Farmington, IL · standard

ZIP Code 61531

Fulton County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,379
23/sq mi
$70,107
Median income
$127,700
Median home value
32.4%
Bachelor's or higher

The verdict

Farmington pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
19th pct
home value, US ZIPs
23
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61531 against every reporting US ZIP.

ZIP code 61531 is classified by USPS as a standard delivery area and covers roughly 145.6 square miles in Farmington, Fulton County, Illinois. The area is home to 3,379 residents, producing a population density of 23 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61531 against Illinois and the nation.

On the economic side, the median household income for ZIP 61531 sits at $70,107 (12% below the Illinois average), while per-capita income is $36,069. The poverty rate stands at 8.5% and the unemployment rate at 7.9%. On housing, the median home value is $127,700 (33% below the state average) with median rent at $931 per month, and 80.0% of occupied units are owner-occupied, a direct signal of whether 61531 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 32.4% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 25 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Fulton County, so you can benchmark 61531 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 61531

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 61531.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61531, Farmington, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,379

Population

145.6

Area (sq mi)

23

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61531?

39.2

Median Age

51.8%

Male

48.2%

Female

0.7%

Foreign-Born

White 96.9%
African American 0.3%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.9%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,107

Median Household Income

-12% vs state

$36,069

Per Capita Income

8.5%

Poverty Rate

7.9%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 61531 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$70,107 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.8%
Bachelor's Degree or Higher 32.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,420

Total Housing Units

1,221

Occupied Units

199

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 80.0%
Renter 20.0%

$127,700

Median Home Value

-33% vs state

$931

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.6%

YoY Change (2024)

157

HPI Index (2000 = 100)

+57%

Total Change Since 2000

Home values in ZIP 61531 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +57% cumulative appreciation.

Year Annual Change HPI Index
2020 -3.2% 124
2021 +11.0% 137
2022 +11.9% 154
2023 -7.9% 142
2024 +10.6% 157

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 48 business establishments in ZIP 61531, employing approximately 690 people with a combined annual payroll of $23,452,000.

48

Businesses

690

Employees

$23.5M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 8 16.7%
Other services (except public administration) 7 14.6%
Health care and social assistance 6 12.5%
Accommodation and food services 6 12.5%
Finance and insurance 5 10.4%
Wholesale trade 4 8.3%
Construction 3 6.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61531 vs 61553 →

ZIP 61531 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61531 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61531 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61531 ranks #4 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61553 Norris, IL 213 4.0 mi
61572 Yates City, IL 1,068 8.1 mi
61569 Trivoli, IL 1,220 7.4 mi
61432 Fairview, IL 676 6.8 mi
61520 Canton, IL 17,839 9.8 mi
61529 Elmwood, IL 2,880 8.4 mi
61458 Maquon, IL 822 10.2 mi
61433 Fiatt, IL 74 11.2 mi

More ZIP Codes in Fulton County

Frequently Asked Questions

What county is ZIP code 61531 in?
ZIP code 61531 (Farmington) is located in Fulton County, Illinois. Fulton County contains multiple ZIP codes, see the full list at /counties/fulton-il.
What is the population of ZIP code 61531?
ZIP code 61531 in Farmington, IL has a population of 3,379 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61531?
The median household income in ZIP 61531 is $70,107, which is 8% below the national average of $76,288.
What is the average home value in ZIP 61531?
The median home value in ZIP 61531 is $127,700, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 61531?
The largest racial group in ZIP 61531 is White at 96.9%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 61531?
ZIP code 61531 has 48 business establishments employing approximately 690 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61531?
The top industries by establishment count in ZIP 61531 are: Retail trade (8), Other services (except public administration) (7), Health care and social assistance (6). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 61531?
According to the FHFA House Price Index, home values in ZIP 61531 increased by 10.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 57%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61531?
In ZIP code 61531, 64.8% of residents aged 25+ have a high school diploma or higher, and 32.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61531?
The mean commute time for workers in ZIP code 61531 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61531?
In ZIP code 61531, approximately 80.0% of occupied housing units are owner-occupied and 20.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61531?
The poverty rate in ZIP code 61531 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Farmington, IL

Verify and explore additional data for this area using these official government sources.