ZIP Code 62540

ZIP code 62540 is classified by USPS as a standard delivery area and covers roughly 5.3 square miles in Kincaid, Christian County, Illinois. The area is home to 1,492 residents, producing a population density of 280 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 62540 against Illinois and the nation.

On the economic side, the median household income for ZIP 62540 sits at $70,179 (12% below the Illinois average), while per-capita income is $44,237. The poverty rate stands at 15.3% and the unemployment rate at 9.4%. On housing, the median home value is $89,400 (53% below the state average) with median rent at $725 per month, and 75.5% of occupied units are owner-occupied, a direct signal of whether 62540 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.2% of adults hold a bachelor's degree or higher, the median age is 51.5, and the average commute is 27 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Christian County, so you can benchmark 62540 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →