PlainZIP

Carmi, IL · standard

ZIP Code 62821

White County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,657
17/sq mi
$55,367
Median income
$116,300
Median home value
20.5%
Bachelor's or higher

The verdict

Carmi pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
15th pct
home value, US ZIPs
17
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62821 against every reporting US ZIP.

ZIP code 62821 is a mid-sized community (a standard USPS delivery area) in Carmi, White County, Illinois, home to 7,657 residents across 455.8 square miles, a density of 17 people per square mile, in the Chicago time zone.

ZIP 62821 reports a modest median household income of $55,367 (31% below the Illinois average), while per-capita income is $33,742. The poverty rate stands at 17.6% and the unemployment rate at 2.4%. The typical home here is valued at $116,300 (39% below the state average); renters pay a median of $820 monthly, and 75.8% of units are owner-occupied.

Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 22 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing White County, so you can benchmark 62821 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 62821

Top 5 sectors by establishment count in Carmi, IL

Which industries have the most business establishments in ZIP 62821.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62821, Carmi, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,657

Population

455.8

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62821?

45.7

Median Age

50.2%

Male

49.8%

Female

0.1%

Foreign-Born

White 96.4%
African American 0.7%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,367

Median Household Income

-31% vs state

$33,742

Per Capita Income

17.6%

Poverty Rate

2.4%

Unemployment Rate

21.7 min

Mean Commute Time

How ZIP 62821 ranks nationally

Carmi, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,367 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.7%
Bachelor's Degree or Higher 20.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,592

Total Housing Units

2,983

Occupied Units

609

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$116,300

Median Home Value

-39% vs state

$820

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.1%

YoY Change (2024)

176

HPI Index (2000 = 100)

+76%

Total Change Since 2000

Home values in ZIP 62821 have decreased 0.1% over the past year (2024). Since 2000, this ZIP has seen +76% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.8% 146
2021 +1.0% 148
2022 +14.0% 168
2023 +4.5% 176
2024 -0.1% 176

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 218 business establishments in ZIP 62821, employing approximately 2,335 people with a combined annual payroll of $112,684,000.

218

Businesses

2,335

Employees

$112.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 35 16.1%
Other services (except public administration) 35 16.1%
Health care and social assistance 28 12.8%
Finance and insurance 19 8.7%
Accommodation and food services 16 7.3%
Mining, quarrying, and oil and gas extraction 12 5.5%
Construction 12 5.5%
Wholesale trade 12 5.5%
Professional, scientific, and technical services 12 5.5%
Transportation and warehousing 8 3.7%
Real estate and rental and leasing 7 3.2%
Manufacturing 6 2.8%
Information 4 1.8%
Administrative and support and waste management and remediation services 4 1.8%
Management of companies and enterprises 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62821 vs 62861 →

ZIP 62821 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62821 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62821 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62821 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62861 Maunie, IL 128 6.3 mi
62827 Crossville, IL 1,245 8.2 mi
62869 Norris City, IL 2,682 11.2 mi

More ZIP Codes in White County

62869 standard
Norris City, IL
Pop: 2,682
62844 standard
Grayville, IL
Pop: 2,083
62827 standard
Crossville, IL
Pop: 1,245
62835 standard
Enfield, IL
Pop: 1,152
62862 standard
Mill Shoals, IL
Pop: 364
62887 standard
Springerton, IL
Pop: 295

Related Areas

White County Carmi, IL Illinois

Frequently Asked Questions

What county is ZIP code 62821 in? ▼
ZIP code 62821 (Carmi) is located in White County, Illinois. White County contains multiple ZIP codes, see the full list at /counties/white-il.
What is the population of ZIP code 62821? ▼
ZIP code 62821 in Carmi, IL has a population of 7,657 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62821? ▼
The median household income in ZIP 62821 is $55,367, which is 27% below the national average of $76,288.
What is the average home value in ZIP 62821? ▼
The median home value in ZIP 62821 is $116,300, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 62821? ▼
The largest racial group in ZIP 62821 is White at 96.4%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 62821? ▼
ZIP code 62821 has 218 business establishments employing approximately 2,335 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62821? ▼
The top industries by establishment count in ZIP 62821 are: Retail trade (35), Other services (except public administration) (35), Health care and social assistance (28). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 62821? ▼
According to the FHFA House Price Index, home values in ZIP 62821 decreased by 0.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 76%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62821? ▼
In ZIP code 62821, 49.7% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62821? ▼
The mean commute time for workers in ZIP code 62821 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62821? ▼
In ZIP code 62821, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62821? ▼
The poverty rate in ZIP code 62821 is 17.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.