Cambridge, IL · standard
ZIP Code 61238
Henry County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,247
- 12/sq mi
- $64,583
- Median income
- $131,100
- Median home value
- 17.0%
- Bachelor's or higher
The verdict
Cambridge pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 38th pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 12
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61238 against every reporting US ZIP.
ZIP code 61238 is classified by USPS as a standard delivery area and covers roughly 268.3 square miles in Cambridge, Henry County, Illinois. The area is home to 3,247 residents, producing a population density of 12 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61238 against Illinois and the nation.
On the economic side, the median household income for ZIP 61238 sits at $64,583 (19% below the Illinois average), while per-capita income is $32,445. The poverty rate stands at 13.2% and the unemployment rate at 7.3%. On housing, the median home value is $131,100 (32% below the state average) with median rent at $971 per month, and 86.1% of occupied units are owner-occupied, a direct signal of whether 61238 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.0% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 28 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Henry County, so you can benchmark 61238 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 61238
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 61238.
- Transportation and warehousing
Transportation and warehousing
12 establishments
- Wholesale trade
Wholesale trade
8 establishments
- Retail trade
Retail trade
8 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61238, Cambridge, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,247
Population
268.3
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61238?
41.5
Median Age
50.3%
Male
49.7%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,583
Median Household Income
-19% vs state
$32,445
Per Capita Income
13.2%
Poverty Rate
7.3%
Unemployment Rate
27.5 min
Mean Commute Time
How ZIP 61238 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$64,583 38th percentile higher than 38% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,184
Total Housing Units
1,042
Occupied Units
142
Vacant Units
2.38
Avg Household Size
Occupancy Type
$131,100
Median Home Value
-32% vs state
$971
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.9%
YoY Change (2024)
154
HPI Index (2000 = 100)
+54%
Total Change Since 2000
Home values in ZIP 61238 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +54% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 128 |
| 2021 | +8.4% | 138 |
| 2022 | +0.3% | 139 |
| 2023 | +5.0% | 146 |
| 2024 | +5.9% | 154 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 60 business establishments in ZIP 61238, employing approximately 288 people with a combined annual payroll of $14,607,000.
60
Businesses
288
Employees
$14.6M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 12 | 20.0% |
| Wholesale trade | 8 | 13.3% |
| Retail trade | 8 | 13.3% |
| Accommodation and food services | 5 | 8.3% |
| Other services (except public administration) | 5 | 8.3% |
| Finance and insurance | 4 | 6.7% |
| Health care and social assistance | 4 | 6.7% |
| Construction | 3 | 5.0% |
| Administrative and support and waste management and remediation services | 3 | 5.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61238 vs 61419 →
ZIP 61238 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61434
Galva (61434)
3,312 residents
- 61238
Cambridge (61238)
3,247 residents
- 61490 1,091
Woodhull (61490)
1,091 residents
- 61274 351
Osco (61274)
351 residents
- 61419 128
Bishop Hill (61419)
128 residents
What this shows Among its immediate neighbors, ZIP 61238 ranks #2 by population — useful context the national average alone can't give.
ZIP 61238 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61274
Osco (61274)
$72,000 median income
- 61490
Woodhull (61490)
$65,625 median income
- 61238
Cambridge (61238)
$64,583 median income
- 61434
Galva (61434)
$56,780 median income
- 61419
Bishop Hill (61419)
$56,429 median income
What this shows By household income, ZIP 61238 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Henry County
Related Areas
Frequently Asked Questions
What county is ZIP code 61238 in? ▼
What is the population of ZIP code 61238? ▼
What is the median household income in ZIP 61238? ▼
What is the average home value in ZIP 61238? ▼
What is the demographic makeup of ZIP 61238? ▼
How many businesses are in ZIP code 61238? ▼
What are the main industries in ZIP code 61238? ▼
How have home values changed in ZIP code 61238? ▼
What is the education level in ZIP code 61238? ▼
What is the average commute time in ZIP 61238? ▼
What percentage of residents own vs. rent in ZIP 61238? ▼
What is the poverty rate in ZIP code 61238? ▼
ZIP Code Research Guides
Official Data Resources for Cambridge, IL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.