Mount Vernon, IL · standard
ZIP Code 62864
Jefferson County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,108
- 64/sq mi Moderate-density area
- $60,451
- Median income Below-median income area
- $124,800
- Median home value Below-median home value
- 20.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Mount Vernon pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 30th pct
- household income, US ZIPs
- 18th pct
- home value, US ZIPs
- 64
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62864 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 62864 (Mount Vernon, IL) rose +8.2% from 2023 to 2024. The all-transactions index moved from 186.0 in 2023 to 201.1 in 2024 (2000 = 100).
ZIP code 62864 is a densely settled ZIP (a standard USPS delivery area) in Mount Vernon, Jefferson County, Illinois, with 24,108 residents across 376.1 square miles, a density of 64 people per square mile, in the Chicago time zone.
ZIP 62864 reports a modest median household income of $60,451 (24% below the average Illinois ZIP), while per-capita income is $34,622. The poverty rate is 13.9%, with unemployment at 6.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $124,800 (35% below the average Illinois ZIP), and median rent is $901; owner occupancy is 66.2%.
Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 17 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Jefferson County, so 62864 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 62864
Top 5 sectors by establishment count in Mount Vernon, IL
Which industries have the most business establishments in ZIP 62864.
- Retail trade
Retail trade
129 establishments
- Health care and social assistance
Health care and social assistance
127 establishments
- Other services (except public administration)
Other services (except public administration)
90 establishments
- Accommodation and food services
Accommodation and food services
79 establishments
- Finance and insurance
Finance and insurance
52 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62864, Mount Vernon, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,108
Population
376.1
Area (sq mi)
64
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 62864?
41.2
Median Age
49.6%
Male
50.4%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,451
Median Household Income
-24% vs state ZIP avg
$34,622
Per Capita Income
13.9%
Poverty Rate
6.0%
Unemployment Rate
16.6 min
Mean Commute Time
How ZIP 62864 ranks among Illinois ZIPs
Mount Vernon, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,451 23rd percentile higher than 23% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,122housing units
11,122
Total Housing Units
9,680
Occupied Units
1,442
Vacant Units
2.30
Avg Household Size
Occupancy Type
$124,800
Median Home Value
-35% vs state ZIP avg
$901
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.2%
YoY Change (2024)
201
HPI Index (2000 = 100)
+101%
Total Change Since 2000
Home values in ZIP 62864 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.2% | 140 |
| 2021 | +8.8% | 153 |
| 2022 | +10.7% | 169 |
| 2023 | +10.0% | 186 |
| 2024 | +8.2% | 201 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 752 business establishments in ZIP 62864, employing approximately 18,429 people with a combined annual payroll of $968,506,000.
752
Businesses
18,429
Employees
$968.5M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 129 | 17.1% |
| Health care and social assistance | 127 | 16.9% |
| Other services (except public administration) | 90 | 12.0% |
| Accommodation and food services | 79 | 10.5% |
| Finance and insurance | 52 | 6.9% |
| Professional, scientific, and technical services | 51 | 6.8% |
| Wholesale trade | 45 | 6.0% |
| Construction | 40 | 5.3% |
| Real estate and rental and leasing | 26 | 3.5% |
| Administrative and support and waste management and remediation services | 25 | 3.3% |
| Manufacturing | 23 | 3.1% |
| Transportation and warehousing | 23 | 3.1% |
| Arts, entertainment, and recreation | 12 | 1.6% |
| Information | 11 | 1.5% |
| Mining, quarrying, and oil and gas extraction | 9 | 1.2% |
| Utilities | 4 | 0.5% |
| Management of companies and enterprises | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 62864 vs 62872 →
ZIP 62864 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62864
Mount Vernon (62864)
24,108 residents
- 62830 1,392
Dix (62830)
1,392 residents
- 62816 1,306
Bonnie (62816)
1,306 residents
- 62872 1,178
Opdyke (62872)
1,178 residents
- 62894 1,006
Waltonville (62894)
1,006 residents
- 62893 977
Walnut Hill (62893)
977 residents
- 62889 851
Texico (62889)
851 residents
What this shows Among its immediate neighbors, ZIP 62864 ranks the most populous - useful context the national average alone can't give.
ZIP 62864 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62894
Waltonville (62894)
$83,563 median income
- 62889
Texico (62889)
$70,364 median income
- 62830
Dix (62830)
$62,400 median income
- 62872
Opdyke (62872)
$62,344 median income
- 62864
Mount Vernon (62864)
$60,451 median income
- 62893
Walnut Hill (62893)
$59,063 median income
- 62816
Bonnie (62816)
$53,036 median income
What this shows By household income, ZIP 62864 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 62864, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,108 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 62864 in?
ZIP code 62864 (Mount Vernon) is located in Jefferson County, Illinois. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-il.
What is the population of ZIP code 62864?
ZIP code 62864 in Mount Vernon, IL has a population of 24,108 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62864?
The median household income in ZIP 62864 is $60,451, which is 21% below the national average of $76,288.
What is the average home value in ZIP 62864?
The median home value in ZIP 62864 is $124,800, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 62864?
The largest racial group in ZIP 62864 is White at 82.8%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 62864?
ZIP code 62864 has 752 business establishments employing approximately 18,429 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62864?
The top industries by establishment count in ZIP 62864 are: Retail trade (129), Health care and social assistance (127), Other services (except public administration) (90). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 62864?
According to the FHFA House Price Index, home values in ZIP 62864 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62864?
In ZIP code 62864, 54.6% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62864?
The mean commute time for workers in ZIP code 62864 is 16.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62864?
In ZIP code 62864, approximately 66.2% of occupied housing units are owner-occupied and 33.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62864?
The poverty rate in ZIP code 62864 is 13.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 62864's numbers, next.
- See how ZIP 62864 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mount Vernon, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.