Residential delivery area · Illinois
ZIP Code 62401: Effingham, IL
ZIP code 62401 uses the postal name Effingham, Illinois and lies mostly in Effingham County (97% of its land) with the rest in Shelby County (Census 2020 ZIP-county file). About 19,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $82,374 (Census Bureau, ACS 2020-2024). By Census place, 10% of its land lies in Effingham; 90% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Effingham · its only residential ZIP
- County
- Effingham County (97%); Shelby County (3%)
- Census places
- Effingham
- Micro area
- Effingham, IL
- House districts
- IL-12 (97%), IL-15 (3%) 119th Congress, by share of land
- State
- Illinois
- Time zone
- Central
- Land area
- 103.9 sq mi · 186 people per sq mi
Where is ZIP code 62401?
62401 centers on 39.119°, -88.562° and covers 103.9 square miles of land plus 0.9 of water. It borders 7 ZIP codes: 62473, 62467, 62461, 62462, 62411, 62463, 62424.
The map draws ZIP code areas only. For the streets inside 62401, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 62401 compare with the rest of Effingham County?
| Measure | 62401 | In Effingham County | In IL |
|---|---|---|---|
| People (ACS 2020-2024) | 19,273 | 1st of 14 | 247th of 1,396 |
| Median household income | $82k | 5th of 9 | 369th of 797 |
| Median home value | $218k | 3rd of 7 | 352nd of 842 |
Its median household income is higher than in 65% of U.S. residential ZIP codes, and it is denser than 62% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 62401?
The 2020 Census counted 19,408 people in 62401; the ACS, which samples households over 2020-2024, estimates 19,273. Between the 2010 and 2020 censuses its population grew 1.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 19,273
- 2020 Census count
- 19,408+1.6% since 2010 (19,096)
- Households
- 8,042
- Median age
- 41.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 62401?
Of the 19,273 people the ACS estimates in 62401, 22.1% are under 18 and 21.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.8%).
- Under 1822.1%
- 18 to 6456.6%
- 65 and older21.2%
- White, not Hispanic93.8%
- Hispanic or Latino3.2%
- Other or two or more1.8%
- Asian, not Hispanic0.7%
- Black, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 62401 earn?
Median household income is $82,374 (ACS 2020-2024), the 5th highest of the 9 ranked ZIP codes in Effingham County. It rose from $65,481 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $82,374
- Income per person
- $42,451
- Below the poverty line
- 10.1%
- Unemployed (of the labor force)
- 2.2%
- Adults 25+ with a bachelor's degree
- 29.8%
- Adjusted gross income per tax return, 2022
- $94,5919,610 returns; wages 55% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 62401?
FHFA's house price index for 62401, built from repeat sales and appraisals of the same homes, rose 59% from 2015 to 2025 and rose 40% from 2020 to 2025, and moved +6.3% in 2025.
- Median home value (owners' estimate)
- $217,500
- Median gross rent
- $735
- Homes owned by their occupants
- 74.9%
- Housing units
- 8,935
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 62401?
881 business establishments had a location in this ZIP code in 2023, 13 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade144
- Health care and social assistance133
- Other services (except public administration)98
- Accommodation and food services89
- Construction70
- Finance and insurance57
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 62401?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 62473 | Watson | 1,264 | $75k | 6.7 mi |
| 62467 | Teutopolis | 3,710 | $96k | 6.8 mi |
| 62461 | Shumway | 625 | $74k | 8.4 mi |
| 62462 | Sigel | 971 | $103k | 9.7 mi |
| 62411 | Altamont | 4,249 | $66k | 9.8 mi |
| 62463 | Stewardson | 1,103 | $58k | 11.3 mi |
| 62424 | Dieterich | 2,500 | $85k | 11.5 mi |
| 62443 | Mason | 1,609 | $87k | 11.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.