PlainZIP

Montrose, IL · standard

ZIP Code 62445

Cumberland County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

907
7/sq mi
$81,484
Median income
$184,100
Median home value
9.6%
Bachelor's or higher

The verdict

Montrose pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
39th pct
home value, US ZIPs
7
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62445 against every reporting US ZIP.

ZIP code 62445 is a sparsely populated ZIP (a standard USPS delivery area) in Montrose, Cumberland County, Illinois, home to just 907 residents across 122.6 square miles, a density of 7 people per square mile, in the Chicago time zone.

ZIP 62445 lands in the middle-income range, with a median household income of $81,484 (2% above the Illinois average), while per-capita income is $33,543. Poverty here runs at 5.2%, with unemployment measured at 0.3%. Housing costs here run $184,100 for a typical home value (4% below the state average), with rent averaging $392 a month; 93.4% of homes are owner-occupied.

Formal educational attainment runs low here: just 9.6% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 44 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 62445, plus 6 more within Cumberland County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 62445

Top 5 sectors by establishment count in Montrose, IL

Which industries have the most business establishments in ZIP 62445.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62445, Montrose, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

907

Population

122.6

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62445?

38.2

Median Age

59.1%

Male

40.9%

Female

0.8%

Foreign-Born

White 96.3%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,484

Median Household Income

+2% vs state

$33,543

Per Capita Income

5.2%

Poverty Rate

0.3%

Unemployment Rate

44.0 min

Mean Commute Time

How ZIP 62445 ranks nationally

Montrose, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,484 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.8%
Bachelor's Degree or Higher 9.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

396

Total Housing Units

381

Occupied Units

15

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 93.4%
Renter 6.6%

$184,100

Median Home Value

-4% vs state

$392

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 17 business establishments in ZIP 62445, employing approximately 115 people with a combined annual payroll of $7,842,000.

17

Businesses

115

Employees

$7.8M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Wholesale trade 4 23.5%
Transportation and warehousing 4 23.5%
Construction 3 17.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62445 vs 62436 →

ZIP 62445 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62445 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62445 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62445 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62436 Jewett, IL 562 3.8 mi
62479 Wheeler, IL 820 9.0 mi
62467 Teutopolis, IL 3,741 6.6 mi
62468 Toledo, IL 2,564 8.0 mi
62462 Sigel, IL 1,149 8.9 mi
62447 Neoga, IL 3,404 12.1 mi

More ZIP Codes in Cumberland County

62420 standard
Casey, IL
Pop: 4,759
62447 standard
Neoga, IL
Pop: 3,404
62428 standard
Greenup, IL
Pop: 3,104
62468 standard
Toledo, IL
Pop: 2,564
62436 standard
Jewett, IL
Pop: 562
62469 standard
Trilla, IL
Pop: 419

Related Areas

Cumberland County Montrose, IL Illinois

Frequently Asked Questions

What county is ZIP code 62445 in? ▼
ZIP code 62445 (Montrose) is located in Cumberland County, Illinois. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-il.
What is the population of ZIP code 62445? ▼
ZIP code 62445 in Montrose, IL has a population of 907 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62445? ▼
The median household income in ZIP 62445 is $81,484, which is 7% above the national average of $76,288.
What is the average home value in ZIP 62445? ▼
The median home value in ZIP 62445 is $184,100, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 62445? ▼
The largest racial group in ZIP 62445 is White at 96.3%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 62445? ▼
ZIP code 62445 has 17 business establishments employing approximately 115 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62445? ▼
The top industries by establishment count in ZIP 62445 are: Wholesale trade (4), Transportation and warehousing (4), Construction (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 62445? ▼
In ZIP code 62445, 57.8% of residents aged 25+ have a high school diploma or higher, and 9.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62445? ▼
The mean commute time for workers in ZIP code 62445 is 44.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62445? ▼
In ZIP code 62445, approximately 93.4% of occupied housing units are owner-occupied and 6.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62445? ▼
The poverty rate in ZIP code 62445 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.