Kincaid, IL · standard
ZIP Code 62540
Christian County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,492
- 280/sq mi High-density area
- $70,179
- Median income Near-median income area
- $89,400
- Median home value Below-median home value
- 9.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Kincaid pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- 7th pct
- home value, US ZIPs
- 280
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62540 against every reporting US ZIP.
ZIP code 62540 is a sparsely populated ZIP (a standard USPS delivery area) in Kincaid, Christian County, Illinois, home to just 1,492 residents across 5.3 square miles, a density of 280 people per square mile, in the Chicago time zone.
ZIP 62540 lands in the middle-income range, with a median household income of $70,179 (12% below the average Illinois ZIP), while per-capita income is $44,237. The poverty rate is 15.3%, with unemployment at 9.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $89,400 (53% below the average Illinois ZIP), and median rent is $725; owner occupancy is 75.5%.
Formal educational attainment runs low here: just 9.2% of adults hold a bachelor's degree or higher, the median age is 51.5, and the average commute is 27 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Christian County, so 62540 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62540, Kincaid, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,492
Population
5.3
Area (sq mi)
280
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 62540?
51.5
Median Age
50.7%
Male
49.3%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,179
Median Household Income
-12% vs state ZIP avg
$44,237
Per Capita Income
15.3%
Poverty Rate
9.4%
Unemployment Rate
26.7 min
Mean Commute Time
How ZIP 62540 ranks among Illinois ZIPs
Kincaid, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$70,179 42nd percentile higher than 42% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
667housing units
667
Total Housing Units
621
Occupied Units
46
Vacant Units
2.09
Avg Household Size
Occupancy Type
$89,400
Median Home Value
-53% vs state ZIP avg
$725
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.9%
YoY Change (2024)
189
HPI Index (2000 = 100)
+89%
Total Change Since 2000
Home values in ZIP 62540 have increased 13.9% over the past year (2024). Since 2000, this ZIP has seen +89% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | – | 168 |
| 2020 | – | 168 |
| 2021 | -4.4% | 161 |
| 2022 | +13.9% | 183 |
| 2024 | – | 189 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 16 business establishments in ZIP 62540, employing approximately 65 people with a combined annual payroll of $2,056,000.
16
Businesses
65
Employees
$2.1M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 4 | 25.0% |
| Other services (except public administration) | 3 | 18.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 62540 vs 62517 →
ZIP 62540 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62568
Taylorville (62568)
16,355 residents
- 62563 5,686
Rochester (62563)
5,686 residents
- 62558 3,590
Pawnee (62558)
3,590 residents
- 62531 1,792
Edinburg (62531)
1,792 residents
- 62540 1,492
Kincaid (62540)
1,492 residents
- 62570 512
Tovey (62570)
512 residents
- 62556 422
Palmer (62556)
422 residents
- 62517 226
Bulpitt (62517)
226 residents
What this shows Among its immediate neighbors, ZIP 62540 ranks #5 by population - useful context the national average alone can't give.
ZIP 62540 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62563
Rochester (62563)
$117,255 median income
- 62531
Edinburg (62531)
$98,125 median income
- 62570
Tovey (62570)
$89,000 median income
- 62558
Pawnee (62558)
$81,106 median income
- 62517
Bulpitt (62517)
$75,000 median income
- 62540
Kincaid (62540)
$70,179 median income
- 62568
Taylorville (62568)
$62,718 median income
- 62556
Palmer (62556)
$55,694 median income
What this shows By household income, ZIP 62540 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 62540, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,492 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Christian County
Related Areas
Frequently Asked Questions
What county is ZIP code 62540 in?
ZIP code 62540 (Kincaid) is located in Christian County, Illinois. Christian County contains multiple ZIP codes, see the full list at /counties/christian-il.
What is the population of ZIP code 62540?
ZIP code 62540 in Kincaid, IL has a population of 1,492 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62540?
The median household income in ZIP 62540 is $70,179, which is 8% below the national average of $76,288.
What is the average home value in ZIP 62540?
The median home value in ZIP 62540 is $89,400, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 62540?
The largest racial group in ZIP 62540 is White at 91.1%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 62540?
ZIP code 62540 has 16 business establishments employing approximately 65 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 62540?
According to the FHFA House Price Index, home values in ZIP 62540 increased by 13.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 89%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62540?
In ZIP code 62540, 62.4% of residents aged 25+ have a high school diploma or higher, and 9.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62540?
The mean commute time for workers in ZIP code 62540 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62540?
In ZIP code 62540, approximately 75.5% of occupied housing units are owner-occupied and 24.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62540?
The poverty rate in ZIP code 62540 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 62540's numbers, next.
- See how ZIP 62540 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Kincaid, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.