PlainZIP

Effingham, IL · standard

ZIP Code 62401

Effingham County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,096
71/sq mi
$82,374
Median income
$217,500
Median home value
29.8%
Bachelor's or higher

The verdict

Effingham pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 35%
household income, US ZIPs
48th pct
home value, US ZIPs
71
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62401 against every reporting US ZIP.

ZIP code 62401 is a mid-sized community (a standard USPS delivery area) in Effingham, Effingham County, Illinois, home to 19,096 residents across 269.7 square miles, a density of 71 people per square mile, in the Chicago time zone.

ZIP 62401 lands in the middle-income range, with a median household income of $82,374 (3% above the Illinois average), while per-capita income is $42,451. 10.1% of residents live below the poverty line, and the unemployment rate reads 2.2%. Median home value sits at $217,500 (13% above the state average), median rent at $735 a month, and owner-occupancy at 74.9%.

Educational attainment sits below the national norm: 29.8% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 16 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Effingham County, so you can benchmark 62401 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 62401

Top 5 sectors by establishment count in Effingham, IL

Which industries have the most business establishments in ZIP 62401.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62401, Effingham, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,096

Population

269.7

Area (sq mi)

71

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62401?

41.8

Median Age

50.4%

Male

49.6%

Female

2.5%

Foreign-Born

White 95.9%
African American 0.4%
Asian 0.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.3%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,374

Median Household Income

+3% vs state

$42,451

Per Capita Income

10.1%

Poverty Rate

2.2%

Unemployment Rate

15.9 min

Mean Commute Time

How ZIP 62401 ranks nationally

Effingham, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,374 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.9%
Bachelor's Degree or Higher 29.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,935

Total Housing Units

8,042

Occupied Units

893

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 74.9%
Renter 25.1%

$217,500

Median Home Value

+13% vs state

$735

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.7%

YoY Change (2024)

205

HPI Index (2000 = 100)

+105%

Total Change Since 2000

Home values in ZIP 62401 have increased 2.7% over the past year (2024). Since 2000, this ZIP has seen +105% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 152
2021 +9.0% 166
2022 +10.6% 184
2023 +8.5% 199
2024 +2.7% 205

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 881 business establishments in ZIP 62401, employing approximately 28,259 people with a combined annual payroll of $1,418,311,000.

881

Businesses

28,259

Employees

$1.4B

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 144 16.4%
Health care and social assistance 133 15.1%
Other services (except public administration) 98 11.1%
Accommodation and food services 89 10.1%
Construction 70 8.0%
Finance and insurance 57 6.5%
Professional, scientific, and technical services 57 6.5%
Manufacturing 42 4.8%
Wholesale trade 42 4.8%
Administrative and support and waste management and remediation services 42 4.8%
Real estate and rental and leasing 32 3.6%
Transportation and warehousing 27 3.1%
Information 18 2.0%
Arts, entertainment, and recreation 13 1.5%
Management of companies and enterprises 5 0.6%
Educational services 5 0.6%
Agriculture, forestry, fishing and hunting 4 0.5%
Utilities 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62401 vs 62473 →

ZIP 62401 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62401 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62401 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62401 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62473 Watson, IL 1,422 6.9 mi
62467 Teutopolis, IL 3,741 7.0 mi
62461 Shumway, IL 854 8.0 mi
62462 Sigel, IL 1,149 9.6 mi
62424 Dieterich, IL 2,092 11.8 mi

More ZIP Codes in Effingham County

62411 standard
Altamont, IL
Pop: 4,430
62467 standard
Teutopolis, IL
Pop: 3,741
62424 standard
Dieterich, IL
Pop: 2,092
62443 standard
Mason, IL
Pop: 1,623
62473 standard
Watson, IL
Pop: 1,422
62426 standard
Edgewood, IL
Pop: 1,085

Related Areas

Effingham County Effingham, IL Illinois

Frequently Asked Questions

What county is ZIP code 62401 in? ▼
ZIP code 62401 (Effingham) is located in Effingham County, Illinois. Effingham County contains multiple ZIP codes, see the full list at /counties/effingham-il.
What is the population of ZIP code 62401? ▼
ZIP code 62401 in Effingham, IL has a population of 19,096 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62401? ▼
The median household income in ZIP 62401 is $82,374, which is 8% above the national average of $76,288.
What is the average home value in ZIP 62401? ▼
The median home value in ZIP 62401 is $217,500, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 62401? ▼
The largest racial group in ZIP 62401 is White at 95.9%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 62401? ▼
ZIP code 62401 has 881 business establishments employing approximately 28,259 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62401? ▼
The top industries by establishment count in ZIP 62401 are: Retail trade (144), Health care and social assistance (133), Other services (except public administration) (98). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 62401? ▼
According to the FHFA House Price Index, home values in ZIP 62401 increased by 2.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 105%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62401? ▼
In ZIP code 62401, 56.9% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62401? ▼
The mean commute time for workers in ZIP code 62401 is 15.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62401? ▼
In ZIP code 62401, approximately 74.9% of occupied housing units are owner-occupied and 25.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62401? ▼
The poverty rate in ZIP code 62401 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.