Farmington, IL · standard
ZIP Code 61531
Fulton County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,379
- 23/sq mi
- $70,107
- Median income
- $127,700
- Median home value
- 32.4%
- Bachelor's or higher
The verdict
Farmington pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- 19th pct
- home value, US ZIPs
- 23
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61531 against every reporting US ZIP.
ZIP code 61531 is classified by USPS as a standard delivery area and covers roughly 145.6 square miles in Farmington, Fulton County, Illinois. The area is home to 3,379 residents, producing a population density of 23 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61531 against Illinois and the nation.
On the economic side, the median household income for ZIP 61531 sits at $70,107 (12% below the Illinois average), while per-capita income is $36,069. The poverty rate stands at 8.5% and the unemployment rate at 7.9%. On housing, the median home value is $127,700 (33% below the state average) with median rent at $931 per month, and 80.0% of occupied units are owner-occupied, a direct signal of whether 61531 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 32.4% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 25 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Fulton County, so you can benchmark 61531 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 61531
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 61531.
- Retail trade
Retail trade
8 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Health care and social assistance
Health care and social assistance
6 establishments
- Accommodation and food services
Accommodation and food services
6 establishments
- Finance and insurance
Finance and insurance
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61531, Farmington, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,379
Population
145.6
Area (sq mi)
23
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61531?
39.2
Median Age
51.8%
Male
48.2%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,107
Median Household Income
-12% vs state
$36,069
Per Capita Income
8.5%
Poverty Rate
7.9%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 61531 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$70,107 47th percentile higher than 47% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,420
Total Housing Units
1,221
Occupied Units
199
Vacant Units
2.40
Avg Household Size
Occupancy Type
$127,700
Median Home Value
-33% vs state
$931
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.6%
YoY Change (2024)
157
HPI Index (2000 = 100)
+57%
Total Change Since 2000
Home values in ZIP 61531 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +57% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.2% | 124 |
| 2021 | +11.0% | 137 |
| 2022 | +11.9% | 154 |
| 2023 | -7.9% | 142 |
| 2024 | +10.6% | 157 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 48 business establishments in ZIP 61531, employing approximately 690 people with a combined annual payroll of $23,452,000.
48
Businesses
690
Employees
$23.5M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 8 | 16.7% |
| Other services (except public administration) | 7 | 14.6% |
| Health care and social assistance | 6 | 12.5% |
| Accommodation and food services | 6 | 12.5% |
| Finance and insurance | 5 | 10.4% |
| Wholesale trade | 4 | 8.3% |
| Construction | 3 | 6.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61531 vs 61553 →
ZIP 61531 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61520
Canton (61520)
17,839 residents
- 61531 3,379
Farmington (61531)
3,379 residents
- 61529 2,880
Elmwood (61529)
2,880 residents
- 61569 1,220
Trivoli (61569)
1,220 residents
- 61572 1,068
Yates City (61572)
1,068 residents
- 61458 822
Maquon (61458)
822 residents
- 61432 676
Fairview (61432)
676 residents
- 61553 213
Norris (61553)
213 residents
- 61433 74
Fiatt (61433)
74 residents
What this shows Among its immediate neighbors, ZIP 61531 ranks #2 by population — useful context the national average alone can't give.
ZIP 61531 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61529
Elmwood (61529)
$91,661 median income
- 61569
Trivoli (61569)
$77,083 median income
- 61572
Yates City (61572)
$73,125 median income
- 61531
Farmington (61531)
$70,107 median income
- 61458
Maquon (61458)
$65,461 median income
- 61520
Canton (61520)
$58,376 median income
- 61432
Fairview (61432)
$56,250 median income
- 61553
Norris (61553)
$44,844 median income
What this shows By household income, ZIP 61531 ranks #4 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Fulton County
Related Areas
Frequently Asked Questions
What county is ZIP code 61531 in? ▼
What is the population of ZIP code 61531? ▼
What is the median household income in ZIP 61531? ▼
What is the average home value in ZIP 61531? ▼
What is the demographic makeup of ZIP 61531? ▼
How many businesses are in ZIP code 61531? ▼
What are the main industries in ZIP code 61531? ▼
How have home values changed in ZIP code 61531? ▼
What is the education level in ZIP code 61531? ▼
What is the average commute time in ZIP 61531? ▼
What percentage of residents own vs. rent in ZIP 61531? ▼
What is the poverty rate in ZIP code 61531? ▼
ZIP Code Research Guides
Official Data Resources for Farmington, IL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.