PlainZIP

Waverly, IL · standard

ZIP Code 62692

Morgan County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,093
9/sq mi
$66,143
Median income
$123,100
Median home value
18.5%
Bachelor's or higher

The verdict

Waverly pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

40th pct
household income, US ZIPs
18th pct
home value, US ZIPs
9
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62692 against every reporting US ZIP.

ZIP code 62692 covers 227.5 square miles in Waverly, Morgan County, Illinois (a standard USPS delivery area), with a modest 2,093 residents on file, a density of 9 people per square mile, in the Chicago time zone.

ZIP 62692 reports a modest median household income of $66,143 (17% below the Illinois average), while per-capita income is $37,366. The poverty rate stands at 7.4% and the unemployment rate at 3.2%. Housing costs here run $123,100 for a typical home value (36% below the state average), with rent averaging $773 a month; 87.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.5% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is 24 minutes. To put 62692 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Morgan County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 62692

Top 5 sectors by establishment count in Waverly, IL

Which industries have the most business establishments in ZIP 62692.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62692, Waverly, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,093

Population

227.5

Area (sq mi)

9

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62692?

47.3

Median Age

46.9%

Male

53.1%

Female

0.8%

Foreign-Born

White 90.9%
African American 1.2%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,143

Median Household Income

-17% vs state

$37,366

Per Capita Income

7.4%

Poverty Rate

3.2%

Unemployment Rate

23.7 min

Mean Commute Time

How ZIP 62692 ranks nationally

Waverly, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,143 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 18.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

949

Total Housing Units

871

Occupied Units

78

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 87.6%
Renter 12.4%

$123,100

Median Home Value

-36% vs state

$773

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+28.9%

YoY Change (2024)

233

HPI Index (2000 = 100)

+133%

Total Change Since 2000

Home values in ZIP 62692 have increased 28.9% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.

Year Annual Change HPI Index
2019 +11.1% 141
2020 -2.3% 137
2021 +1.1% 139
2022 +28.9% 179
2024 – 233

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 47 business establishments in ZIP 62692, employing approximately 248 people with a combined annual payroll of $11,868,000.

47

Businesses

248

Employees

$11.9M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 14 29.8%
Construction 7 14.9%
Accommodation and food services 6 12.8%
Wholesale trade 5 10.6%
Retail trade 4 8.5%
Finance and insurance 3 6.4%
Other services (except public administration) 3 6.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62692 vs 62667 →

ZIP 62692 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62692 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62692 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62692 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62667 Modesto, IL 464 6.6 mi
62638 Franklin, IL 1,337 7.7 mi
62661 Loami, IL 1,213 7.9 mi
62674 Palmyra, IL 1,454 11.2 mi
62640 Girard, IL 3,756 12.5 mi

More ZIP Codes in Morgan County

62650 standard
Jacksonville, IL
Pop: 26,992
62665 standard
Meredosia, IL
Pop: 1,629
62668 standard
Murrayville, IL
Pop: 1,512
62638 standard
Franklin, IL
Pop: 1,337
62628 standard
Chapin, IL
Pop: 896
62601 standard
Alexander, IL
Pop: 434

Related Areas

Morgan County Waverly, IL Illinois

Frequently Asked Questions

What county is ZIP code 62692 in? ▼
ZIP code 62692 (Waverly) is located in Morgan County, Illinois. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-il.
What is the population of ZIP code 62692? ▼
ZIP code 62692 in Waverly, IL has a population of 2,093 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62692? ▼
The median household income in ZIP 62692 is $66,143, which is 13% below the national average of $76,288.
What is the average home value in ZIP 62692? ▼
The median home value in ZIP 62692 is $123,100, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 62692? ▼
The largest racial group in ZIP 62692 is White at 90.9%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 62692? ▼
ZIP code 62692 has 47 business establishments employing approximately 248 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62692? ▼
The top industries by establishment count in ZIP 62692 are: Transportation and warehousing (14), Construction (7), Accommodation and food services (6). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 62692? ▼
According to the FHFA House Price Index, home values in ZIP 62692 increased by 28.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62692? ▼
In ZIP code 62692, 61.6% of residents aged 25+ have a high school diploma or higher, and 18.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62692? ▼
The mean commute time for workers in ZIP code 62692 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62692? ▼
In ZIP code 62692, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62692? ▼
The poverty rate in ZIP code 62692 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.