PlainZIP

Cowden, IL · standard

ZIP Code 62422

Shelby County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,156
11/sq mi
$75,074
Median income
$105,900
Median home value
13.0%
Bachelor's or higher

The verdict

Cowden pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 45%
household income, US ZIPs
12th pct
home value, US ZIPs
11
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62422 against every reporting US ZIP.

ZIP code 62422 is a sparsely populated ZIP (a standard USPS delivery area) in Cowden, Shelby County, Illinois, home to just 1,156 residents across 103.2 square miles, a density of 11 people per square mile, in the Chicago time zone.

ZIP 62422 lands in the middle-income range, with a median household income of $75,074 (6% below the Illinois average), while per-capita income is $30,403. Local economic indicators show a 14.6% poverty rate alongside 4.7% unemployment. The typical home here is valued at $105,900 (45% below the state average); renters pay a median of $720 monthly, and 78.7% of units are owner-occupied.

Formal educational attainment runs low here: just 13.0% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 25 minutes. To put 62422 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Shelby County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62422, Cowden, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,156

Population

103.2

Area (sq mi)

11

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62422?

40.6

Median Age

48.3%

Male

51.7%

Female

0.5%

Foreign-Born

White 96.7%
African American 0.2%
Asian 0.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,074

Median Household Income

-6% vs state

$30,403

Per Capita Income

14.6%

Poverty Rate

4.7%

Unemployment Rate

24.5 min

Mean Commute Time

How ZIP 62422 ranks nationally

Cowden, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,074 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 13.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

393

Total Housing Units

371

Occupied Units

22

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 78.7%
Renter 21.3%

$105,900

Median Home Value

-45% vs state

$720

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 16 business establishments in ZIP 62422, employing approximately 94 people with a combined annual payroll of $4,175,000.

16

Businesses

94

Employees

$4.2M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Wholesale trade 3 18.8%
Other services (except public administration) 3 18.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62422 vs 62438 →

ZIP 62422 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62422 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62422 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62422 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62438 Lakewood, IL 433 5.7 mi
62431 Herrick, IL 1,232 5.8 mi
62414 Beecher City, IL 1,886 5.5 mi
62444 Mode, IL 387 8.1 mi
62571 Tower Hill, IL 1,532 10.6 mi

More ZIP Codes in Shelby County

62565 standard
Shelbyville, IL
Pop: 7,538
62550 standard
Moweaqua, IL
Pop: 2,869
61957 standard
Windsor, IL
Pop: 1,869
62571 standard
Tower Hill, IL
Pop: 1,532
62463 standard
Stewardson, IL
Pop: 1,294
62431 standard
Herrick, IL
Pop: 1,232

Related Areas

Shelby County Cowden, IL Illinois

Frequently Asked Questions

What county is ZIP code 62422 in? ▼
ZIP code 62422 (Cowden) is located in Shelby County, Illinois. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-il.
What is the population of ZIP code 62422? ▼
ZIP code 62422 in Cowden, IL has a population of 1,156 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62422? ▼
The median household income in ZIP 62422 is $75,074, which is 2% below the national average of $76,288.
What is the average home value in ZIP 62422? ▼
The median home value in ZIP 62422 is $105,900, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 62422? ▼
The largest racial group in ZIP 62422 is White at 96.7%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 62422? ▼
ZIP code 62422 has 16 business establishments employing approximately 94 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 62422? ▼
In ZIP code 62422, 59.1% of residents aged 25+ have a high school diploma or higher, and 13.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62422? ▼
The mean commute time for workers in ZIP code 62422 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62422? ▼
In ZIP code 62422, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62422? ▼
The poverty rate in ZIP code 62422 is 14.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.