Residential delivery area · Missouri
ZIP Code 64089: Smithville, MO
ZIP code 64089 uses the postal name Smithville, Missouri and lies mostly in Clay County (73% of its land) with the rest in Platte County (Census 2020 ZIP-county file). About 14,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $101,009 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Smithville (26%) and Paradise (under 1%); 73% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Smithville · its only residential ZIP
- County
- Clay County (73%); Platte County (27%)
- Census places
- Smithville (26%); Paradise (under 1%) census-designated place
- Metro area
- Kansas City, MO-KS
- House district
- MO-6 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 60.9 sq mi · 236 people per sq mi
Where is ZIP code 64089?
64089 centers on 39.390°, -94.565° and covers 60.9 square miles of land plus 5.5 of water. It borders 10 ZIP codes: 64165, 64166, 64164, 64492, 64167, 64163, 64444, 64060, 64079, 64068.
The map draws ZIP code areas only. For the streets inside 64089, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 64089 compare with the rest of Clay County?
| Measure | 64089 | In Clay County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 14,380 | 10th of 21 | 141st of 1,035 |
| Median household income | $101k | 5th of 15 | 42nd of 479 |
| Median home value | $327k | 6th of 16 | 60th of 494 |
Its median household income is higher than in 82% of U.S. residential ZIP codes, and it is denser than 64% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 64089?
The 2020 Census counted 13,681 people in 64089; the ACS, which samples households over 2020-2024, estimates 14,380. Between the 2010 and 2020 censuses its population grew 19.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 14,380
- 2020 Census count
- 13,681+19.3% since 2010 (11,470)
- Households
- 5,536
- Median age
- 39.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 64089?
Of the 14,380 people the ACS estimates in 64089, 24.0% are under 18 and 16.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.7%).
- Under 1824.0%
- 18 to 6459.1%
- 65 and older16.9%
- White, not Hispanic94.7%
- Other or two or more2.7%
- Hispanic or Latino2.0%
- Black, not Hispanic0.4%
- Asian, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 64089 earn?
Median household income is $101,009 (ACS 2020-2024), the 5th highest of the 15 ranked ZIP codes in Clay County. It is not measurably different from 2015-2019 ($104,690 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $101,009
- Income per person
- $46,763
- Below the poverty line
- 4.5%
- Unemployed (of the labor force)
- 0.8%
- Adults 25+ with a bachelor's degree
- 34.3%
- Adjusted gross income per tax return, 2022
- $99,4836,780 returns; wages 72% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 64089?
FHFA's house price index for 64089, built from repeat sales and appraisals of the same homes, rose 98% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved +2.3% in 2025.
- Median home value (owners' estimate)
- $327,200
- Median gross rent
- $1,294
- Homes owned by their occupants
- 83.1%
- Housing units
- 5,648
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 64089?
287 business establishments had a location in this ZIP code in 2023, 59 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade37
- Other services (except public administration)35
- Professional, scientific, and technical services33
- Construction32
- Health care and social assistance25
- Finance and insurance22
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 64089?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 64165 | Kansas City | 212 | – | 4.8 mi |
| 64166 | Kansas City | 270 | $163k | 5.2 mi |
| 64164 | Kansas City | 208 | $145k | 5.3 mi |
| 64492 | Trimble | 1,713 | $66k | 6.4 mi |
| 64167 | Kansas City | 243 | $203k | 6.6 mi |
| 64163 | Kansas City | 1,181 | $60k | 7.3 mi |
| 64444 | Edgerton | 1,043 | $69k | 7.9 mi |
| 64060 | Kearney | 16,488 | $113k | 10.6 mi |
| 64079 | Platte City | 15,160 | $99k | 12.3 mi |
| 64068 | Liberty | 37,758 | $92k | 13.1 mi |
| 64155 | Kansas City | 28,824 | $98k | 7.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.