Chicago, IL · standard
ZIP Code 60640
Cook County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 65,790
- 10,531/sq mi High-density area
- $73,254
- Median income Near-median income area
- $370,300
- Median home value Above-median home value
- 62.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Chicago pairs an above-median household income with upper-quartile home values, in a densely urban, renter-heavy and unusually populous area.
- Top 48%
- household income, US ZIPs
- Top 24%
- home value, US ZIPs
- 10,531
- people per sq mi
- 32%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60640 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 60640 (Chicago, IL) rose +7.3% from 2023 to 2024. The all-transactions index moved from 219.9 in 2023 to 236.0 in 2024 (2000 = 100).
ZIP code 60640 is a densely settled ZIP (a standard USPS delivery area) in Chicago, Cook County, Illinois, with 65,790 residents across 6.2 square miles, a density of 10,531 people per square mile, in the Chicago time zone.
ZIP 60640 lands in the middle-income range, with a median household income of $73,254 (9% below the average Illinois ZIP), while per-capita income is $59,806. The poverty rate is 17.5%, with unemployment at 5.5%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $370,300 (93% above the average Illinois ZIP), with only 31.8% owner-occupied homes and median rent of $1,413.
This is a highly-educated ZIP: 62.9% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 36 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Cook County, so 60640 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 60640
Top 5 sectors by establishment count in Chicago, IL
Which industries have the most business establishments in ZIP 60640.
- Health care and social assistance
Health care and social assistance
297 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
260 establishments
- Retail trade
Retail trade
181 establishments
- Accommodation and food services
Accommodation and food services
181 establishments
- Other services (except public administration)
Other services (except public administration)
150 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60640, Chicago, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
65,790
Population
6.2
Area (sq mi)
10,531
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 60640?
38.2
Median Age
51.4%
Male
48.6%
Female
22.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,254
Median Household Income
-9% vs state ZIP avg
$59,806
Per Capita Income
17.5%
Poverty Rate
5.5%
Unemployment Rate
35.5 min
Mean Commute Time
How ZIP 60640 ranks nationally
Chicago, IL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$73,254 Top 48% higher than 52% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
41,362housing units
41,362
Total Housing Units
37,848
Occupied Units
3,514
Vacant Units
1.67
Avg Household Size
Occupancy Type
$370,300
Median Home Value
+93% vs state ZIP avg
$1,413
Median Rent
1946
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.3%
YoY Change (2024)
236
HPI Index (2000 = 100)
+136%
Total Change Since 2000
Home values in ZIP 60640 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.6% | 197 |
| 2021 | +3.8% | 204 |
| 2022 | +14.3% | 234 |
| 2023 | -5.9% | 220 |
| 2024 | +7.3% | 236 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,545 business establishments in ZIP 60640, employing approximately 17,714 people with a combined annual payroll of $897,965,000.
1,545
Businesses
17,714
Employees
$898.0M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 297 | 19.2% |
| Professional, scientific, and technical services | 260 | 16.8% |
| Retail trade | 181 | 11.7% |
| Accommodation and food services | 181 | 11.7% |
| Other services (except public administration) | 150 | 9.7% |
| Real estate and rental and leasing | 121 | 7.8% |
| Arts, entertainment, and recreation | 65 | 4.2% |
| Finance and insurance | 49 | 3.2% |
| Educational services | 41 | 2.6% |
| Administrative and support and waste management and remediation services | 37 | 2.4% |
| Wholesale trade | 35 | 2.3% |
| Information | 35 | 2.3% |
| Construction | 32 | 2.1% |
| Manufacturing | 31 | 2.0% |
| Transportation and warehousing | 23 | 1.5% |
| Management of companies and enterprises | 5 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 60640 vs 60660 →
ZIP 60640 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60618
Chicago (60618)
92,084 residents
- 60625
Chicago (60625)
78,651 residents
- 60614
Chicago (60614)
66,617 residents
- 60657
Chicago (60657)
65,996 residents
- 60640
Chicago (60640)
65,790 residents
- 60626
Chicago (60626)
50,139 residents
- 60613
Chicago (60613)
48,281 residents
- 60645
Chicago (60645)
45,274 residents
- 60660
Chicago (60660)
42,752 residents
What this shows Among its immediate neighbors, ZIP 60640 ranks #5 by population - useful context the national average alone can't give.
ZIP 60640 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60642
Chicago (60642)
$143,175 median income
- 60614
Chicago (60614)
$136,448 median income
- 60657
Chicago (60657)
$110,939 median income
- 60618
Chicago (60618)
$106,384 median income
- 60613
Chicago (60613)
$95,572 median income
- 60625
Chicago (60625)
$85,703 median income
- 60645
Chicago (60645)
$76,045 median income
- 60640
Chicago (60640)
$73,254 median income
- 60659
Chicago (60659)
$68,704 median income
What this shows By household income, ZIP 60640 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 60660 | Chicago, IL | 42,752 | 1.3 mi |
| 60613 | Chicago, IL | 48,281 | 1.2 mi |
| 60625 | Chicago, IL | 78,651 | 1.9 mi |
| 60657 | Chicago, IL | 65,996 | 2.3 mi |
| 60626 | Chicago, IL | 50,139 | 2.6 mi |
| 60659 | Chicago, IL | 38,104 | 2.5 mi |
| 60614 | Chicago, IL | 66,617 | 3.5 mi |
| 60618 | Chicago, IL | 92,084 | 2.7 mi |
| 60645 | Chicago, IL | 45,274 | 3.0 mi |
| 60642 | Chicago, IL | 18,480 | 4.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 60640, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (65,790 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cook County
Related Areas
Frequently Asked Questions
What county is ZIP code 60640 in?
ZIP code 60640 (Chicago) is located in Cook County, Illinois. Cook County contains multiple ZIP codes, see the full list at /counties/cook-il.
What is the population of ZIP code 60640?
ZIP code 60640 in Chicago, IL has a population of 65,790 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60640?
The median household income in ZIP 60640 is $73,254, which is 4% below the national average of $76,288.
What is the average home value in ZIP 60640?
The median home value in ZIP 60640 is $370,300, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 60640?
The largest racial group in ZIP 60640 is White at 56.6%. Hispanic or Latino residents make up 13.5% of the population.
How many businesses are in ZIP code 60640?
ZIP code 60640 has 1,545 business establishments employing approximately 17,714 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60640?
The top industries by establishment count in ZIP 60640 are: Health care and social assistance (297), Professional, scientific, and technical services (260), Retail trade (181). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 60640?
According to the FHFA House Price Index, home values in ZIP 60640 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60640?
In ZIP code 60640, 75.3% of residents aged 25+ have a high school diploma or higher, and 62.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60640?
The mean commute time for workers in ZIP code 60640 is 35.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60640?
In ZIP code 60640, approximately 31.8% of occupied housing units are owner-occupied and 68.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60640?
The poverty rate in ZIP code 60640 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 60640's numbers, next.
- See how ZIP 60640 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chicago, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.