Bonne Terre, MO · standard
ZIP Code 63628
St. Francois County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,014
- 53/sq mi Moderate-density area
- $63,602
- Median income Near-median income area
- $189,100
- Median home value Near-median home value
- 17.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Bonne Terre pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 36th pct
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 53
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63628 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 63628 (Bonne Terre, MO) rose +19.4% from 2023 to 2024. The all-transactions index moved from 175.8 in 2023 to 210.0 in 2024 (2000 = 100).
ZIP code 63628 is a mid-sized community (a standard USPS delivery area) in Bonne Terre, St. Francois County, Missouri, home to 16,014 residents across 302.2 square miles, a density of 53 people per square mile, in the Chicago time zone.
ZIP 63628 reports a modest median household income of $63,602 (5% below the average Missouri ZIP), while per-capita income is $29,576. The poverty rate is 15.5%, with unemployment at 3.5%; those measures add context to the income figure. Median home value is $189,100 (1% below the average Missouri ZIP) and median rent is $724; 76.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 17.2% of adults hold a bachelor's degree or higher, the median age is 40.9, and the average commute is 34 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in St. Francois County, so 63628 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 63628
Top 5 sectors by establishment count in Bonne Terre, MO
Which industries have the most business establishments in ZIP 63628.
- Construction
Construction
40 establishments
- Health care and social assistance
Health care and social assistance
36 establishments
- Retail trade
Retail trade
33 establishments
- Other services (except public administration)
Other services (except public administration)
25 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63628, Bonne Terre, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,014
Population
302.2
Area (sq mi)
53
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 63628?
40.9
Median Age
55.7%
Male
44.3%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,602
Median Household Income
-5% vs state ZIP avg
$29,576
Per Capita Income
15.5%
Poverty Rate
3.5%
Unemployment Rate
34.0 min
Mean Commute Time
How ZIP 63628 ranks among Missouri ZIPs
Bonne Terre, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,602 Top 46% higher than 54% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,512housing units
6,512
Total Housing Units
5,609
Occupied Units
903
Vacant Units
2.57
Avg Household Size
Occupancy Type
$189,100
Median Home Value
-1% vs state ZIP avg
$724
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+19.4%
YoY Change (2024)
210
HPI Index (2000 = 100)
+110%
Total Change Since 2000
Home values in ZIP 63628 have increased 19.4% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.0% | 138 |
| 2021 | +15.9% | 160 |
| 2022 | +20.8% | 194 |
| 2023 | -9.3% | 176 |
| 2024 | +19.4% | 210 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 235 business establishments in ZIP 63628, employing approximately 1,987 people with a combined annual payroll of $72,296,000.
235
Businesses
1,987
Employees
$72.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 40 | 17.0% |
| Health care and social assistance | 36 | 15.3% |
| Retail trade | 33 | 14.0% |
| Other services (except public administration) | 25 | 10.6% |
| Accommodation and food services | 19 | 8.1% |
| Transportation and warehousing | 14 | 6.0% |
| Manufacturing | 12 | 5.1% |
| Finance and insurance | 11 | 4.7% |
| Real estate and rental and leasing | 11 | 4.7% |
| Professional, scientific, and technical services | 11 | 4.7% |
| Administrative and support and waste management and remediation services | 8 | 3.4% |
| Wholesale trade | 5 | 2.1% |
| Arts, entertainment, and recreation | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 63628 vs 63601 →
ZIP 63628 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 63601
Park Hills (63601)
16,656 residents
- 63628
Bonne Terre (63628)
16,014 residents
- 63653 1,206
Leadwood (63653)
1,206 residents
- 63036 1,064
French Village (63036)
1,064 residents
- 63087 769
Valles Mines (63087)
769 residents
- 63674 132
Tiff (63674)
132 residents
What this shows Among its immediate neighbors, ZIP 63628 ranks #2 by population - useful context the national average alone can't give.
ZIP 63628 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 63628
Bonne Terre (63628)
$63,602 median income
- 63087
Valles Mines (63087)
$60,313 median income
- 63036
French Village (63036)
$58,083 median income
- 63601
Park Hills (63601)
$54,753 median income
- 63653
Leadwood (63653)
$38,021 median income
What this shows By household income, ZIP 63628 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 63628, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,014 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Francois County
Related Areas
Frequently Asked Questions
What county is ZIP code 63628 in?
ZIP code 63628 (Bonne Terre) is located in St. Francois County, Missouri. St. Francois County contains multiple ZIP codes, see the full list at /counties/st-francois-mo.
What is the population of ZIP code 63628?
ZIP code 63628 in Bonne Terre, MO has a population of 16,014 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63628?
The median household income in ZIP 63628 is $63,602, which is 17% below the national average of $76,288.
What is the average home value in ZIP 63628?
The median home value in ZIP 63628 is $189,100, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 63628?
The largest racial group in ZIP 63628 is White at 86.9%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 63628?
ZIP code 63628 has 235 business establishments employing approximately 1,987 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63628?
The top industries by establishment count in ZIP 63628 are: Construction (40), Health care and social assistance (36), Retail trade (33). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 63628?
According to the FHFA House Price Index, home values in ZIP 63628 increased by 19.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63628?
In ZIP code 63628, 55.8% of residents aged 25+ have a high school diploma or higher, and 17.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63628?
The mean commute time for workers in ZIP code 63628 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63628?
In ZIP code 63628, approximately 76.9% of occupied housing units are owner-occupied and 23.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63628?
The poverty rate in ZIP code 63628 is 15.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 63628's numbers, next.
- See how ZIP 63628 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bonne Terre, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.