PlainZIP

Mount Vernon, IL · standard

ZIP Code 62864

Jefferson County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,108
64/sq mi
$60,451
Median income
$124,800
Median home value
20.1%
Bachelor's or higher

The verdict

Mount Vernon pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

30th pct
household income, US ZIPs
18th pct
home value, US ZIPs
64
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62864 against every reporting US ZIP.

ZIP code 62864 is a densely settled ZIP (a standard USPS delivery area) in Mount Vernon, Jefferson County, Illinois, with 24,108 residents across 376.1 square miles, a density of 64 people per square mile, in the Chicago time zone.

ZIP 62864 reports a modest median household income of $60,451 (24% below the Illinois average), while per-capita income is $34,622. The poverty rate stands at 13.9% and the unemployment rate at 6.0%. The typical home here is valued at $124,800 (35% below the state average); renters pay a median of $901 monthly, and 66.2% of units are owner-occupied.

Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 17 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 62864, plus 6 more within Jefferson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 62864

Top 5 sectors by establishment count in Mount Vernon, IL

Which industries have the most business establishments in ZIP 62864.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62864, Mount Vernon, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,108

Population

376.1

Area (sq mi)

64

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62864?

41.2

Median Age

49.6%

Male

50.4%

Female

2.2%

Foreign-Born

White 82.8%
African American 7.8%
Asian 1.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 3.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,451

Median Household Income

-24% vs state

$34,622

Per Capita Income

13.9%

Poverty Rate

6.0%

Unemployment Rate

16.6 min

Mean Commute Time

How ZIP 62864 ranks nationally

Mount Vernon, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,451 30th percentile higher than 30% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,122

Total Housing Units

9,680

Occupied Units

1,442

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 66.2%
Renter 33.8%

$124,800

Median Home Value

-35% vs state

$901

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.2%

YoY Change (2024)

201

HPI Index (2000 = 100)

+101%

Total Change Since 2000

Home values in ZIP 62864 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.2% 140
2021 +8.8% 153
2022 +10.7% 169
2023 +10.0% 186
2024 +8.2% 201

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 752 business establishments in ZIP 62864, employing approximately 18,429 people with a combined annual payroll of $968,506,000.

752

Businesses

18,429

Employees

$968.5M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 129 17.1%
Health care and social assistance 127 16.9%
Other services (except public administration) 90 12.0%
Accommodation and food services 79 10.5%
Finance and insurance 52 6.9%
Professional, scientific, and technical services 51 6.8%
Wholesale trade 45 6.0%
Construction 40 5.3%
Real estate and rental and leasing 26 3.5%
Administrative and support and waste management and remediation services 25 3.3%
Manufacturing 23 3.1%
Transportation and warehousing 23 3.1%
Arts, entertainment, and recreation 12 1.6%
Information 11 1.5%
Mining, quarrying, and oil and gas extraction 9 1.2%
Utilities 4 0.5%
Management of companies and enterprises 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62864 vs 62872 →

ZIP 62864 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62864 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62864 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62864 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62872 Opdyke, IL 1,178 7.0 mi
62816 Bonnie, IL 1,306 10.1 mi
62830 Dix, IL 1,392 8.6 mi
62889 Texico, IL 851 9.6 mi
62894 Waltonville, IL 1,006 11.1 mi
62893 Walnut Hill, IL 977 11.7 mi

More ZIP Codes in Jefferson County

62846 standard
Ina, IL
Pop: 2,631
62814 standard
Bluford, IL
Pop: 2,124
62898 standard
Woodlawn, IL
Pop: 2,097
62830 standard
Dix, IL
Pop: 1,392
62816 standard
Bonnie, IL
Pop: 1,306
62872 standard
Opdyke, IL
Pop: 1,178

Related Areas

Jefferson County Mount Vernon, IL Illinois

Frequently Asked Questions

What county is ZIP code 62864 in? ▼
ZIP code 62864 (Mount Vernon) is located in Jefferson County, Illinois. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-il.
What is the population of ZIP code 62864? ▼
ZIP code 62864 in Mount Vernon, IL has a population of 24,108 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62864? ▼
The median household income in ZIP 62864 is $60,451, which is 21% below the national average of $76,288.
What is the average home value in ZIP 62864? ▼
The median home value in ZIP 62864 is $124,800, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 62864? ▼
The largest racial group in ZIP 62864 is White at 82.8%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 62864? ▼
ZIP code 62864 has 752 business establishments employing approximately 18,429 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 62864? ▼
The top industries by establishment count in ZIP 62864 are: Retail trade (129), Health care and social assistance (127), Other services (except public administration) (90). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 62864? ▼
According to the FHFA House Price Index, home values in ZIP 62864 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 62864? ▼
In ZIP code 62864, 54.6% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62864? ▼
The mean commute time for workers in ZIP code 62864 is 16.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62864? ▼
In ZIP code 62864, approximately 66.2% of occupied housing units are owner-occupied and 33.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62864? ▼
The poverty rate in ZIP code 62864 is 13.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.