Cambridge, IL · standard

ZIP Code 61238

Henry County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,247
12/sq mi
$64,583
Median income
$131,100
Median home value
17.0%
Bachelor's or higher

The verdict

Cambridge pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
20th pct
home value, US ZIPs
12
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61238 against every reporting US ZIP.

ZIP code 61238 is classified by USPS as a standard delivery area and covers roughly 268.3 square miles in Cambridge, Henry County, Illinois. The area is home to 3,247 residents, producing a population density of 12 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61238 against Illinois and the nation.

On the economic side, the median household income for ZIP 61238 sits at $64,583 (19% below the Illinois average), while per-capita income is $32,445. The poverty rate stands at 13.2% and the unemployment rate at 7.3%. On housing, the median home value is $131,100 (32% below the state average) with median rent at $971 per month, and 86.1% of occupied units are owner-occupied, a direct signal of whether 61238 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.0% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 28 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Henry County, so you can benchmark 61238 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 61238

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 61238.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61238, Cambridge, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,247

Population

268.3

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61238?

41.5

Median Age

50.3%

Male

49.7%

Female

1.3%

Foreign-Born

White 89.1%
African American 1.5%
Asian 1.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 0.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,583

Median Household Income

-19% vs state

$32,445

Per Capita Income

13.2%

Poverty Rate

7.3%

Unemployment Rate

27.5 min

Mean Commute Time

How ZIP 61238 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$64,583 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 17.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,184

Total Housing Units

1,042

Occupied Units

142

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 86.1%
Renter 13.9%

$131,100

Median Home Value

-32% vs state

$971

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.9%

YoY Change (2024)

154

HPI Index (2000 = 100)

+54%

Total Change Since 2000

Home values in ZIP 61238 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +54% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 128
2021 +8.4% 138
2022 +0.3% 139
2023 +5.0% 146
2024 +5.9% 154

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 60 business establishments in ZIP 61238, employing approximately 288 people with a combined annual payroll of $14,607,000.

60

Businesses

288

Employees

$14.6M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 12 20.0%
Wholesale trade 8 13.3%
Retail trade 8 13.3%
Accommodation and food services 5 8.3%
Other services (except public administration) 5 8.3%
Finance and insurance 4 6.7%
Health care and social assistance 4 6.7%
Construction 3 5.0%
Administrative and support and waste management and remediation services 3 5.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61238 vs 61419 →

ZIP 61238 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61238 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61238 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61238 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61419 Bishop Hill, IL 128 6.7 mi
61274 Osco, IL 351 7.7 mi
61490 Woodhull, IL 1,091 8.5 mi
61434 Galva, IL 3,312 10.5 mi

More ZIP Codes in Henry County

Frequently Asked Questions

What county is ZIP code 61238 in?
ZIP code 61238 (Cambridge) is located in Henry County, Illinois. Henry County contains multiple ZIP codes, see the full list at /counties/henry-il.
What is the population of ZIP code 61238?
ZIP code 61238 in Cambridge, IL has a population of 3,247 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61238?
The median household income in ZIP 61238 is $64,583, which is 15% below the national average of $76,288.
What is the average home value in ZIP 61238?
The median home value in ZIP 61238 is $131,100, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 61238?
The largest racial group in ZIP 61238 is White at 89.1%. Hispanic or Latino residents make up 0.2% of the population.
How many businesses are in ZIP code 61238?
ZIP code 61238 has 60 business establishments employing approximately 288 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61238?
The top industries by establishment count in ZIP 61238 are: Transportation and warehousing (12), Wholesale trade (8), Retail trade (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 61238?
According to the FHFA House Price Index, home values in ZIP 61238 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 54%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61238?
In ZIP code 61238, 58.0% of residents aged 25+ have a high school diploma or higher, and 17.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61238?
The mean commute time for workers in ZIP code 61238 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61238?
In ZIP code 61238, approximately 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61238?
The poverty rate in ZIP code 61238 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cambridge, IL

Verify and explore additional data for this area using these official government sources.