PlainZIP

Saint Jacob, IL · standard

ZIP Code 62281

Madison County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,155
25/sq mi
$132,000
Median income
$308,900
Median home value
39.6%
Bachelor's or higher

The verdict

Saint Jacob pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 32%
home value, US ZIPs
25
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62281 against every reporting US ZIP.

ZIP code 62281 covers 87.6 square miles in Saint Jacob, Madison County, Illinois (a standard USPS delivery area), with a modest 2,155 residents on file, a density of 25 people per square mile, in the Chicago time zone.

ZIP 62281 skews affluent, with a median household income of $132,000 (65% above the Illinois average), while per-capita income is $50,292. Local economic indicators show a 2.3% poverty rate alongside 1.3% unemployment. Median home value sits at $308,900 (61% above the state average), median rent at $1,191 a month, and owner-occupancy at 91.0%.

A solid share of residents have a four-year degree: 39.6% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 26 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Madison County, so you can benchmark 62281 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 62281

Top 5 sectors by establishment count in Saint Jacob, IL

Which industries have the most business establishments in ZIP 62281.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62281, Saint Jacob, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,155

Population

87.6

Area (sq mi)

25

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62281?

37.1

Median Age

51.0%

Male

49.0%

Female

0.0%

Foreign-Born

White 97.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 0.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$132,000

Median Household Income

+65% vs state

$50,292

Per Capita Income

2.3%

Poverty Rate

1.3%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 62281 ranks nationally

Saint Jacob, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$132,000 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.2%
Bachelor's Degree or Higher 39.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,133

Total Housing Units

1,086

Occupied Units

47

Vacant Units

2.82

Avg Household Size

Occupancy Type

Owner 91.0%
Renter 9.0%

$308,900

Median Home Value

+61% vs state

$1,191

Median Rent

2002

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+23.2%

YoY Change (2024)

227

HPI Index (2000 = 100)

+127%

Total Change Since 2000

Home values in ZIP 62281 have increased 23.2% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.

Year Annual Change HPI Index
2019 +1.6% 150
2020 -2.2% 146
2021 +11.4% 163
2022 +23.2% 201
2024 – 227

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 62 business establishments in ZIP 62281, employing approximately 308 people with a combined annual payroll of $19,082,000.

62

Businesses

308

Employees

$19.1M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 14 22.6%
Other services (except public administration) 9 14.5%
Professional, scientific, and technical services 7 11.3%
Health care and social assistance 5 8.1%
Transportation and warehousing 4 6.5%
Finance and insurance 4 6.5%
Accommodation and food services 4 6.5%
Wholesale trade 3 4.8%
Retail trade 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62281 vs 62061 →

ZIP 62281 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62281 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62281 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62281 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62061 Marine, IL 1,718 5.9 mi
62294 Troy, IL 14,367 4.8 mi
62254 Lebanon, IL 6,089 7.0 mi
62289 Summerfield, IL 350 7.6 mi
62249 Highland, IL 15,971 7.2 mi
62293 Trenton, IL 4,748 7.5 mi
62269 O Fallon, IL 31,348 10.1 mi

More ZIP Codes in Madison County

62040 standard
Granite City, IL
Pop: 43,735
62025 standard
Edwardsville, IL
Pop: 33,748
62234 standard
Collinsville, IL
Pop: 33,430
62002 standard
Alton, IL
Pop: 32,704
62035 standard
Godfrey, IL
Pop: 16,494
62249 standard
Highland, IL
Pop: 15,971

Related Areas

Madison County Saint Jacob, IL Illinois

Frequently Asked Questions

What county is ZIP code 62281 in? ▼
ZIP code 62281 (Saint Jacob) is located in Madison County, Illinois. Madison County contains multiple ZIP codes, see the full list at /counties/madison-il.
What is the population of ZIP code 62281? ▼
ZIP code 62281 in Saint Jacob, IL has a population of 2,155 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62281? ▼
The median household income in ZIP 62281 is $132,000, which is 73% above the national average of $76,288.
What is the average home value in ZIP 62281? ▼
The median home value in ZIP 62281 is $308,900, which is 11% above the national average of $278,155.
What is the demographic makeup of ZIP 62281? ▼
The largest racial group in ZIP 62281 is White at 97.4%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 62281? ▼
ZIP code 62281 has 62 business establishments employing approximately 308 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62281? ▼
The top industries by establishment count in ZIP 62281 are: Construction (14), Other services (except public administration) (9), Professional, scientific, and technical services (7). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 62281? ▼
According to the FHFA House Price Index, home values in ZIP 62281 increased by 23.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62281? ▼
In ZIP code 62281, 55.2% of residents aged 25+ have a high school diploma or higher, and 39.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62281? ▼
The mean commute time for workers in ZIP code 62281 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62281? ▼
In ZIP code 62281, approximately 91.0% of occupied housing units are owner-occupied and 9.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62281? ▼
The poverty rate in ZIP code 62281 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.