Belton, MO · standard

ZIP Code 64012

Cass County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,260
221/sq mi
$71,814
Median income
$221,200
Median home value
27.5%
Bachelor's or higher

The verdict

Belton pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 50%
household income, US ZIPs
Top 50%
home value, US ZIPs
221
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64012 against every reporting US ZIP.

ZIP code 64012 is a densely settled ZIP (a standard USPS delivery area) in Belton, Cass County, Missouri, with 27,260 residents across 123.5 square miles, a density of 221 people per square mile, in the Chicago time zone.

ZIP 64012 lands in the middle-income range, with a median household income of $71,814 (7% above the Missouri average), while per-capita income is $41,244. Local economic indicators show a 9.4% poverty rate alongside 4.3% unemployment. The typical home here is valued at $221,200 (16% above the state average); renters pay a median of $1,290 monthly, and 65.1% of units are owner-occupied.

Educational attainment sits below the national norm: 27.5% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cass County, so you can benchmark 64012 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64012

Top 5 sectors by establishment count in Belton, MO

Which industries have the most business establishments in ZIP 64012.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64012, Belton, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

27,260

Population

123.5

Area (sq mi)

221

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64012?

39.5

Median Age

45.0%

Male

55.0%

Female

1.8%

Foreign-Born

White 78.7%
African American 7.3%
Asian 1.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 8.5%
Hispanic or Latino 7.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,814

Median Household Income

+7% vs state

$41,244

Per Capita Income

9.4%

Poverty Rate

4.3%

Unemployment Rate

25.3 min

Mean Commute Time

How ZIP 64012 ranks nationally

Belton, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,814 Top 50% higher than 50% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.4%
Bachelor's Degree or Higher 27.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,155

Total Housing Units

12,411

Occupied Units

744

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 65.1%
Renter 34.9%

$221,200

Median Home Value

+16% vs state

$1,290

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

248

HPI Index (2000 = 100)

+148%

Total Change Since 2000

Home values in ZIP 64012 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.4% 167
2021 +12.7% 189
2022 +16.1% 219
2023 +9.5% 240
2024 +3.4% 248

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 601 business establishments in ZIP 64012, employing approximately 8,525 people with a combined annual payroll of $428,774,000.

601

Businesses

8,525

Employees

$428.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 90 15.0%
Construction 80 13.3%
Health care and social assistance 80 13.3%
Other services (except public administration) 71 11.8%
Accommodation and food services 59 9.8%
Administrative and support and waste management and remediation services 41 6.8%
Professional, scientific, and technical services 39 6.5%
Finance and insurance 37 6.2%
Real estate and rental and leasing 33 5.5%
Manufacturing 17 2.8%
Transportation and warehousing 16 2.7%
Wholesale trade 15 2.5%
Information 8 1.3%
Educational services 5 0.8%
Arts, entertainment, and recreation 4 0.7%
Management of companies and enterprises 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64012 vs 64147 →

ZIP 64012 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64012 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64012 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64012 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64147 Kansas City, MO 769 4.6 mi
66085 Stilwell, KS 7,779 5.4 mi
64083 Raymore, MO 20,995 5.6 mi
64030 Grandview, MO 24,422 6.6 mi
64146 Kansas City, MO 1,376 7.1 mi
64145 Kansas City, MO 5,389 6.6 mi
66224 Overland Park, KS 11,917 6.7 mi
64137 Kansas City, MO 10,554 10.3 mi
64734 Cleveland, MO 2,004 9.4 mi
64149 Kansas City, MO 343 6.9 mi

More ZIP Codes in Cass County

Frequently Asked Questions

What county is ZIP code 64012 in?
ZIP code 64012 (Belton) is located in Cass County, Missouri. Cass County contains multiple ZIP codes, see the full list at /counties/cass-mo.
What is the population of ZIP code 64012?
ZIP code 64012 in Belton, MO has a population of 27,260 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64012?
The median household income in ZIP 64012 is $71,814, which is 6% below the national average of $76,288.
What is the average home value in ZIP 64012?
The median home value in ZIP 64012 is $221,200, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 64012?
The largest racial group in ZIP 64012 is White at 78.7%. Hispanic or Latino residents make up 7.7% of the population.
How many businesses are in ZIP code 64012?
ZIP code 64012 has 601 business establishments employing approximately 8,525 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64012?
The top industries by establishment count in ZIP 64012 are: Retail trade (90), Construction (80), Health care and social assistance (80). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 64012?
According to the FHFA House Price Index, home values in ZIP 64012 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 148%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64012?
In ZIP code 64012, 60.4% of residents aged 25+ have a high school diploma or higher, and 27.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64012?
The mean commute time for workers in ZIP code 64012 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64012?
In ZIP code 64012, approximately 65.1% of occupied housing units are owner-occupied and 34.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64012?
The poverty rate in ZIP code 64012 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.