ZIP Code 62401
standardSource:
Effingham · Effingham County · Illinois
- Population
- 19,096
- Median income
- $82,374
- Median home value
- $217,500
- Bachelor's or higher
- 29.8%
- Land area
- 269.7 sq mi
71/sq mi
▲ 8% vs US
higher than 65% of US ZIPs
▼ 22% vs US
higher than 48% of US ZIPs
Median age 41.8
Chicago
ZIP code 62401 in Effingham, Illinois has a population of 19,096. The median household income is $82,374, which is 8% above the national average. Median home value is $217,500, 22% below the US average. 29.8% of residents hold a bachelor's degree or higher.
ZIP code 62401 is classified by USPS as a standard delivery area and covers roughly 269.7 square miles in Effingham, Effingham County, Illinois. The area is home to 19,096 residents, producing a population density of 71 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 62401 against Illinois and the nation.
On the economic side, the median household income for ZIP 62401 sits at $82,374 (3% above the Illinois average), while per-capita income is $42,451. The poverty rate stands at 10.1% and the unemployment rate at 2.2%. On housing, the median home value is $217,500 (13% above the state average) with median rent at $735 per month, and 74.9% of occupied units are owner-occupied, a direct signal of whether 62401 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 29.8% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 16 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Effingham County, so you can benchmark 62401 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 62401
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 62401.
- Retail trade
Retail trade
144 establishments
- Health care and social assistance
Health care and social assistance
133 establishments
- Other services (except public administration)
Other services (except public administration)
98 establishments
- Accommodation and food services
Accommodation and food services
89 establishments
- Construction
Construction
70 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 62401, Effingham, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
19,096
Population
269.7
Area (sq mi)
71
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 62401?
41.8
Median Age
50.4%
Male
49.6%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,374
Median Household Income
+3% vs state
$42,451
Per Capita Income
10.1%
Poverty Rate
2.2%
Unemployment Rate
15.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,935
Total Housing Units
8,042
Occupied Units
893
Vacant Units
2.35
Avg Household Size
Occupancy Type
$217,500
Median Home Value
+13% vs state
$735
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.7%
YoY Change (2024)
205
HPI Index (2000 = 100)
+105%
Total Change Since 2000
Home values in ZIP 62401 have increased 2.7% over the past year (2024). Since 2000, this ZIP has seen +105% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.6% | 152 |
| 2021 | +9.0% | 166 |
| 2022 | +10.6% | 184 |
| 2023 | +8.5% | 199 |
| 2024 | +2.7% | 205 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 881 business establishments in ZIP 62401, employing approximately 28,259 people with a combined annual payroll of $1,418,311,000.
881
Businesses
28,259
Employees
$1.4B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 144 | 16.4% |
| Health care and social assistance | 133 | 15.1% |
| Other services (except public administration) | 98 | 11.1% |
| Accommodation and food services | 89 | 10.1% |
| Construction | 70 | 8.0% |
| Finance and insurance | 57 | 6.5% |
| Professional, scientific, and technical services | 57 | 6.5% |
| Manufacturing | 42 | 4.8% |
| Wholesale trade | 42 | 4.8% |
| Administrative and support and waste management and remediation services | 42 | 4.8% |
| Real estate and rental and leasing | 32 | 3.6% |
| Transportation and warehousing | 27 | 3.1% |
| Information | 18 | 2.0% |
| Arts, entertainment, and recreation | 13 | 1.5% |
| Management of companies and enterprises | 5 | 0.6% |
| Educational services | 5 | 0.6% |
| Agriculture, forestry, fishing and hunting | 4 | 0.5% |
| Utilities | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 62401 vs 62473 →
More ZIP Codes in Effingham County
Related Areas
Frequently Asked Questions
What county is ZIP code 62401 in? ▼
What is the population of ZIP code 62401? ▼
What is the median household income in ZIP 62401? ▼
What is the average home value in ZIP 62401? ▼
What is the demographic makeup of ZIP 62401? ▼
How many businesses are in ZIP code 62401? ▼
What are the main industries in ZIP code 62401? ▼
How have home values changed in ZIP code 62401? ▼
What is the education level in ZIP code 62401? ▼
What is the average commute time in ZIP 62401? ▼
What percentage of residents own vs. rent in ZIP 62401? ▼
What is the poverty rate in ZIP code 62401? ▼
ZIP Code Research Guides
Official Data Resources for Effingham, IL
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.