PlainZIP

Wood River, IL · standard

ZIP Code 62095

Madison County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,237
625/sq mi
$65,013
Median income
$111,000
Median home value
15.9%
Bachelor's or higher

The verdict

Wood River pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

38th pct
household income, US ZIPs
13th pct
home value, US ZIPs
625
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62095 against every reporting US ZIP.

ZIP code 62095 is a mid-sized community (a standard USPS delivery area) in Wood River, Madison County, Illinois, home to 11,237 residents across 18.0 square miles, a density of 625 people per square mile, in the Chicago time zone.

ZIP 62095 reports a modest median household income of $65,013 (19% below the Illinois average), while per-capita income is $35,721. Local economic indicators show a 13.5% poverty rate alongside 2.9% unemployment. The typical home here is valued at $111,000 (42% below the state average); renters pay a median of $941 monthly, and 67.8% of units are owner-occupied.

Educational attainment sits below the national norm: 15.9% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 24 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 62095, plus 6 more within Madison County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 62095

Top 5 sectors by establishment count in Wood River, IL

Which industries have the most business establishments in ZIP 62095.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62095, Wood River, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,237

Population

18.0

Area (sq mi)

625

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62095?

40.6

Median Age

51.6%

Male

48.4%

Female

1.9%

Foreign-Born

White 87.4%
African American 4.9%
Asian 0.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,013

Median Household Income

-19% vs state

$35,721

Per Capita Income

13.5%

Poverty Rate

2.9%

Unemployment Rate

23.8 min

Mean Commute Time

How ZIP 62095 ranks nationally

Wood River, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,013 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.2%
Bachelor's Degree or Higher 15.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,316

Total Housing Units

4,777

Occupied Units

539

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 67.8%
Renter 32.2%

$111,000

Median Home Value

-42% vs state

$941

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.3%

YoY Change (2024)

192

HPI Index (2000 = 100)

+92%

Total Change Since 2000

Home values in ZIP 62095 have increased 13.3% over the past year (2024). Since 2000, this ZIP has seen +92% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.2% 134
2021 +9.6% 147
2022 +9.1% 160
2023 +5.8% 169
2024 +13.3% 192

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 243 business establishments in ZIP 62095, employing approximately 4,451 people with a combined annual payroll of $162,230,000.

243

Businesses

4,451

Employees

$162.2M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 45 18.5%
Accommodation and food services 37 15.2%
Other services (except public administration) 37 15.2%
Health care and social assistance 27 11.1%
Construction 17 7.0%
Transportation and warehousing 17 7.0%
Finance and insurance 13 5.3%
Wholesale trade 12 4.9%
Real estate and rental and leasing 9 3.7%
Professional, scientific, and technical services 8 3.3%
Administrative and support and waste management and remediation services 6 2.5%
Manufacturing 5 2.1%
Information 5 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62095 vs 62084 →

ZIP 62095 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62095 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62095 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62095 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62084 Roxana, IL 1,606 1.8 mi
62024 East Alton, IL 9,775 1.5 mi
62087 South Roxana, IL 2,087 3.1 mi
62018 Cottage Hills, IL 3,604 3.2 mi
62010 Bethalto, IL 11,186 4.2 mi
62048 Hartford, IL 1,459 4.3 mi
62002 Alton, IL 32,704 6.2 mi
62067 Moro, IL 2,401 6.5 mi
63386 West Alton, MO 538 7.9 mi
62025 Edwardsville, IL 33,748 7.6 mi

More ZIP Codes in Madison County

62040 standard
Granite City, IL
Pop: 43,735
62025 standard
Edwardsville, IL
Pop: 33,748
62234 standard
Collinsville, IL
Pop: 33,430
62002 standard
Alton, IL
Pop: 32,704
62035 standard
Godfrey, IL
Pop: 16,494
62249 standard
Highland, IL
Pop: 15,971

Related Areas

Madison County Wood River, IL Illinois

Frequently Asked Questions

What county is ZIP code 62095 in? ▼
ZIP code 62095 (Wood River) is located in Madison County, Illinois. Madison County contains multiple ZIP codes, see the full list at /counties/madison-il.
What is the population of ZIP code 62095? ▼
ZIP code 62095 in Wood River, IL has a population of 11,237 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62095? ▼
The median household income in ZIP 62095 is $65,013, which is 15% below the national average of $76,288.
What is the average home value in ZIP 62095? ▼
The median home value in ZIP 62095 is $111,000, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 62095? ▼
The largest racial group in ZIP 62095 is White at 87.4%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 62095? ▼
ZIP code 62095 has 243 business establishments employing approximately 4,451 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62095? ▼
The top industries by establishment count in ZIP 62095 are: Retail trade (45), Accommodation and food services (37), Other services (except public administration) (37). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 62095? ▼
According to the FHFA House Price Index, home values in ZIP 62095 increased by 13.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 92%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62095? ▼
In ZIP code 62095, 57.2% of residents aged 25+ have a high school diploma or higher, and 15.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62095? ▼
The mean commute time for workers in ZIP code 62095 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62095? ▼
In ZIP code 62095, approximately 67.8% of occupied housing units are owner-occupied and 32.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62095? ▼
The poverty rate in ZIP code 62095 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.