ZIP Code 61764

standard

Source:

Pontiac · Livingston County · Illinois

Population
14,460

34/sq mi

Median income
$68,781

▼ 10% vs US

higher than 45% of US ZIPs

Median home value
$127,400

▼ 54% vs US

higher than 19% of US ZIPs

Bachelor's or higher
17.5%

Median age 42.2

Land area
421.6 sq mi

Chicago

ZIP code 61764 in Pontiac, Illinois has a population of 14,460. The median household income is $68,781, which is 10% below the national average. Median home value is $127,400, 54% below the US average. 17.5% of residents hold a bachelor's degree or higher.

ZIP code 61764 is classified by USPS as a standard delivery area and covers roughly 421.6 square miles in Pontiac, Livingston County, Illinois. The area is home to 14,460 residents, producing a population density of 34 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61764 against Illinois and the nation.

On the economic side, the median household income for ZIP 61764 sits at $68,781 (14% below the Illinois average), while per-capita income is $33,274. The poverty rate stands at 14.0% and the unemployment rate at 4.3%. On housing, the median home value is $127,400 (34% below the state average) with median rent at $857 per month, and 67.8% of occupied units are owner-occupied, a direct signal of whether 61764 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.5% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 17 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Livingston County, so you can benchmark 61764 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 61764

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 61764.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61764, Pontiac, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

14,460

Population

421.6

Area (sq mi)

34

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61764?

42.2

Median Age

52.5%

Male

47.5%

Female

2.5%

Foreign-Born

White 84.5%
African American 7.7%
Asian 1.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 4.8%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,781

Median Household Income

-14% vs state

$33,274

Per Capita Income

14.0%

Poverty Rate

4.3%

Unemployment Rate

17.0 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.5%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,945

Total Housing Units

5,377

Occupied Units

568

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 67.8%
Renter 32.2%

$127,400

Median Home Value

-34% vs state

$857

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+16.6%

YoY Change (2024)

176

HPI Index (2000 = 100)

+76%

Total Change Since 2000

Home values in ZIP 61764 have increased 16.6% over the past year (2024). Since 2000, this ZIP has seen +76% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 128
2021 +3.1% 132
2022 +16.0% 153
2023 -1.3% 151
2024 +16.6% 176

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 331 business establishments in ZIP 61764, employing approximately 5,380 people with a combined annual payroll of $264,033,000.

331

Businesses

5,380

Employees

$264.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 56 16.9%
Other services (except public administration) 44 13.3%
Accommodation and food services 43 13.0%
Health care and social assistance 36 10.9%
Construction 25 7.5%
Finance and insurance 25 7.5%
Professional, scientific, and technical services 18 5.4%
Administrative and support and waste management and remediation services 17 5.1%
Transportation and warehousing 14 4.2%
Manufacturing 10 3.0%
Real estate and rental and leasing 10 3.0%
Wholesale trade 9 2.7%
Information 7 2.1%
Arts, entertainment, and recreation 7 2.1%
Agriculture, forestry, fishing and hunting 4 1.2%
Utilities 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61764 vs 60460 →

ZIP Code City Population Distance
60460 Odell, IL 1,522 9.5 mi
61726 Chenoa, IL 2,544 10.7 mi
61319 Cornell, IL 1,293 11.2 mi
61739 Fairbury, IL 4,897 11.7 mi

More ZIP Codes in Livingston County

Frequently Asked Questions

What county is ZIP code 61764 in?
ZIP code 61764 (Pontiac) is located in Livingston County, Illinois. Livingston County contains multiple ZIP codes, see the full list at /counties/livingston-il.
What is the population of ZIP code 61764?
ZIP code 61764 in Pontiac, IL has a population of 14,460 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61764?
The median household income in ZIP 61764 is $68,781, which is 10% below the national average of $76,288.
What is the average home value in ZIP 61764?
The median home value in ZIP 61764 is $127,400, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 61764?
The largest racial group in ZIP 61764 is White at 84.5%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 61764?
ZIP code 61764 has 331 business establishments employing approximately 5,380 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61764?
The top industries by establishment count in ZIP 61764 are: Retail trade (56), Other services (except public administration) (44), Accommodation and food services (43). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 61764?
According to the FHFA House Price Index, home values in ZIP 61764 increased by 16.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 76%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61764?
In ZIP code 61764, 56.5% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61764?
The mean commute time for workers in ZIP code 61764 is 17.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61764?
In ZIP code 61764, approximately 67.8% of occupied housing units are owner-occupied and 32.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61764?
The poverty rate in ZIP code 61764 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Pontiac, IL

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.