Galt, IL · standard
ZIP Code 61037
Whiteside County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 140
- 322/sq mi
- $70,357
- Median income
- $103,600
- Median home value
- 15.5%
- Bachelor's or higher
The verdict
Galt pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- 11th pct
- home value, US ZIPs
- 322
- people per sq mi
- 100%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61037 against every reporting US ZIP.
ZIP code 61037 is classified by USPS as a standard delivery area and covers roughly 0.4 square miles in Galt, Whiteside County, Illinois. The area is home to 140 residents, producing a population density of 322 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61037 against Illinois and the nation.
On the economic side, the median household income for ZIP 61037 sits at $70,357 (12% below the Illinois average), while per-capita income is $131,539. The poverty rate stands at 0.0% and the unemployment rate at 0.0%. On housing, the median home value is $103,600 (46% below the state average) with median rent at — per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 61037 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 15.5% of adults hold a bachelor's degree or higher, the median age is 69.3, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Whiteside County, so you can benchmark 61037 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61037, Galt, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
140
Population
0.4
Area (sq mi)
322
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61037?
69.3
Median Age
29.0%
Male
71.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,357
Median Household Income
-12% vs state
$131,539
Per Capita Income
0.0%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 61037 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$70,357 47th percentile higher than 47% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
117
Total Housing Units
80
Occupied Units
37
Vacant Units
1.81
Avg Household Size
Occupancy Type
$103,600
Median Home Value
-46% vs state
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 61037 vs 61081 →
ZIP 61037 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61081
Sterling (61081)
21,934 residents
- 61071
Rock Falls (61071)
14,381 residents
- 61037 140
Galt (61037)
140 residents
What this shows Among its immediate neighbors, ZIP 61037 ranks #3 by population — useful context the national average alone can't give.
ZIP 61037 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61037
Galt (61037)
$70,357 median income
- 61081
Sterling (61081)
$67,586 median income
- 61071
Rock Falls (61071)
$60,508 median income
What this shows By household income, ZIP 61037 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Whiteside County
Related Areas
Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Galt, IL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.