De Soto, MO · standard

ZIP Code 63020

Jefferson County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,714
57/sq mi
$70,824
Median income
$185,900
Median home value
15.1%
Bachelor's or higher

The verdict

De Soto pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
40th pct
home value, US ZIPs
57
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63020 against every reporting US ZIP.

ZIP code 63020 is a densely settled ZIP (a standard USPS delivery area) in De Soto, Jefferson County, Missouri, with 20,714 residents across 366.6 square miles, a density of 57 people per square mile, in the Chicago time zone.

ZIP 63020 lands in the middle-income range, with a median household income of $70,824 (6% above the Missouri average), while per-capita income is $34,075. Local economic indicators show a 10.0% poverty rate alongside 4.2% unemployment. Housing costs here run $185,900 for a typical home value (3% below the state average), with rent averaging $847 a month; 80.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 15.1% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 38 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 63020 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 63020

Top 5 sectors by establishment count in De Soto, MO

Which industries have the most business establishments in ZIP 63020.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63020, De Soto, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,714

Population

366.6

Area (sq mi)

57

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63020?

42.9

Median Age

49.1%

Male

50.9%

Female

1.2%

Foreign-Born

White 89.3%
African American 0.2%
Asian 0.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.8%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,824

Median Household Income

+6% vs state

$34,075

Per Capita Income

10.0%

Poverty Rate

4.2%

Unemployment Rate

38.3 min

Mean Commute Time

How ZIP 63020 ranks nationally

De Soto, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,824 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.6%
Bachelor's Degree or Higher 15.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,505

Total Housing Units

7,989

Occupied Units

516

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 80.1%
Renter 19.9%

$185,900

Median Home Value

-3% vs state

$847

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.6%

YoY Change (2024)

222

HPI Index (2000 = 100)

+122%

Total Change Since 2000

Home values in ZIP 63020 have increased 8.6% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.8% 152
2021 +9.8% 167
2022 +13.6% 190
2023 +7.7% 205
2024 +8.6% 222

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 287 business establishments in ZIP 63020, employing approximately 2,511 people with a combined annual payroll of $90,011,000.

287

Businesses

2,511

Employees

$90.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 66 23.0%
Retail trade 45 15.7%
Other services (except public administration) 45 15.7%
Health care and social assistance 29 10.1%
Accommodation and food services 24 8.4%
Administrative and support and waste management and remediation services 18 6.3%
Finance and insurance 16 5.6%
Wholesale trade 8 2.8%
Real estate and rental and leasing 8 2.8%
Professional, scientific, and technical services 8 2.8%
Manufacturing 6 2.1%
Information 6 2.1%
Transportation and warehousing 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63020 vs 63047 →

ZIP 63020 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 63020 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 63020 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 63020 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
63047 Hematite, MO 31 7.3 mi
63626 Blackwell, MO 1,037 7.3 mi
63674 Tiff, MO 132 7.4 mi
63087 Valles Mines, MO 769 8.8 mi

More ZIP Codes in Jefferson County

Frequently Asked Questions

What county is ZIP code 63020 in?
ZIP code 63020 (De Soto) is located in Jefferson County, Missouri. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-mo.
What is the population of ZIP code 63020?
ZIP code 63020 in De Soto, MO has a population of 20,714 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63020?
The median household income in ZIP 63020 is $70,824, which is 7% below the national average of $76,288.
What is the average home value in ZIP 63020?
The median home value in ZIP 63020 is $185,900, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 63020?
The largest racial group in ZIP 63020 is White at 89.3%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 63020?
ZIP code 63020 has 287 business establishments employing approximately 2,511 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63020?
The top industries by establishment count in ZIP 63020 are: Construction (66), Retail trade (45), Other services (except public administration) (45). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 63020?
According to the FHFA House Price Index, home values in ZIP 63020 increased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 122%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63020?
In ZIP code 63020, 53.6% of residents aged 25+ have a high school diploma or higher, and 15.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63020?
The mean commute time for workers in ZIP code 63020 is 38.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63020?
In ZIP code 63020, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63020?
The poverty rate in ZIP code 63020 is 10.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.