Excelsior Springs, MO · standard
ZIP Code 64024
Clay County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,230
- 89/sq mi Moderate-density area
- $77,895
- Median income Near-median income area
- $197,900
- Median home value Near-median home value
- 16.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Excelsior Springs pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- 43rd pct
- home value, US ZIPs
- 89
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64024 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 64024 (Excelsior Springs, MO) rose +7.0% from 2023 to 2024. The all-transactions index moved from 232.1 in 2023 to 248.5 in 2024 (2000 = 100).
ZIP code 64024 is a mid-sized community (a standard USPS delivery area) in Excelsior Springs, Clay County, Missouri, home to 16,230 residents across 182.6 square miles, a density of 89 people per square mile, in the Chicago time zone.
ZIP 64024 lands in the middle-income range, with a median household income of $77,895 (17% above the average Missouri ZIP), while per-capita income is $32,580. The poverty rate is 13.9%, with unemployment at 4.9%; those measures add context to the income figure. Median home value is $197,900 (4% above the average Missouri ZIP) and median rent is $995; 76.8% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 16.4% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is 25 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Clay County, so 64024 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64024
Top 5 sectors by establishment count in Excelsior Springs, MO
Which industries have the most business establishments in ZIP 64024.
- Construction
Construction
44 establishments
- Other services (except public administration)
Other services (except public administration)
44 establishments
- Retail trade
Retail trade
43 establishments
- Health care and social assistance
Health care and social assistance
31 establishments
- Accommodation and food services
Accommodation and food services
31 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64024, Excelsior Springs, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,230
Population
182.6
Area (sq mi)
89
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64024?
38.1
Median Age
49.7%
Male
50.3%
Female
3.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,895
Median Household Income
+17% vs state ZIP avg
$32,580
Per Capita Income
13.9%
Poverty Rate
4.9%
Unemployment Rate
25.3 min
Mean Commute Time
How ZIP 64024 ranks among Missouri ZIPs
Excelsior Springs, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,895 Top 24% higher than 76% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,250housing units
6,250
Total Housing Units
5,662
Occupied Units
588
Vacant Units
2.67
Avg Household Size
Occupancy Type
$197,900
Median Home Value
+4% vs state ZIP avg
$995
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
249
HPI Index (2000 = 100)
+149%
Total Change Since 2000
Home values in ZIP 64024 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.4% | 159 |
| 2021 | +12.0% | 178 |
| 2022 | +15.9% | 206 |
| 2023 | +12.7% | 232 |
| 2024 | +7.0% | 249 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 304 business establishments in ZIP 64024, employing approximately 4,474 people with a combined annual payroll of $192,781,000.
304
Businesses
4,474
Employees
$192.8M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 44 | 14.5% |
| Other services (except public administration) | 44 | 14.5% |
| Retail trade | 43 | 14.1% |
| Health care and social assistance | 31 | 10.2% |
| Accommodation and food services | 31 | 10.2% |
| Finance and insurance | 21 | 6.9% |
| Manufacturing | 20 | 6.6% |
| Professional, scientific, and technical services | 15 | 4.9% |
| Transportation and warehousing | 11 | 3.6% |
| Real estate and rental and leasing | 11 | 3.6% |
| Administrative and support and waste management and remediation services | 11 | 3.6% |
| Wholesale trade | 9 | 3.0% |
| Information | 6 | 2.0% |
| Arts, entertainment, and recreation | 5 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64024 vs 64072 →
ZIP 64024 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64024
Excelsior Springs (64024)
16,230 residents
- 64060
Kearney (64060)
13,042 residents
- 64058
Independence (64058)
6,659 residents
- 64062 6,121
Lawson (64062)
6,121 residents
- 64048 4,140
Holt (64048)
4,140 residents
- 64077 1,940
Orrick (64077)
1,940 residents
- 64072 239
Missouri City (64072)
239 residents
What this shows Among its immediate neighbors, ZIP 64024 ranks the most populous - useful context the national average alone can't give.
ZIP 64024 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64060
Kearney (64060)
$112,683 median income
- 64048
Holt (64048)
$103,131 median income
- 64062
Lawson (64062)
$92,277 median income
- 64058
Independence (64058)
$82,192 median income
- 64024
Excelsior Springs (64024)
$77,895 median income
- 64077
Orrick (64077)
$75,956 median income
- 64072 $37,917
Missouri City (64072)
$37,917 median income
What this shows By household income, ZIP 64024 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64024, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,230 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clay County
Related Areas
Frequently Asked Questions
What county is ZIP code 64024 in?
ZIP code 64024 (Excelsior Springs) is located in Clay County, Missouri. Clay County contains multiple ZIP codes, see the full list at /counties/clay-mo.
What is the population of ZIP code 64024?
ZIP code 64024 in Excelsior Springs, MO has a population of 16,230 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64024?
The median household income in ZIP 64024 is $77,895, which is 2% above the national average of $76,288.
What is the average home value in ZIP 64024?
The median home value in ZIP 64024 is $197,900, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 64024?
The largest racial group in ZIP 64024 is White at 85.9%. Hispanic or Latino residents make up 7.6% of the population.
How many businesses are in ZIP code 64024?
ZIP code 64024 has 304 business establishments employing approximately 4,474 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64024?
The top industries by establishment count in ZIP 64024 are: Construction (44), Other services (except public administration) (44), Retail trade (43). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 64024?
According to the FHFA House Price Index, home values in ZIP 64024 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64024?
In ZIP code 64024, 53.4% of residents aged 25+ have a high school diploma or higher, and 16.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64024?
The mean commute time for workers in ZIP code 64024 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64024?
In ZIP code 64024, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64024?
The poverty rate in ZIP code 64024 is 13.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64024's numbers, next.
- See how ZIP 64024 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Excelsior Springs, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.