Germantown, IL · standard
ZIP Code 62245
Clinton County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,794
- 32/sq mi Moderate-density area
- $91,767
- Median income Above-median income area
- $204,500
- Median home value Near-median home value
- 23.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Germantown pairs an upper-quartile household income with below-median home values, in a rural, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- 45th pct
- home value, US ZIPs
- 32
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62245 against every reporting US ZIP.
ZIP code 62245 covers 55.5 square miles in Germantown, Clinton County, Illinois (a standard USPS delivery area), with a modest 1,794 residents on file, a density of 32 people per square mile, in the Chicago time zone.
ZIP 62245 lands in the middle-income range, with a median household income of $91,767 (15% above the average Illinois ZIP), while per-capita income is $46,388. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.1% and unemployment is 1.5%. Median home value is $204,500 (7% above the average Illinois ZIP) and median rent is $903; 87.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 23.9% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 30 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Clinton County, so 62245 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 62245
Top 5 sectors by establishment count in Germantown, IL
Which industries have the most business establishments in ZIP 62245.
- Construction
Construction
15 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Retail trade
Retail trade
6 establishments
- Health care and social assistance 5
Health care and social assistance
5 establishments
- Accommodation and food services 4
Accommodation and food services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62245, Germantown, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,794
Population
55.5
Area (sq mi)
32
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 62245?
46.2
Median Age
47.9%
Male
52.1%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,767
Median Household Income
+15% vs state ZIP avg
$46,388
Per Capita Income
5.1%
Poverty Rate
1.5%
Unemployment Rate
29.8 min
Mean Commute Time
How ZIP 62245 ranks among Illinois ZIPs
Germantown, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$91,767 Top 26% higher than 74% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
835housing units
835
Total Housing Units
793
Occupied Units
42
Vacant Units
2.34
Avg Household Size
Occupancy Type
$204,500
Median Home Value
+7% vs state ZIP avg
$903
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.2%
YoY Change (2021)
184
HPI Index (2000 = 100)
+84%
Total Change Since 2000
Home values in ZIP 62245 have increased 16.2% over the past year (2021). Since 2000, this ZIP has seen +84% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2017 | +2.9% | 154 |
| 2018 | +13.2% | 174 |
| 2019 | -9.9% | 157 |
| 2020 | +1.2% | 159 |
| 2021 | +16.2% | 184 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 53 business establishments in ZIP 62245, employing approximately 427 people with a combined annual payroll of $16,812,000.
53
Businesses
427
Employees
$16.8M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 15 | 28.3% |
| Other services (except public administration) | 10 | 18.9% |
| Retail trade | 6 | 11.3% |
| Health care and social assistance | 5 | 9.4% |
| Accommodation and food services | 4 | 7.5% |
| Finance and insurance | 3 | 5.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 62245 vs 62215 →
ZIP 62245 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62230
Breese (62230)
6,194 residents
- 62293
Trenton (62293)
4,748 residents
- 62265
New Baden (62265)
4,353 residents
- 62216
Aviston (62216)
2,526 residents
- 62271 2,077
Okawville (62271)
2,077 residents
- 62215 1,872
Albers (62215)
1,872 residents
- 62245 1,794
Germantown (62245)
1,794 residents
- 62218 1,481
Bartelso (62218)
1,481 residents
- 62219 1,009
Beckemeyer (62219)
1,009 residents
What this shows Among its immediate neighbors, ZIP 62245 ranks #7 by population - useful context the national average alone can't give.
ZIP 62245 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62216
Aviston (62216)
$120,139 median income
- 62215
Albers (62215)
$107,727 median income
- 62293
Trenton (62293)
$98,155 median income
- 62245
Germantown (62245)
$91,767 median income
- 62230
Breese (62230)
$91,350 median income
- 62218
Bartelso (62218)
$91,250 median income
- 62265
New Baden (62265)
$84,853 median income
- 62271
Okawville (62271)
$82,746 median income
- 62219
Beckemeyer (62219)
$63,603 median income
What this shows By household income, ZIP 62245 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 62215 | Albers, IL | 1,872 | 3.5 mi |
| 62216 | Aviston, IL | 2,526 | 5.3 mi |
| 62218 | Bartelso, IL | 1,481 | 5.5 mi |
| 62230 | Breese, IL | 6,194 | 6.7 mi |
| 62265 | New Baden, IL | 4,353 | 6.5 mi |
| 62271 | Okawville, IL | 2,077 | 7.7 mi |
| 62266 | New Memphis, IL | 254 | 7.3 mi |
| 62219 | Beckemeyer, IL | 1,009 | 8.3 mi |
| 62293 | Trenton, IL | 4,748 | 8.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 62245, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,794 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clinton County
Related Areas
Frequently Asked Questions
What county is ZIP code 62245 in?
ZIP code 62245 (Germantown) is located in Clinton County, Illinois. Clinton County contains multiple ZIP codes, see the full list at /counties/clinton-il.
What is the population of ZIP code 62245?
ZIP code 62245 in Germantown, IL has a population of 1,794 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62245?
The median household income in ZIP 62245 is $91,767, which is 20% above the national average of $76,288.
What is the average home value in ZIP 62245?
The median home value in ZIP 62245 is $204,500, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 62245?
The largest racial group in ZIP 62245 is White at 98.4%. Hispanic or Latino residents make up 0.4% of the population.
How many businesses are in ZIP code 62245?
ZIP code 62245 has 53 business establishments employing approximately 427 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62245?
The top industries by establishment count in ZIP 62245 are: Construction (15), Other services (except public administration) (10), Retail trade (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 62245?
According to the FHFA House Price Index, home values in ZIP 62245 increased by 16.2% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 84%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62245?
In ZIP code 62245, 57.7% of residents aged 25+ have a high school diploma or higher, and 23.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62245?
The mean commute time for workers in ZIP code 62245 is 29.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62245?
In ZIP code 62245, approximately 87.9% of occupied housing units are owner-occupied and 12.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62245?
The poverty rate in ZIP code 62245 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 62245's numbers, next.
- See how ZIP 62245 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Germantown, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.