PlainZIP

Kincaid, IL · standard

ZIP Code 62540

Christian County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,492
280/sq mi
$70,179
Median income
$89,400
Median home value
9.2%
Bachelor's or higher

The verdict

Kincaid pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

47th pct
household income, US ZIPs
7th pct
home value, US ZIPs
280
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62540 against every reporting US ZIP.

ZIP code 62540 is a sparsely populated ZIP (a standard USPS delivery area) in Kincaid, Christian County, Illinois, home to just 1,492 residents across 5.3 square miles, a density of 280 people per square mile, in the Chicago time zone.

ZIP 62540 lands in the middle-income range, with a median household income of $70,179 (12% below the Illinois average), while per-capita income is $44,237. 15.3% of residents live below the poverty line, and the unemployment rate reads 9.4%. Median home value sits at $89,400 (53% below the state average), median rent at $725 a month, and owner-occupancy at 75.5%.

Formal educational attainment runs low here: just 9.2% of adults hold a bachelor's degree or higher, the median age is 51.5, and the average commute is 27 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Christian County, letting you compare 62540 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62540, Kincaid, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,492

Population

5.3

Area (sq mi)

280

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62540?

51.5

Median Age

50.7%

Male

49.3%

Female

0.2%

Foreign-Born

White 91.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.6%
Hispanic or Latino 4.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,179

Median Household Income

-12% vs state

$44,237

Per Capita Income

15.3%

Poverty Rate

9.4%

Unemployment Rate

26.7 min

Mean Commute Time

How ZIP 62540 ranks nationally

Kincaid, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,179 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.4%
Bachelor's Degree or Higher 9.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

667

Total Housing Units

621

Occupied Units

46

Vacant Units

2.09

Avg Household Size

Occupancy Type

Owner 75.5%
Renter 24.5%

$89,400

Median Home Value

-53% vs state

$725

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.9%

YoY Change (2024)

189

HPI Index (2000 = 100)

+89%

Total Change Since 2000

Home values in ZIP 62540 have increased 13.9% over the past year (2024). Since 2000, this ZIP has seen +89% cumulative appreciation.

Year Annual Change HPI Index
2018 – 168
2020 – 168
2021 -4.4% 161
2022 +13.9% 183
2024 – 189

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 16 business establishments in ZIP 62540, employing approximately 65 people with a combined annual payroll of $2,056,000.

16

Businesses

65

Employees

$2.1M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 4 25.0%
Other services (except public administration) 3 18.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62540 vs 62517 →

ZIP 62540 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62540 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62540 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62540 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62517 Bulpitt, IL 226 0.9 mi
62570 Tovey, IL 512 1.6 mi
62531 Edinburg, IL 1,792 6.2 mi
62558 Pawnee, IL 3,590 6.5 mi
62568 Taylorville, IL 16,355 7.0 mi
62556 Palmer, IL 422 8.2 mi
62563 Rochester, IL 5,686 10.2 mi

More ZIP Codes in Christian County

62568 standard
Taylorville, IL
Pop: 16,355
62557 standard
Pana, IL
Pop: 7,607
62531 standard
Edinburg, IL
Pop: 1,792
62510 standard
Assumption, IL
Pop: 1,669
62546 standard
Morrisonville, IL
Pop: 1,630
62567 standard
Stonington, IL
Pop: 1,154

Related Areas

Christian County Kincaid, IL Illinois

Frequently Asked Questions

What county is ZIP code 62540 in? ▼
ZIP code 62540 (Kincaid) is located in Christian County, Illinois. Christian County contains multiple ZIP codes, see the full list at /counties/christian-il.
What is the population of ZIP code 62540? ▼
ZIP code 62540 in Kincaid, IL has a population of 1,492 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62540? ▼
The median household income in ZIP 62540 is $70,179, which is 8% below the national average of $76,288.
What is the average home value in ZIP 62540? ▼
The median home value in ZIP 62540 is $89,400, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 62540? ▼
The largest racial group in ZIP 62540 is White at 91.1%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 62540? ▼
ZIP code 62540 has 16 business establishments employing approximately 65 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 62540? ▼
According to the FHFA House Price Index, home values in ZIP 62540 increased by 13.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 89%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62540? ▼
In ZIP code 62540, 62.4% of residents aged 25+ have a high school diploma or higher, and 9.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62540? ▼
The mean commute time for workers in ZIP code 62540 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62540? ▼
In ZIP code 62540, approximately 75.5% of occupied housing units are owner-occupied and 24.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62540? ▼
The poverty rate in ZIP code 62540 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.