PlainZIP

Monroe City, MO · standard

ZIP Code 63456

Monroe County, Missouri — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,271
9/sq mi
$64,160
Median income
$161,200
Median home value
22.6%
Bachelor's or higher

The verdict

Monroe City pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
30th pct
home value, US ZIPs
9
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63456 against every reporting US ZIP.

ZIP code 63456 is classified by USPS as a standard delivery area and covers roughly 479.9 square miles in Monroe City, Monroe County, Missouri. The area is home to 4,271 residents, producing a population density of 9 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 63456 against Missouri and the nation.

On the economic side, the median household income for ZIP 63456 sits at $64,160 (4% below the Missouri average), while per-capita income is $28,511. The poverty rate stands at 9.9% and the unemployment rate at 1.0%. On housing, the median home value is $161,200 (16% below the state average) with median rent at $671 per month, and 61.7% of occupied units are owner-occupied, a direct signal of whether 63456 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.6% of adults hold a bachelor's degree or higher, the median age is 39.3, and the average commute is 22 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Monroe County, so you can benchmark 63456 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 63456

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 63456.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 63456, Monroe City, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,271

Population

479.9

Area (sq mi)

9

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63456?

39.3

Median Age

51.0%

Male

49.0%

Female

1.0%

Foreign-Born

White 89.5%
African American 6.2%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,160

Median Household Income

-4% vs state

$28,511

Per Capita Income

9.9%

Poverty Rate

1.0%

Unemployment Rate

22.3 min

Mean Commute Time

How ZIP 63456 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$64,160 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.3%
Bachelor's Degree or Higher 22.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,451

Total Housing Units

1,727

Occupied Units

724

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 61.7%
Renter 38.3%

$161,200

Median Home Value

-16% vs state

$671

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.2%

YoY Change (2024)

194

HPI Index (2000 = 100)

+94%

Total Change Since 2000

Home values in ZIP 63456 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +94% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.9% 152
2021 +6.5% 162
2022 +10.9% 180
2023 +3.5% 186
2024 +4.2% 194

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 112 business establishments in ZIP 63456, employing approximately 1,254 people with a combined annual payroll of $61,223,000.

112

Businesses

1,254

Employees

$61.2M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 23 20.5%
Accommodation and food services 16 14.3%
Health care and social assistance 14 12.5%
Other services (except public administration) 9 8.0%
Manufacturing 8 7.1%
Wholesale trade 7 6.3%
Construction 6 5.4%
Finance and insurance 6 5.4%
Transportation and warehousing 5 4.5%
Professional, scientific, and technical services 5 4.5%
Real estate and rental and leasing 3 2.7%
Administrative and support and waste management and remediation services 3 2.7%
Industries not classified 3 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63456 vs 63443 →

ZIP 63456 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 63456 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 63456 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 63456 ranks the highest of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
63443 Hunnewell, MO 440 7.6 mi
65283 Stoutsville, MO 387 11.7 mi
63439 Emden, MO 127 12.4 mi

More ZIP Codes in Monroe County

65275 standard
Paris, MO
Pop: 2,535
65263 standard
Madison, MO
Pop: 1,948
65258 standard
Holliday, MO
Pop: 500
65283 standard
Stoutsville, MO
Pop: 387
65282 standard
Santa Fe, MO
Pop: 178

Related Areas

Monroe County Monroe City, MO Missouri

Frequently Asked Questions

What county is ZIP code 63456 in? ▼
ZIP code 63456 (Monroe City) is located in Monroe County, Missouri. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-mo.
What is the population of ZIP code 63456? ▼
ZIP code 63456 in Monroe City, MO has a population of 4,271 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63456? ▼
The median household income in ZIP 63456 is $64,160, which is 16% below the national average of $76,288.
What is the average home value in ZIP 63456? ▼
The median home value in ZIP 63456 is $161,200, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 63456? ▼
The largest racial group in ZIP 63456 is White at 89.5%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 63456? ▼
ZIP code 63456 has 112 business establishments employing approximately 1,254 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63456? ▼
The top industries by establishment count in ZIP 63456 are: Retail trade (23), Accommodation and food services (16), Health care and social assistance (14). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 63456? ▼
According to the FHFA House Price Index, home values in ZIP 63456 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 94%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63456? ▼
In ZIP code 63456, 66.3% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63456? ▼
The mean commute time for workers in ZIP code 63456 is 22.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63456? ▼
In ZIP code 63456, approximately 61.7% of occupied housing units are owner-occupied and 38.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63456? ▼
The poverty rate in ZIP code 63456 is 9.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Monroe City, MO

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.