Defiance, MO · standard

ZIP Code 63341

St. Charles County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,530
25/sq mi Moderate-density area
$170,598
Median income Above-median income area
$606,800
Median home value Above-median home value
54.1%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Defiance pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 9%
home value, US ZIPs
25
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63341 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 63341 (Defiance, MO) rose +5.8% from 2023 to 2024. The all-transactions index moved from 220.3 in 2023 to 233.2 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 63341 covers 141.8 square miles in Defiance, St. Charles County, Missouri (a standard USPS delivery area), with a modest 3,530 residents on file, a density of 25 people per square mile, in the Chicago time zone.

ZIP 63341 skews affluent, with a median household income of $170,598 (155% above the average Missouri ZIP), while per-capita income is $91,428. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.2% and unemployment is 2.3%. Housing is both higher-cost and owner-heavy: median home value is $606,800 (217% above the average Missouri ZIP), while 95.5% of occupied homes are owner-occupied.

This is a highly-educated ZIP: 54.1% of adults hold a bachelor's degree or higher, the median age is 48.6, and the average commute is 29 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in St. Charles County, so 63341 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 63341

Top 5 sectors by establishment count in Defiance, MO

Which industries have the most business establishments in ZIP 63341.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63341, Defiance, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,530

Population

141.8

Area (sq mi)

25

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63341?

48.6

Median Age

55.3%

Male

44.7%

Female

1.4%

Foreign-Born

White 92.5%
African American 0.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.2%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$170,598

Median Household Income

+155% vs state ZIP avg

$91,428

Per Capita Income

6.2%

Poverty Rate

2.3%

Unemployment Rate

28.7 min

Mean Commute Time

How ZIP 63341 ranks among Missouri ZIPs

Defiance, MO household income vs. every Missouri ZIP code

Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$170,598 Top 1% higher than 99% of 948 Missouri ZIPs

This ZIP $0 $200K+ every Missouri ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.6%
Bachelor's Degree or Higher 54.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,437

Total Housing Units

1,324

Occupied Units

113

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 95.5%
Renter 4.5%

$606,800

Median Home Value

+217% vs state ZIP avg

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

233

HPI Index (2000 = 100)

+133%

Total Change Since 2000

Home values in ZIP 63341 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 163
2021 +11.8% 182
2022 +12.9% 206
2023 +7.0% 220
2024 +5.8% 233

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 89 business establishments in ZIP 63341, employing approximately 618 people with a combined annual payroll of $36,180,000.

89

Businesses

618

Employees

$36.2M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 24 27.0%
Administrative and support and waste management and remediation services 12 13.5%
Professional, scientific, and technical services 9 10.1%
Manufacturing 6 6.7%
Wholesale trade 6 6.7%
Retail trade 5 5.6%
Accommodation and food services 5 5.6%
Finance and insurance 4 4.5%
Health care and social assistance 4 4.5%
Other services (except public administration) 4 4.5%
Real estate and rental and leasing 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63341 vs 63367 →

ZIP 63341 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 63341 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 63341 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 63341 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
63367 Lake Saint Louis, MO 19,433 7.2 mi
63073 Saint Albans, MO 301 6.1 mi
63332 Augusta, MO 1,292 6.8 mi
63368 O Fallon, MO 43,360 6.9 mi
63055 Labadie, MO 2,449 9.8 mi
63385 Wentzville, MO 35,750 8.8 mi
63304 Saint Charles, MO 40,336 8.2 mi
63038 Wildwood, MO 6,914 9.9 mi
63348 Foristell, MO 6,059 10.8 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 63341, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (3,530 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in St. Charles County

Frequently Asked Questions

What county is ZIP code 63341 in?

ZIP code 63341 (Defiance) is located in St. Charles County, Missouri. St. Charles County contains multiple ZIP codes, see the full list at /counties/st-charles-mo.

What is the population of ZIP code 63341?

ZIP code 63341 in Defiance, MO has a population of 3,530 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 63341?

The median household income in ZIP 63341 is $170,598, which is 124% above the national average of $76,288.

What is the average home value in ZIP 63341?

The median home value in ZIP 63341 is $606,800, which is 118% above the national average of $278,155.

What is the demographic makeup of ZIP 63341?

The largest racial group in ZIP 63341 is White at 92.5%. Hispanic or Latino residents make up 3.6% of the population.

How many businesses are in ZIP code 63341?

ZIP code 63341 has 89 business establishments employing approximately 618 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 63341?

The top industries by establishment count in ZIP 63341 are: Construction (24), Administrative and support and waste management and remediation services (12), Professional, scientific, and technical services (9). There are 11 industry sectors represented in total.

How have home values changed in ZIP code 63341?

According to the FHFA House Price Index, home values in ZIP 63341 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 63341?

In ZIP code 63341, 79.6% of residents aged 25+ have a high school diploma or higher, and 54.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 63341?

The mean commute time for workers in ZIP code 63341 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 63341?

In ZIP code 63341, approximately 95.5% of occupied housing units are owner-occupied and 4.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 63341?

The poverty rate in ZIP code 63341 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 63341's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.