 in 2023 to 203.8 in 2024 (2000 = 100).
ZIP code 60431 is a densely settled ZIP (a standard USPS delivery area) in Joliet, Will County, Illinois, with 22,577 residents across 35.2 square miles, a density of 641 people per square mile, in the Chicago time zone.
ZIP 60431 skews affluent, with a median household income of $122,870 (53% above the average Illinois ZIP), while per-capita income is $45,045. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.1% and unemployment is 2.6%. Housing is both higher-cost and owner-heavy: median home value is $294,300 (53% above the average Illinois ZIP), while 93.1% of occupied homes are owner-occupied and median rent is $1,410.
A solid share of residents have a four-year degree: 32.9% of adults hold a bachelor's degree or higher, the median age is 35.2, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Will County, so 60431 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 60431
Top 5 sectors by establishment count in Joliet, IL
Which industries have the most business establishments in ZIP 60431.
- Retail trade
Retail trade
76 establishments
- Transportation and warehousing
Transportation and warehousing
62 establishments
- Construction
Construction
54 establishments
- Accommodation and food services
Accommodation and food services
50 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60431, Joliet, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
22,577
Population
35.2
Area (sq mi)
641
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 60431?
35.2
Median Age
47.8%
Male
52.2%
Female
9.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$122,870
Median Household Income
+53% vs state ZIP avg
$45,045
Per Capita Income
5.1%
Poverty Rate
2.6%
Unemployment Rate
31.1 min
Mean Commute Time
How ZIP 60431 ranks among Illinois ZIPs
Joliet, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$122,870 Top 7% higher than 93% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,272housing units
9,272
Total Housing Units
8,880
Occupied Units
392
Vacant Units
3.04
Avg Household Size
Occupancy Type
$294,300
Median Home Value
+53% vs state ZIP avg
$1,410
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.2%
YoY Change (2024)
204
HPI Index (2000 = 100)
+104%
Total Change Since 2000
Home values in ZIP 60431 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.9% | 139 |
| 2021 | +13.5% | 157 |
| 2022 | +12.7% | 177 |
| 2023 | +4.3% | 185 |
| 2024 | +10.2% | 204 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 483 business establishments in ZIP 60431, employing approximately 7,761 people with a combined annual payroll of $384,128,000.
483
Businesses
7,761
Employees
$384.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 76 | 15.7% |
| Transportation and warehousing | 62 | 12.8% |
| Construction | 54 | 11.2% |
| Accommodation and food services | 50 | 10.3% |
| Professional, scientific, and technical services | 46 | 9.5% |
| Health care and social assistance | 46 | 9.5% |
| Other services (except public administration) | 35 | 7.3% |
| Administrative and support and waste management and remediation services | 26 | 5.4% |
| Finance and insurance | 22 | 4.5% |
| Real estate and rental and leasing | 20 | 4.1% |
| Wholesale trade | 18 | 3.7% |
| Manufacturing | 9 | 1.9% |
| Arts, entertainment, and recreation | 7 | 1.4% |
| Educational services | 6 | 1.2% |
| Information | 5 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 60431 vs 60404 →
ZIP 60431 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60435
Joliet (60435)
48,899 residents
- 60586
Plainfield (60586)
46,251 residents
- 60446
Romeoville (60446)
39,807 residents
- 60544
Plainfield (60544)
25,959 residents
- 60431
Joliet (60431)
22,577 residents
- 60585
Plainfield (60585)
22,311 residents
- 60436 18,315
Joliet (60436)
18,315 residents
- 60403 17,529
Crest Hill (60403)
17,529 residents
- 60404 17,395
Shorewood (60404)
17,395 residents
What this shows Among its immediate neighbors, ZIP 60431 ranks #5 by population - useful context the national average alone can't give.
ZIP 60431 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60585
Plainfield (60585)
$155,511 median income
- 60586
Plainfield (60586)
$131,637 median income
- 60431
Joliet (60431)
$122,870 median income
- 60404
Shorewood (60404)
$122,171 median income
- 60410
Channahon (60410)
$118,976 median income
- 60544
Plainfield (60544)
$108,304 median income
- 60447
Minooka (60447)
$108,210 median income
- 60446
Romeoville (60446)
$106,258 median income
- 60435
Joliet (60435)
$76,369 median income
What this shows By household income, ZIP 60431 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 60404 | Shorewood, IL | 17,395 | 1.9 mi |
| 60586 | Plainfield, IL | 46,251 | 3.0 mi |
| 60435 | Joliet, IL | 48,899 | 4.0 mi |
| 60544 | Plainfield, IL | 25,959 | 5.6 mi |
| 60410 | Channahon, IL | 12,687 | 7.7 mi |
| 60436 | Joliet, IL | 18,315 | 5.1 mi |
| 60403 | Crest Hill, IL | 17,529 | 5.5 mi |
| 60585 | Plainfield, IL | 22,311 | 8.8 mi |
| 60447 | Minooka, IL | 13,709 | 6.9 mi |
| 60446 | Romeoville, IL | 39,807 | 8.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 60431, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (22,577 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Will County
Related Areas
Frequently Asked Questions
What county is ZIP code 60431 in?
ZIP code 60431 (Joliet) is located in Will County, Illinois. Will County contains multiple ZIP codes, see the full list at /counties/will-il.
What is the population of ZIP code 60431?
ZIP code 60431 in Joliet, IL has a population of 22,577 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60431?
The median household income in ZIP 60431 is $122,870, which is 61% above the national average of $76,288.
What is the average home value in ZIP 60431?
The median home value in ZIP 60431 is $294,300, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 60431?
The largest racial group in ZIP 60431 is White at 59.5%. Hispanic or Latino residents make up 25.1% of the population.
How many businesses are in ZIP code 60431?
ZIP code 60431 has 483 business establishments employing approximately 7,761 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60431?
The top industries by establishment count in ZIP 60431 are: Retail trade (76), Transportation and warehousing (62), Construction (54). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 60431?
According to the FHFA House Price Index, home values in ZIP 60431 increased by 10.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60431?
In ZIP code 60431, 57.9% of residents aged 25+ have a high school diploma or higher, and 32.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60431?
The mean commute time for workers in ZIP code 60431 is 31.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60431?
In ZIP code 60431, approximately 93.1% of occupied housing units are owner-occupied and 6.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60431?
The poverty rate in ZIP code 60431 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 60431's numbers, next.
- See how ZIP 60431 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Joliet, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.