PlainZIP

Cuba, IL · standard

ZIP Code 61427

Fulton County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,329
15/sq mi
$65,750
Median income
$105,900
Median home value
22.0%
Bachelor's or higher

The verdict

Cuba pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

40th pct
household income, US ZIPs
12th pct
home value, US ZIPs
15
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61427 against every reporting US ZIP.

ZIP code 61427 covers 152.2 square miles in Cuba, Fulton County, Illinois (a standard USPS delivery area), with a modest 2,329 residents on file, a density of 15 people per square mile, in the Chicago time zone.

ZIP 61427 reports a modest median household income of $65,750 (18% below the Illinois average), while per-capita income is $39,741. 11.9% of residents live below the poverty line, and the unemployment rate reads 3.2%. Housing costs here run $105,900 for a typical home value (45% below the state average), with rent averaging $869 a month; 82.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.0% of adults hold a bachelor's degree or higher, the median age is 47.4, and the average commute is 34 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Fulton County, letting you compare 61427 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61427

Top 5 sectors by establishment count in Cuba, IL

Which industries have the most business establishments in ZIP 61427.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61427, Cuba, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,329

Population

152.2

Area (sq mi)

15

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61427?

47.4

Median Age

51.0%

Male

49.0%

Female

0.0%

Foreign-Born

White 96.2%
African American 1.4%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.3%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,750

Median Household Income

-18% vs state

$39,741

Per Capita Income

11.9%

Poverty Rate

3.2%

Unemployment Rate

34.2 min

Mean Commute Time

How ZIP 61427 ranks nationally

Cuba, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,750 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 22.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,041

Total Housing Units

888

Occupied Units

153

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 82.8%
Renter 17.2%

$105,900

Median Home Value

-45% vs state

$869

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+24.1%

YoY Change (2024)

137

HPI Index (2000 = 100)

+37%

Total Change Since 2000

Home values in ZIP 61427 have increased 24.1% over the past year (2024). Since 2000, this ZIP has seen +37% cumulative appreciation.

Year Annual Change HPI Index
2019 -3.5% 115
2020 -3.0% 111
2021 +5.3% 117
2022 +24.1% 146
2024 – 137

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 24 business establishments in ZIP 61427, employing approximately 115 people with a combined annual payroll of $2,849,000.

24

Businesses

115

Employees

$2.8M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Retail trade 6 25.0%
Other services (except public administration) 4 16.7%
Health care and social assistance 3 12.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61427 vs 61433 →

ZIP 61427 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61427 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61427 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61427 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61433 Fiatt, IL 74 4.1 mi
61477 Smithfield, IL 631 6.4 mi
61519 Bryant, IL 233 6.2 mi
61563 Saint David, IL 526 7.4 mi
61542 Lewistown, IL 3,794 8.6 mi
61431 Ellisville, IL 371 8.5 mi

More ZIP Codes in Fulton County

61520 standard
Canton, IL
Pop: 17,839
61542 standard
Lewistown, IL
Pop: 3,794
61531 standard
Farmington, IL
Pop: 3,379
61501 standard
Astoria, IL
Pop: 1,921
61415 standard
Avon, IL
Pop: 1,747
61441 standard
Ipava, IL
Pop: 897

Related Areas

Fulton County Cuba, IL Illinois

Frequently Asked Questions

What county is ZIP code 61427 in? ▼
ZIP code 61427 (Cuba) is located in Fulton County, Illinois. Fulton County contains multiple ZIP codes, see the full list at /counties/fulton-il.
What is the population of ZIP code 61427? ▼
ZIP code 61427 in Cuba, IL has a population of 2,329 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61427? ▼
The median household income in ZIP 61427 is $65,750, which is 14% below the national average of $76,288.
What is the average home value in ZIP 61427? ▼
The median home value in ZIP 61427 is $105,900, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 61427? ▼
The largest racial group in ZIP 61427 is White at 96.2%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 61427? ▼
ZIP code 61427 has 24 business establishments employing approximately 115 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61427? ▼
The top industries by establishment count in ZIP 61427 are: Retail trade (6), Other services (except public administration) (4), Health care and social assistance (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 61427? ▼
According to the FHFA House Price Index, home values in ZIP 61427 increased by 24.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 37%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61427? ▼
In ZIP code 61427, 59.1% of residents aged 25+ have a high school diploma or higher, and 22.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61427? ▼
The mean commute time for workers in ZIP code 61427 is 34.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61427? ▼
In ZIP code 61427, approximately 82.8% of occupied housing units are owner-occupied and 17.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61427? ▼
The poverty rate in ZIP code 61427 is 11.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.