Residential delivery area · Missouri

ZIP Code 63628: Bonne Terre, MO

ZIP code 63628 uses the postal name Bonne Terre, Missouri and lies mostly in St. Francois County (84% of its land), reaching into Ste. Genevieve County, Washington County and Jefferson County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $63,602 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Terre du Lac (6%), Bonne Terre (3%) and Lake Timberline (2%), and under 1% in smaller places; 88% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
6national area: Missouri, Illinois, Kansas and Nebraska
636sectional center: St Louis, MO (SCF 630)
28delivery area within it
Town
Bonne Terre · its only residential ZIP
Census places
Terre du Lac (6%) census-designated place; Bonne Terre (3%); Lake Timberline (2%) census-designated place
Micro area
Farmington, MO
House districts
MO-8 (94%), MO-3 (6%) 119th Congress, by share of land
Time zone
Central
Land area
120.2 sq mi · 137 people per sq mi

Where is ZIP code 63628?

63628 centers on 37.935°, -90.534° and covers 120.2 square miles of land plus 1.0 of water. It borders 9 ZIP codes: 63653, 63087, 63601, 63036, 63660, 63630, 63020, 63640, 63670.

63020 · De Soto63036 · French Village63087 · Valles Mines63601 · Park Hills63630 · Cadet63640 · Farmington63653 · Leadwood63660 · Mineral Point63670 · Sainte Genevieve63628 · Bonne Terre (this ZIP)63628636706364063020636306360163660630366308763020 · De Soto63036 · French Village63087 · Valles Mines63601 · Park Hills63630 · Cadet63640 · Farmington63653 · Leadwood63660 · Mineral Point63670 · Sainte Genevieve63628 · Bonne Terre (this ZIP)63628636706364063020636306360163660630366308763020 · De Soto63036 · French Village63087 · Valles Mines63601 · Park Hills63630 · Cadet63640 · Farmington63653 · Leadwood63660 · Mineral Point63670 · Sainte Genevieve63628 · Bonne Terre (this ZIP)636286367063640630206363063601636606303663087
Shaded by median household income, in national fifths (ACS 2020-2024); 63628 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 63628, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 63628 compare with the rest of St. Francois County?

Rank of 63628 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure63628In St. Francois CountyIn MO
People (ACS 2020-2024)16,4162nd of 13124th of 1,035
Median household income$64k1st of 7253rd of 479
Median home value$189k3rd of 9262nd of 494

Its median household income is higher than in 36% of U.S. residential ZIP codes, and it is denser than 58% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 63628?

The 2020 Census counted 16,373 people in 63628; the ACS, which samples households over 2020-2024, estimates 16,416. Between the 2010 and 2020 censuses its population grew 2.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
16,416
2020 Census count
16,373+2.2% since 2010 (16,014)
Households
5,609
Median age
40.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 63628?

Of the 16,416 people the ACS estimates in 63628, 18.8% are under 18 and 15.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.5%).

  • Under 1818.8%
  • 18 to 6466.0%
  • 65 and older15.3%
Age of the people of 63628 (ACS 2020-2024, B01001)
  • White, not Hispanic86.5%
  • Other or two or more6.3%
  • Black, not Hispanic4.6%
  • Hispanic or Latino1.8%
  • Asian, not Hispanic0.8%
Race and Hispanic origin in 63628 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 63628 earn?

Median household income is $63,602 (ACS 2020-2024), the highest of the 7 ranked ZIP codes in St. Francois County. It is not measurably different from 2015-2019 ($59,399 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$63,602±$8,349
Income per person
$29,576
Below the poverty line
15.5%
Unemployed (of the labor force)
3.5%
Adults 25+ with a bachelor's degree
17.2%
Adjusted gross income per tax return, 2022
$59,7826,110 returns; wages 72% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 63628?

FHFA's house price index for 63628, built from repeat sales and appraisals of the same homes, rose 78% from 2015 to 2025 and rose 55% from 2020 to 2025, and moved −1.7% in 2025.

Median home value (owners' estimate)
$189,100
Median gross rent
$724
Homes owned by their occupants
76.9%
Housing units
6,512
0 100 200 300 19952000201020202025 0 100 200 300 19952000201020202025 0 100 200 300 19952000201020202025
Index = 100 in 1995, the first year FHFA reports for 63628; 2025: 273.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 63628?

235 business establishments had a location in this ZIP code in 2023, 15 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction40
  • Health care and social assistance36
  • Retail trade33
  • Other services (except public administration)25
  • Accommodation and food services19
  • Transportation and warehousing14

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 63628?

ZIP codes that share a boundary with 63628, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
63653Leadwood1,186$38k5.8 mi
63087Valles Mines1,066$60k6.2 mi
63601Park Hills16,389$55k7.9 mi
63036French Village1,001$58k9.3 mi
63660Mineral Point2,784$51k9.5 mi
63630Cadet4,006$53k12.0 mi
63020De Soto20,166$71k12.1 mi
63640Farmington29,263$62k15.3 mi
63670Sainte Genevieve12,293$63k20.3 mi
63674Tiff48–9.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.