PlainZIP

Kearney, MO · standard

ZIP Code 64060

Clay County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,042
89/sq mi
$112,683
Median income
$356,600
Median home value
41.9%
Bachelor's or higher

The verdict

Kearney pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 25%
home value, US ZIPs
89
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64060 against every reporting US ZIP.

ZIP code 64060 is a mid-sized community (a standard USPS delivery area) in Kearney, Clay County, Missouri, home to 13,042 residents across 147.2 square miles, a density of 89 people per square mile, in the Chicago time zone.

ZIP 64060 skews affluent, with a median household income of $112,683 (69% above the Missouri average), while per-capita income is $53,772. The poverty rate stands at 3.6% and the unemployment rate at 4.7%. Median home value sits at $356,600 (87% above the state average), median rent at $1,243 a month, and owner-occupancy at 82.4%.

A solid share of residents have a four-year degree: 41.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 25 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Clay County, letting you compare 64060 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64060

Top 5 sectors by establishment count in Kearney, MO

Which industries have the most business establishments in ZIP 64060.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64060, Kearney, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,042

Population

147.2

Area (sq mi)

89

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64060?

43.1

Median Age

49.2%

Male

50.8%

Female

1.3%

Foreign-Born

White 94.1%
African American 0.3%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.7%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$112,683

Median Household Income

+69% vs state

$53,772

Per Capita Income

3.6%

Poverty Rate

4.7%

Unemployment Rate

24.8 min

Mean Commute Time

How ZIP 64060 ranks nationally

Kearney, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$112,683 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.9%
Bachelor's Degree or Higher 41.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,581

Total Housing Units

6,439

Occupied Units

142

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 82.4%
Renter 17.6%

$356,600

Median Home Value

+87% vs state

$1,243

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.3%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 64060 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.4% 159
2021 +11.5% 178
2022 +15.4% 205
2023 +5.0% 215
2024 +9.3% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 369 business establishments in ZIP 64060, employing approximately 3,200 people with a combined annual payroll of $137,710,000.

369

Businesses

3,200

Employees

$137.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 54 14.6%
Professional, scientific, and technical services 42 11.4%
Other services (except public administration) 41 11.1%
Retail trade 40 10.8%
Accommodation and food services 33 8.9%
Administrative and support and waste management and remediation services 32 8.7%
Health care and social assistance 29 7.9%
Real estate and rental and leasing 28 7.6%
Finance and insurance 16 4.3%
Information 13 3.5%
Wholesale trade 12 3.3%
Manufacturing 8 2.2%
Transportation and warehousing 7 1.9%
Educational services 6 1.6%
Arts, entertainment, and recreation 4 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64060 vs 64048 →

ZIP 64060 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64060 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64060 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64060 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64048 Holt, MO 4,140 5.2 mi
64068 Liberty, MO 36,280 7.6 mi
64167 Kansas City, MO 353 7.2 mi
64024 Excelsior Springs, MO 16,230 7.9 mi
64157 Kansas City, MO 16,122 8.6 mi
64072 Missouri City, MO 239 9.7 mi
64158 Kansas City, MO 5,161 11.2 mi

More ZIP Codes in Clay County

64118 standard
Kansas City, MO
Pop: 40,191
64068 standard
Liberty, MO
Pop: 36,280
64119 standard
Kansas City, MO
Pop: 27,341
64155 standard
Kansas City, MO
Pop: 21,901
64024 standard
Excelsior Springs, MO
Pop: 16,230
64157 standard
Kansas City, MO
Pop: 16,122

Related Areas

Clay County Kearney, MO Missouri

Frequently Asked Questions

What county is ZIP code 64060 in? ▼
ZIP code 64060 (Kearney) is located in Clay County, Missouri. Clay County contains multiple ZIP codes, see the full list at /counties/clay-mo.
What is the population of ZIP code 64060? ▼
ZIP code 64060 in Kearney, MO has a population of 13,042 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64060? ▼
The median household income in ZIP 64060 is $112,683, which is 48% above the national average of $76,288.
What is the average home value in ZIP 64060? ▼
The median home value in ZIP 64060 is $356,600, which is 28% above the national average of $278,155.
What is the demographic makeup of ZIP 64060? ▼
The largest racial group in ZIP 64060 is White at 94.1%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 64060? ▼
ZIP code 64060 has 369 business establishments employing approximately 3,200 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64060? ▼
The top industries by establishment count in ZIP 64060 are: Construction (54), Professional, scientific, and technical services (42), Other services (except public administration) (41). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 64060? ▼
According to the FHFA House Price Index, home values in ZIP 64060 increased by 9.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64060? ▼
In ZIP code 64060, 63.9% of residents aged 25+ have a high school diploma or higher, and 41.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64060? ▼
The mean commute time for workers in ZIP code 64060 is 24.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64060? ▼
In ZIP code 64060, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64060? ▼
The poverty rate in ZIP code 64060 is 3.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.