ZIP Code 64089
standardSource:
Smithville · Clay County · Missouri
- Population
- 11,470
- Median income
- $101,009
- Median home value
- $327,200
- Bachelor's or higher
- 34.3%
- Land area
- 165.8 sq mi
69/sq mi
▲ 32% vs US
higher than 82% of US ZIPs
▲ 18% vs US
higher than 70% of US ZIPs
Median age 39.8
Chicago
ZIP code 64089 in Smithville, Missouri has a population of 11,470. The median household income is $101,009, which is 32% above the national average. Median home value is $327,200, 18% above the US average. 34.3% of residents hold a bachelor's degree or higher.
ZIP code 64089 is classified by USPS as a standard delivery area and covers roughly 165.8 square miles in Smithville, Clay County, Missouri. The area is home to 11,470 residents, producing a population density of 69 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 64089 against Missouri and the nation.
On the economic side, the median household income for ZIP 64089 sits at $101,009 (51% above the Missouri average), while per-capita income is $46,763. The poverty rate stands at 4.5% and the unemployment rate at 0.8%. On housing, the median home value is $327,200 (71% above the state average) with median rent at $1,294 per month, and 83.1% of occupied units are owner-occupied, a direct signal of whether 64089 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 34.3% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clay County, so you can benchmark 64089 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 64089
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 64089.
- Retail trade
Retail trade
37 establishments
- Other services (except public administration)
Other services (except public administration)
35 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
33 establishments
- Construction
Construction
32 establishments
- Health care and social assistance
Health care and social assistance
25 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 64089, Smithville, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
11,470
Population
165.8
Area (sq mi)
69
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64089?
39.8
Median Age
48.7%
Male
51.3%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,009
Median Household Income
+51% vs state
$46,763
Per Capita Income
4.5%
Poverty Rate
0.8%
Unemployment Rate
28.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,648
Total Housing Units
5,536
Occupied Units
112
Vacant Units
2.59
Avg Household Size
Occupancy Type
$327,200
Median Home Value
+71% vs state
$1,294
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.1%
YoY Change (2024)
243
HPI Index (2000 = 100)
+143%
Total Change Since 2000
Home values in ZIP 64089 have increased 12.1% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 162 |
| 2021 | +12.9% | 183 |
| 2022 | +13.6% | 208 |
| 2023 | +4.5% | 217 |
| 2024 | +12.1% | 243 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 287 business establishments in ZIP 64089, employing approximately 2,318 people with a combined annual payroll of $101,164,000.
287
Businesses
2,318
Employees
$101.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 37 | 12.9% |
| Other services (except public administration) | 35 | 12.2% |
| Professional, scientific, and technical services | 33 | 11.5% |
| Construction | 32 | 11.2% |
| Health care and social assistance | 25 | 8.7% |
| Finance and insurance | 22 | 7.7% |
| Accommodation and food services | 22 | 7.7% |
| Real estate and rental and leasing | 20 | 7.0% |
| Administrative and support and waste management and remediation services | 18 | 6.3% |
| Transportation and warehousing | 16 | 5.6% |
| Wholesale trade | 8 | 2.8% |
| Manufacturing | 6 | 2.1% |
| Educational services | 5 | 1.7% |
| Information | 4 | 1.4% |
| Arts, entertainment, and recreation | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64089 vs 64165 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 64165 | Kansas City, MO | 112 | 4.9 mi |
| 64166 | Kansas City, MO | 278 | 5.3 mi |
| 64492 | Trimble, MO | 1,782 | 6.2 mi |
| 64155 | Kansas City, MO | 21,901 | 8.0 mi |
| 64164 | Kansas City, MO | 302 | 5.6 mi |
| 64156 | Kansas City, MO | 5,404 | 8.1 mi |
| 64167 | Kansas City, MO | 353 | 6.7 mi |
| 64444 | Edgerton, MO | 1,340 | 7.6 mi |
| 64154 | Kansas City, MO | 9,257 | 8.7 mi |
| 64163 | Kansas City, MO | 689 | 7.9 mi |
More ZIP Codes in Clay County
Related Areas
Frequently Asked Questions
What county is ZIP code 64089 in? ▼
What is the population of ZIP code 64089? ▼
What is the median household income in ZIP 64089? ▼
What is the average home value in ZIP 64089? ▼
What is the demographic makeup of ZIP 64089? ▼
How many businesses are in ZIP code 64089? ▼
What are the main industries in ZIP code 64089? ▼
How have home values changed in ZIP code 64089? ▼
What is the education level in ZIP code 64089? ▼
What is the average commute time in ZIP 64089? ▼
What percentage of residents own vs. rent in ZIP 64089? ▼
What is the poverty rate in ZIP code 64089? ▼
ZIP Code Research Guides
Official Data Resources for Smithville, MO
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.