Hillsboro, IL · standard

ZIP Code 62049

Montgomery County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,470
39/sq mi Moderate-density area
$55,446
Median income Below-median income area
$127,600
Median home value Below-median home value
14.8%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Hillsboro pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

22nd pct
household income, US ZIPs
19th pct
home value, US ZIPs
39
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62049 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 62049 (Hillsboro, IL) rose +9.7% from 2023 to 2024. The all-transactions index moved from 185.4 in 2023 to 203.4 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 62049 is a mid-sized community (a standard USPS delivery area) in Hillsboro, Montgomery County, Illinois, home to 8,470 residents across 220.0 square miles, a density of 39 people per square mile, in the Chicago time zone.

ZIP 62049 reports a modest median household income of $55,446 (31% below the average Illinois ZIP), while per-capita income is $28,630. The poverty rate is 10.7%, with unemployment at 2.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $127,600 (34% below the average Illinois ZIP), and median rent is $731; owner occupancy is 79.4%.

Formal educational attainment runs low here: just 14.8% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 62049 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 62049

Top 5 sectors by establishment count in Hillsboro, IL

Which industries have the most business establishments in ZIP 62049.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62049, Hillsboro, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,470

Population

220.0

Area (sq mi)

39

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62049?

42.5

Median Age

62.6%

Male

37.4%

Female

0.9%

Foreign-Born

White 84.1%
African American 9.4%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 4.7%
Hispanic or Latino 4.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,446

Median Household Income

-31% vs state ZIP avg

$28,630

Per Capita Income

10.7%

Poverty Rate

2.6%

Unemployment Rate

How ZIP 62049 ranks among Illinois ZIPs

Hillsboro, IL household income vs. every Illinois ZIP code

Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$55,446 15th percentile higher than 15% of 1,334 Illinois ZIPs

This ZIP $0 $200K+ every Illinois ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%
Bachelor's Degree or Higher 14.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,911

Total Housing Units

2,653

Occupied Units

258

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 79.4%
Renter 20.6%

$127,600

Median Home Value

-34% vs state ZIP avg

$731

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.7%

YoY Change (2024)

203

HPI Index (2000 = 100)

+103%

Total Change Since 2000

Home values in ZIP 62049 have increased 9.7% over the past year (2024). Since 2000, this ZIP has seen +103% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 133
2021 +12.8% 150
2022 +17.5% 176
2023 +5.1% 185
2024 +9.7% 203

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 159 business establishments in ZIP 62049, employing approximately 1,774 people with a combined annual payroll of $80,938,000.

159

Businesses

1,774

Employees

$80.9M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 25 15.7%
Health care and social assistance 21 13.2%
Other services (except public administration) 20 12.6%
Construction 19 11.9%
Accommodation and food services 17 10.7%
Professional, scientific, and technical services 14 8.8%
Finance and insurance 10 6.3%
Arts, entertainment, and recreation 6 3.8%
Real estate and rental and leasing 5 3.1%
Administrative and support and waste management and remediation services 5 3.1%
Manufacturing 3 1.9%
Wholesale trade 3 1.9%
Transportation and warehousing 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62049 vs 62089 →

ZIP 62049 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62049 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62049 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62049 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62089 Taylor Springs, IL 489 0.5 mi
62077 Panama, IL 347 7.3 mi
62019 Donnellson, IL 490 7.9 mi
62015 Butler, IL 487 7.1 mi
62051 Irving, IL 950 6.7 mi
62017 Coffeen, IL 1,185 7.5 mi
62091 Walshville, IL 337 8.4 mi
62086 Sorento, IL 1,437 11.4 mi
62094 Witt, IL 1,152 10.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 62049, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (8,470 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 62049 in?

ZIP code 62049 (Hillsboro) is located in Montgomery County, Illinois. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-il.

What is the population of ZIP code 62049?

ZIP code 62049 in Hillsboro, IL has a population of 8,470 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 62049?

The median household income in ZIP 62049 is $55,446, which is 27% below the national average of $76,288.

What is the average home value in ZIP 62049?

The median home value in ZIP 62049 is $127,600, which is 54% below the national average of $278,155.

What is the demographic makeup of ZIP 62049?

The largest racial group in ZIP 62049 is White at 84.1%. Hispanic or Latino residents make up 4.2% of the population.

How many businesses are in ZIP code 62049?

ZIP code 62049 has 159 business establishments employing approximately 1,774 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 62049?

The top industries by establishment count in ZIP 62049 are: Retail trade (25), Health care and social assistance (21), Other services (except public administration) (20). There are 13 industry sectors represented in total.

How have home values changed in ZIP code 62049?

According to the FHFA House Price Index, home values in ZIP 62049 increased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 103%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 62049?

In ZIP code 62049, 54.6% of residents aged 25+ have a high school diploma or higher, and 14.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 62049?

In ZIP code 62049, approximately 79.4% of occupied housing units are owner-occupied and 20.6% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 62049?

The poverty rate in ZIP code 62049 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 62049's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 62049's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.