PlainZIP

Chicago, IL · standard

ZIP Code 60640

Cook County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

65,790
10,531/sq mi
$73,254
Median income
$370,300
Median home value
62.9%
Bachelor's or higher

The verdict

Chicago pairs an above-median household income with upper-quartile home values, in a densely urban, renter-heavy and unusually populous area.

Top 48%
household income, US ZIPs
Top 24%
home value, US ZIPs
10,531
people per sq mi
32%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60640 against every reporting US ZIP.

ZIP code 60640 is a densely settled ZIP (a standard USPS delivery area) in Chicago, Cook County, Illinois, with 65,790 residents across 6.2 square miles, a density of 10,531 people per square mile, in the Chicago time zone.

ZIP 60640 lands in the middle-income range, with a median household income of $73,254 (9% below the Illinois average), while per-capita income is $59,806. The poverty rate stands at 17.5% and the unemployment rate at 5.5%. On housing, the median home value is $370,300 (93% above the state average) with median rent at $1,413 per month, and 31.8% of occupied units are owner-occupied.

This is a highly-educated ZIP: 62.9% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 36 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 60640, plus 6 more within Cook County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 60640

Top 5 sectors by establishment count in Chicago, IL

Which industries have the most business establishments in ZIP 60640.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60640, Chicago, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

65,790

Population

6.2

Area (sq mi)

10,531

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60640?

38.2

Median Age

51.4%

Male

48.6%

Female

22.6%

Foreign-Born

White 56.6%
African American 17.2%
Asian 10.4%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.2%
Hispanic or Latino 13.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,254

Median Household Income

-9% vs state

$59,806

Per Capita Income

17.5%

Poverty Rate

5.5%

Unemployment Rate

35.5 min

Mean Commute Time

How ZIP 60640 ranks nationally

Chicago, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,254 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.3%
Bachelor's Degree or Higher 62.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

41,362

Total Housing Units

37,848

Occupied Units

3,514

Vacant Units

1.67

Avg Household Size

Occupancy Type

Owner 31.8%
Renter 68.2%

$370,300

Median Home Value

+93% vs state

$1,413

Median Rent

1946

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.3%

YoY Change (2024)

236

HPI Index (2000 = 100)

+136%

Total Change Since 2000

Home values in ZIP 60640 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 197
2021 +3.8% 204
2022 +14.3% 234
2023 -5.9% 220
2024 +7.3% 236

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,545 business establishments in ZIP 60640, employing approximately 17,714 people with a combined annual payroll of $897,965,000.

1,545

Businesses

17,714

Employees

$898.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 297 19.2%
Professional, scientific, and technical services 260 16.8%
Retail trade 181 11.7%
Accommodation and food services 181 11.7%
Other services (except public administration) 150 9.7%
Real estate and rental and leasing 121 7.8%
Arts, entertainment, and recreation 65 4.2%
Finance and insurance 49 3.2%
Educational services 41 2.6%
Administrative and support and waste management and remediation services 37 2.4%
Wholesale trade 35 2.3%
Information 35 2.3%
Construction 32 2.1%
Manufacturing 31 2.0%
Transportation and warehousing 23 1.5%
Management of companies and enterprises 5 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60640 vs 60660 →

ZIP 60640 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60640 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60640 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60640 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60660 Chicago, IL 42,752 1.3 mi
60613 Chicago, IL 48,281 1.2 mi
60625 Chicago, IL 78,651 1.9 mi
60657 Chicago, IL 65,996 2.3 mi
60626 Chicago, IL 50,139 2.6 mi
60659 Chicago, IL 38,104 2.5 mi
60614 Chicago, IL 66,617 3.5 mi
60618 Chicago, IL 92,084 2.7 mi
60645 Chicago, IL 45,274 3.0 mi
60642 Chicago, IL 18,480 4.9 mi

More ZIP Codes in Cook County

60629 standard
Chicago, IL
Pop: 113,916
60623 standard
Chicago, IL
Pop: 92,108
60618 standard
Chicago, IL
Pop: 92,084
60632 standard
Chicago, IL
Pop: 91,326
60639 standard
Chicago, IL
Pop: 90,407
60647 standard
Chicago, IL
Pop: 87,291

Related Areas

Cook County Chicago, IL Illinois

Frequently Asked Questions

What county is ZIP code 60640 in? ▼
ZIP code 60640 (Chicago) is located in Cook County, Illinois. Cook County contains multiple ZIP codes, see the full list at /counties/cook-il.
What is the population of ZIP code 60640? ▼
ZIP code 60640 in Chicago, IL has a population of 65,790 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60640? ▼
The median household income in ZIP 60640 is $73,254, which is 4% below the national average of $76,288.
What is the average home value in ZIP 60640? ▼
The median home value in ZIP 60640 is $370,300, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 60640? ▼
The largest racial group in ZIP 60640 is White at 56.6%. Hispanic or Latino residents make up 13.5% of the population.
How many businesses are in ZIP code 60640? ▼
ZIP code 60640 has 1,545 business establishments employing approximately 17,714 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60640? ▼
The top industries by establishment count in ZIP 60640 are: Health care and social assistance (297), Professional, scientific, and technical services (260), Retail trade (181). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 60640? ▼
According to the FHFA House Price Index, home values in ZIP 60640 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60640? ▼
In ZIP code 60640, 75.3% of residents aged 25+ have a high school diploma or higher, and 62.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60640? ▼
The mean commute time for workers in ZIP code 60640 is 35.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60640? ▼
In ZIP code 60640, approximately 31.8% of occupied housing units are owner-occupied and 68.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60640? ▼
The poverty rate in ZIP code 60640 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.