Carmi, IL · standard
ZIP Code 62821
White County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,657
- 17/sq mi Moderate-density area
- $55,367
- Median income Below-median income area
- $116,300
- Median home value Below-median home value
- 20.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Carmi pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 22nd pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 17
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62821 against every reporting US ZIP.
ZIP code 62821 is a mid-sized community (a standard USPS delivery area) in Carmi, White County, Illinois, home to 7,657 residents across 455.8 square miles, a density of 17 people per square mile, in the Chicago time zone.
ZIP 62821 reports a modest median household income of $55,367 (31% below the average Illinois ZIP), while per-capita income is $33,742. The poverty rate is 17.6%, with unemployment at 2.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $116,300 (39% below the average Illinois ZIP), and median rent is $820; owner occupancy is 75.8%.
Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 22 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in White County, so 62821 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 62821
Top 5 sectors by establishment count in Carmi, IL
Which industries have the most business establishments in ZIP 62821.
- Retail trade
Retail trade
35 establishments
- Other services (except public administration)
Other services (except public administration)
35 establishments
- Health care and social assistance
Health care and social assistance
28 establishments
- Finance and insurance
Finance and insurance
19 establishments
- Accommodation and food services
Accommodation and food services
16 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62821, Carmi, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,657
Population
455.8
Area (sq mi)
17
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 62821?
45.7
Median Age
50.2%
Male
49.8%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,367
Median Household Income
-31% vs state ZIP avg
$33,742
Per Capita Income
17.6%
Poverty Rate
2.4%
Unemployment Rate
21.7 min
Mean Commute Time
How ZIP 62821 ranks among Illinois ZIPs
Carmi, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,367 15th percentile higher than 15% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,592housing units
3,592
Total Housing Units
2,983
Occupied Units
609
Vacant Units
2.15
Avg Household Size
Occupancy Type
$116,300
Median Home Value
-39% vs state ZIP avg
$820
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.1%
YoY Change (2024)
176
HPI Index (2000 = 100)
+76%
Total Change Since 2000
Home values in ZIP 62821 have decreased 0.1% over the past year (2024). Since 2000, this ZIP has seen +76% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 146 |
| 2021 | +1.0% | 148 |
| 2022 | +14.0% | 168 |
| 2023 | +4.5% | 176 |
| 2024 | -0.1% | 176 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 218 business establishments in ZIP 62821, employing approximately 2,335 people with a combined annual payroll of $112,684,000.
218
Businesses
2,335
Employees
$112.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 35 | 16.1% |
| Other services (except public administration) | 35 | 16.1% |
| Health care and social assistance | 28 | 12.8% |
| Finance and insurance | 19 | 8.7% |
| Accommodation and food services | 16 | 7.3% |
| Mining, quarrying, and oil and gas extraction | 12 | 5.5% |
| Construction | 12 | 5.5% |
| Wholesale trade | 12 | 5.5% |
| Professional, scientific, and technical services | 12 | 5.5% |
| Transportation and warehousing | 8 | 3.7% |
| Real estate and rental and leasing | 7 | 3.2% |
| Manufacturing | 6 | 2.8% |
| Information | 4 | 1.8% |
| Administrative and support and waste management and remediation services | 4 | 1.8% |
| Management of companies and enterprises | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 62821 vs 62861 →
ZIP 62821 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62821
Carmi (62821)
7,657 residents
- 62869 2,682
Norris City (62869)
2,682 residents
- 62827 1,245
Crossville (62827)
1,245 residents
- 62861 128
Maunie (62861)
128 residents
What this shows Among its immediate neighbors, ZIP 62821 ranks the most populous - useful context the national average alone can't give.
ZIP 62821 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62869
Norris City (62869)
$62,159 median income
- 62821
Carmi (62821)
$55,367 median income
- 62827
Crossville (62827)
$52,550 median income
- 62861
Maunie (62861)
$31,250 median income
What this shows By household income, ZIP 62821 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 62821, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,657 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in White County
Related Areas
Frequently Asked Questions
What county is ZIP code 62821 in?
ZIP code 62821 (Carmi) is located in White County, Illinois. White County contains multiple ZIP codes, see the full list at /counties/white-il.
What is the population of ZIP code 62821?
ZIP code 62821 in Carmi, IL has a population of 7,657 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62821?
The median household income in ZIP 62821 is $55,367, which is 27% below the national average of $76,288.
What is the average home value in ZIP 62821?
The median home value in ZIP 62821 is $116,300, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 62821?
The largest racial group in ZIP 62821 is White at 96.4%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 62821?
ZIP code 62821 has 218 business establishments employing approximately 2,335 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62821?
The top industries by establishment count in ZIP 62821 are: Retail trade (35), Other services (except public administration) (35), Health care and social assistance (28). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 62821?
According to the FHFA House Price Index, home values in ZIP 62821 decreased by 0.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 76%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62821?
In ZIP code 62821, 49.7% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62821?
The mean commute time for workers in ZIP code 62821 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62821?
In ZIP code 62821, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62821?
The poverty rate in ZIP code 62821 is 17.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 62821's numbers, next.
- See how ZIP 62821 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Carmi, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.