PlainZIP

Chesterfield, MO · standard

ZIP Code 63005

St. Louis County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,753
197/sq mi
$198,469
Median income
$701,600
Median home value
81.9%
Bachelor's or higher

The verdict

Chesterfield pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 6%
home value, US ZIPs
197
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63005 against every reporting US ZIP.

ZIP code 63005 is a mid-sized community (a standard USPS delivery area) in Chesterfield, St. Louis County, Missouri, home to 17,753 residents across 90.2 square miles, a density of 197 people per square mile, in the Chicago time zone.

ZIP 63005 skews affluent, with a median household income of $198,469 (197% above the Missouri average), while per-capita income is $98,885. 1.5% of residents live below the poverty line, and the unemployment rate reads 3.1%. On housing, the median home value is $701,600 (267% above the state average) with median rent at $1,596 per month, and 90.4% of occupied units are owner-occupied.

This is a highly-educated ZIP: 81.9% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Louis County, so you can benchmark 63005 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 63005

Top 5 sectors by establishment count in Chesterfield, MO

Which industries have the most business establishments in ZIP 63005.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63005, Chesterfield, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,753

Population

90.2

Area (sq mi)

197

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63005?

45.6

Median Age

51.7%

Male

48.3%

Female

14.8%

Foreign-Born

White 74.6%
African American 1.5%
Asian 12.6%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.1%
Hispanic or Latino 4.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$198,469

Median Household Income

+197% vs state

$98,885

Per Capita Income

1.5%

Poverty Rate

3.1%

Unemployment Rate

23.5 min

Mean Commute Time

How ZIP 63005 ranks nationally

Chesterfield, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$198,469 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 86.5%
Bachelor's Degree or Higher 81.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,259

Total Housing Units

7,134

Occupied Units

125

Vacant Units

2.77

Avg Household Size

Occupancy Type

Owner 90.4%
Renter 9.6%

$701,600

Median Home Value

+267% vs state

$1,596

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 63005 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 153
2021 +5.0% 161
2022 +10.5% 177
2023 +8.8% 193
2024 +8.5% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,194 business establishments in ZIP 63005, employing approximately 29,717 people with a combined annual payroll of $1,540,410,000.

1,194

Businesses

29,717

Employees

$1.5B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 198 16.6%
Retail trade 190 15.9%
Finance and insurance 103 8.6%
Wholesale trade 94 7.9%
Construction 92 7.7%
Health care and social assistance 90 7.5%
Other services (except public administration) 72 6.0%
Real estate and rental and leasing 69 5.8%
Accommodation and food services 67 5.6%
Administrative and support and waste management and remediation services 63 5.3%
Arts, entertainment, and recreation 35 2.9%
Educational services 29 2.4%
Transportation and warehousing 27 2.3%
Manufacturing 25 2.1%
Information 23 1.9%
Management of companies and enterprises 10 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63005 vs 63304 →

ZIP 63005 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 63005 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 63005 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 63005 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
63304 Saint Charles, MO 40,336 4.4 mi
63040 Wildwood, MO 8,512 5.0 mi
63038 Wildwood, MO 6,914 4.5 mi
63017 Chesterfield, MO 41,470 6.0 mi
63011 Ballwin, MO 36,347 5.5 mi
63073 Saint Albans, MO 301 7.4 mi
63021 Ballwin, MO 56,261 7.5 mi
63368 O Fallon, MO 43,360 8.6 mi
63303 Saint Charles, MO 45,834 8.7 mi
63088 Valley Park, MO 8,269 10.2 mi

More ZIP Codes in St. Louis County

63021 standard
Ballwin, MO
Pop: 56,261
63129 standard
Saint Louis, MO
Pop: 52,718
63123 standard
Saint Louis, MO
Pop: 49,308
63136 standard
Saint Louis, MO
Pop: 48,560
63031 standard
Florissant, MO
Pop: 48,212
63026 standard
Fenton, MO
Pop: 44,124

Related Areas

St. Louis County Chesterfield, MO Missouri

Frequently Asked Questions

What county is ZIP code 63005 in? ▼
ZIP code 63005 (Chesterfield) is located in St. Louis County, Missouri. St. Louis County contains multiple ZIP codes, see the full list at /counties/st-louis-mo-29189.
What is the population of ZIP code 63005? ▼
ZIP code 63005 in Chesterfield, MO has a population of 17,753 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63005? ▼
The median household income in ZIP 63005 is $198,469, which is 160% above the national average of $76,288.
What is the average home value in ZIP 63005? ▼
The median home value in ZIP 63005 is $701,600, which is 152% above the national average of $278,155.
What is the demographic makeup of ZIP 63005? ▼
The largest racial group in ZIP 63005 is White at 74.6%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 63005? ▼
ZIP code 63005 has 1,194 business establishments employing approximately 29,717 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63005? ▼
The top industries by establishment count in ZIP 63005 are: Professional, scientific, and technical services (198), Retail trade (190), Finance and insurance (103). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 63005? ▼
According to the FHFA House Price Index, home values in ZIP 63005 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63005? ▼
In ZIP code 63005, 86.5% of residents aged 25+ have a high school diploma or higher, and 81.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63005? ▼
The mean commute time for workers in ZIP code 63005 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63005? ▼
In ZIP code 63005, approximately 90.4% of occupied housing units are owner-occupied and 9.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63005? ▼
The poverty rate in ZIP code 63005 is 1.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.